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This video argues that while a college degree is still a valuable asset in 2026, the “return on investment” has become highly polarized. It contends that the era of a general degree guaranteeing middle-class stability is over, noting that the lifetime earning gap between the highest- and lowest-paying majors now exceeds $3.4 million.
To be “worth it” in 2026, the creator suggests choosing majors that feature two specific protections: a credentialing barrier (like a professional license) that limits labor supply, and a requirement for physical presence or human judgment that AI cannot easily replicate or automate.The Top 7 Degrees for 2026:
1. Chemical and Petroleum Engineering : The highest-earning degrees, with starting salaries often exceeding $80,000. Despite industry cycles, they offer the best leverage for tuition costs.
2. Electrical Engineering : Highly valued for the ongoing infrastructure boom, including AI data centers, power grid modernization, and semiconductor manufacturing.
3. Actuarial Science . A “hidden gem” where students calculate financial risk. The moat is defined by 7-10 difficult professional exams, keeping supply low and salaries high (often clearing $130,000 within 5 years).
4. Bachelor of Science in Nursing : The winner for stability, boasting the lowest unemployment rate (1.42%). High demand from an aging population and the inability to automate bedside care make this an incredibly secure career path.
5. Computer Science: Labeled an “asterisk degree” because the market has bifurcated. While top-tier programs still see massive success, the “floor” for average graduates has collapsed due to AI and tech layoffs. Specialization in AI or cybersecurity is now required.
6. Civil Engineering: Driven by massive federal infrastructure investment (bridges, water, broadband). This work is physical, regulated, and local, making it resistant to remote-work disruption.
7. Accounting: A “workhorse” degree. The CPA license acts as a legal moat that AI cannot cross, as software can calculate numbers but cannot assume legal liability for financial audits.
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College Graduates are having a hard time getting their first post College Degree job. There was a time where a college degree was your ticket to a great job. Some college graduates cannot even get a job at DONALD’S or Chipotle. A lot of high paying career Opp
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Jeremy Dewitte has always wanted to be a cop. However, the closest thing to being a cop was getting arrested,convicted and incarcerated for impersonating a police officer. His first arrest of impersonating is a police officer, Jeremy Dewitte got arrested since he was 18 years old.
This is some clips of his past, a conversation of him manipulating Jennifer and an undercover sting operation on him
This video is the jailhouse interview with the detectives in 2019 but the overlay is just videos of his driving and are not related to the audio directly.
On November 1, 2024 Dewitte was convicted and sentenced to nearly seven years in prison by a jury for failure to register a new motor vehicle as a past sexual offender.
On January 7, 2025 Dewitte was sentenced to 41 months in federal prison plus one year of supervised release and $70,000 in restitution for filing false tax returns related to his income from his business.
On September 17, 2025 Dewitte was sentenced to five and a half years in state prison followed by probation on insurance fraud charges.
Please feel free to comment and share your opinions.
The maker if this video and wanted the videos to be clear and understandable. For some reason I keep getting a few people who make smartass comments about using an AI voice. The videos are pieced together by me and the wording is all done by my typing.
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🚨 BREAKING NEWS & AWARENESS 🚨
For decades, people have debated the growing number of lines appearing across our skies. Are they simply persistent contrails created under the right atmospheric conditions, or is there more to the story? Why do some appear to spread out for hours while others disappear quickly? And why has this topic exploded across social media again?
In today’s video, we’re looking at what people are seeing, what aviation experts say about contrails, why discussions around geoengineering and weather modification continue to trend, and how recent environmental conversations—including actions and policy discussions involving the EPA—have fueled renewed public interest.
We’ll also examine reports and discussions surrounding soil health, crop challenges, changing weather patterns, and why so many people are asking questions. The goal is to separate established facts from speculation while encouraging viewers to look at the available information and think critically.
As always, do your own research, compare multiple sources, and decide for yourself what conclusions are supported by the evidence.
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If I am operating a DBA for a mortgage banker licensed in multiple states and decide to join c2c Lending due to the potential income on revenue share and their goal to pay licensed loan officers residual income from servicing the mortgage loans closed, how does that work? Is it difficult to do? Does my current employer need to cancel the DBA with NMLS and the Secretary of State on each individual states licensed? What if my current employer does not release the DBA because of too much work. I heard that my current employer needs to contact each individual state’s secretary of state office and cancel the DBA and also contact the NMLS. How much would this cost me with the NMLS and each state? Are there other potential solutions of not being a Powered By Coast 2 Coast Mortgage, LLC, BUT using my brand name and state powered or empowered by C2C. I noticed that many mortgage companies have a section on nmlsconsumer.org that says OTHER TRADE NAMES, PRIOR OTHER TRADE NAMES, PRIOR LEGAL NAMES, and websites of all independent licensed MLOs, teams, and branches? What is the easiest, fastest, and most cheapest way of using my brand name, that has been branded for many years. Thank you.
https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1660690
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This video covers a Department of Justice press conference regarding the indictment of former FBI Director James Comey on two felony counts related to threats