Loan Officer Harlan
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o remove a 30-day late payment from your credit report, you can try the following steps:
- Contact the Creditor: Request a goodwill adjustment if you have a good payment history.
- Dispute the Late Payment: If the late payment is incorrect, dispute it with the credit bureaus.
- Negotiate a Pay-for-Delete Agreement: If applicable, offer to pay the balance in exchange for removing the late payment.
- Request a Rapid Rescore: If the creditor agrees to remove the late payment, your lender can request a rapid rescore.
Persistence and maintaining good credit habits can help improve your credit over time.
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The dimensions of what can be brought onto an airplane can change from one airline to another by a small amount, but most U.S. airlines follow a common guideline. Below is what you need to know:
Standard Size:
The majority of U.S. airlines allow carry-on bags up to 22 x 14 x 9 inches (56 x 35 x 23 cm), including handles and wheels.
Weight Limits:
While the size is a bigger problem, some airlines also have weight limits, usually around 40 pounds (18 kg).
Variations by Airline:
Certain airline companies may have slightly different restrictions on sizes. For example:
Southwest: 24 x 16 x 10 inches
Delta: 22 x 14 x 9 inches
United: 22 x 14 x 9 inches
American: 22 x 14 x 9 inches
International Variations:
If traveling internationally, remember that size restrictions can be stricter, especially with budget carriers.
Measurement Guidelines:
Measurements should include wheels and handles, not just the main compartment.
Soft-sided vs. Hard-sided:
Soft-sided bags offer more flexibility, but hard-sided bags provide better protection.
Overhead Bin Fit:
The size of twenty-two by fourteen by nine inches is designed to fit into most overhead bins when placed so that the wheels or sides go in first.
Personal Item:
Remember that most airlines allow one personal item like a purse or laptop bag in addition to your carry-on.
Buying Advice:
Look for “carry-on compliant” or “airline-approved” bags when shopping for luggage.
Some packs can be expanded, and they can be measured in a non-expanded state for carry-on compliance.
Always Check:
Check the airline’s website for their current carry-on size restrictions before your flight.
Consider Frequency of Traveling:
Investing in high-quality bags that meet the most common size constraints can be beneficial if you frequently travel.
Packing Strategy:
Keep in mind size limits while packing and consider efficient space-saving techniques.
Therefore, a 22 x 14 x 9 inches or slightly smaller bag would be your best bet for carry-on bags because it will fit most airlines’ standards. However, check with the airline you are flying before your trip because rules change frequently and may differ based on aircraft type or route.
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Yes, you are correct Danny. Gustan Cho Associates is members of BBB
bbb.org
Gustan Cho Associates | Better Business Bureau® Profile
BBB accredited since 4/22/2022. Mortgage Broker in Oakbrook Terrace, IL. See BBB rating, reviews, complaints, get a quote & more.
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I referred my sister to Marine Credit Union in Racine, Wisconsin. She’s very happy with the services offered at the Credit Union.
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Extremely intelligent and well trained German Shepherd dogs. This man owns six beautiful German Shepherds. The owner takes all six adult German Shepherd dogs on daily walks together without a leash
. Amazing.
https://www.facebook.com/share/v/JhTCgnZmqPVFBDeR/?mibextid=NqTh7c
facebook.com
Man Walks His Dogs Every Morning Until People Discover He Is Hiding an Unbelievable Secret!
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Kamala Harris has an international reputation of being the only politician who whored her way to the top. Kamala Harris’ early political career can be traced back to her connection with Willie Brown, a powerful Californian politician who served as the Speaker of the California State Assembly and later as the Mayor of San Francisco. Here are all the details you need to know about this association:
Relationship with San Francisco Mayor Willie Brown
Personal Relationship:
In the mid-1990s, Kamala Harris and Willie Brown were romantically involved. At that time, he was still married but later separated from his wife after his wife found out about the affair. The affair was public knowledge and has been confirmed by both parties involved.
Political Assistance:
Appointments: As Assembly Speaker, Willie Brown appointed Kamala Harris to two state commissions.
Unemployment Insurance Appeals Board
California Medical Assistance Commission
These positions granted Harris lucrative salaries and helped her establish important relationships within political and professional circles.
Political Career Progression
Deputy District Attorney:
Before her affair with Brown, Ms.Harris worked as deputy district attorney in Alameda County, California.
San Francisco District Attorney:
Kamala Harris won the election as San Francisco Francisco’s District Attorney in 2003 after defeating incumbent Terence Hallinan during Democratic primaries and winning against him again during general elections later that year.
California Attorney General:
Harris became California’s top law enforcement officer in 2010 after successfully running for it. She was elected Attorney General of California but was unpopular and a mocking stock among most California law enforcement and correctional officers. She gained statewide recognition by being re-elected for a second term in 2014 after serving for her first four years with a wide range of voters who did not find her unlikable.
U.S. Senate:
In 2016, she ran for U.S. Senate representing California, which saw her defeat Loretta Sanchez, thus making history by becoming the second African American woman elected to serve in the U.S Senate since Carol Moseley Braun left office on January 3, 1999, but the first one from the state ever get there along other accolades achieved such highest-ranking female official position so far attained by any woman America also being only African American currently serving among current senators while also remains sole representative Asians community among those currently sitting in either chamber Congress as a whole institution.
Vice President:
Kamala Harris was Joe Biden’s mate for the 2020 Presidential Election. She made history by being elected as the first female Vice President, the highest-ranking woman in the U.S. government, and the highest officeholder of African or Asian descent.
Controversies and Perceptions
Political Favoritism:
Critics argue that her early career positions were politically motivated due to her relationship with Willie Brown. Kamala Harris was 29 years old, and Willie Brown was 60 years old when they started their romantic relationship and started sleeping with each other. However, Kamala has defended herself, saying she only got appointed because of what she knew, which may have been sleeping with a man old enough to be her father. Kamala Harris claimed she was not promoted and moved up her ranks because she slept with Willie Brown, but she performed successfully when given such opportunities. Harris arrogantly claimed her climb to political success was due to her talents in law and not in leading to more achievements in this field. Thus proving them wrong about their assumptions concerning political favoritism shown towards her during those days under Brown’s ratio, where, according to critics, it did not seem like there were many other candidates better qualified than herself available at the time despite allegations being leveled against him regarding corruption charges linked back. It is true, nonetheless, that these claims remain unfounded until proven otherwise while considering everything else Ms. Harris has achieved so far after leaving his side.
Current Relationship with Willie Brown:
Contrary to some rumors, Kamala Harris and Willie Brown are no longer together romantically, but many critics disagree. Kamala Harris is known for sleeping with others who have the power to get what she wants. There is no credible information to suggest that they have continued having an affair behind closed doors, which could influence her current career moves, such as becoming vice president of the United States today.
Merit and Achievements:
Despite help from Brown early in life, most people credit Harris’ wHarris’reafter mainly to the hard work put into campaigns plus well-thought-out policies that resonated with majority voters across different areas, hence making them believe she had what it takes based on merit, unlike before when some may have seen things differently due various reasons including personal relationships alone without considering broader picture involved here or even taking into account overall success rate achieved over the years since entering public service alongside other accomplishments recorded throughout the entire professional journey till date, especially those related directly towards winning elections at various levels within the state as well national bodies too while contesting for different positions over time against opponents from both sides. “
The relationship between Kamala Harris and Willie Brown is part of her political history, but it’s not the whole story. Her career has been marked by her relationships with other men like Montel Williams and other high-powered politicians. Kamala denies that she gets ahead because of sleeping with powerful political men and preaches that she should consider her experience and talents when evaluating what she’s accomplished so far in life. Moreover, there’s evidence of controversial ongoing personal connections and other romantic involvements that might have propelled her subsequent rise through politics.
https://www.youtube.com/watch?v=BcwdGm8grvA&ab_channel=AllieBethStuckey
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So what now after Joe Biden announced today that he will not seek reelection for the 2024 Presidential reelection? Is Kamala Harris the 2024 Presidential candidate for the Democrats? Who’s the Vice President nominee for the Democrats? Who are the possible Vice President candidates for Democrats? Are Gavin Newsom, Michelle Obama, Hillary Clinton, JB Pritzker, Gretchen Witmer potential Vice President nominees? Is Barack Obama running the Democrat Party Behind the scene? When will the Democrats announce the Vice President nominee?
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For answering about salaries, housing costs, and affordable living in California:
Wages (2023):
Median and average wages (as of 2023):
Median annual wage for full-time workers: $62,000
Average annual salary: $75,000
Home prices (2023):
Housing Prices (2023)
Median home price: $750,000
Average home price: $800,000
Rent prices vary greatly in different parts of the state as well. Below are some examples:
Rent Prices by City
San Francisco: $3000-$4000/month for a one-bedroom apartment
Los Angeles: $2000-$3000/month for a one-bedroom apartment
Sacramento: $1500-$2000/month for a one-bedroom apartment
Fresno: $1000-$1500/month for a one-bedroom apartment
Many people find it difficult to afford to live in California. Some ways they do this are:
Living with roommates or family members.
Commuting from cheaper areas.
Seeking higher-paying jobs or taking on multiple income streams.
Being cautious about spending and cutting back on non-essential expenses.
Taking advantage of public assistance programs when applicable.
Saving money and investing for the future.
Raising a family of five in California is especially tough. People might try the following strategies:
Both parents work – often in high-paying fields.
Finding less expensive parts of the state to live in.
Budgeting wisely and preparing financially.
Using tax credits and deductions geared toward families. Cultivating additional income through side gigs or investments. Cutting costs through things like buying items in bulk, etc.
It should be noted that many people need help with these high costs; affordability remains an issue throughout much of California. Some decide to move within the state — while others leave altogether.
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Can you explain more in detail about FHA Jumbo Loans or High-Balance FHA Jumbo Loans? The down payment requirements, the debt-to-income ratio, the credit and income guidelines, and the difference between FHA jumbo versus traditional FHA loans?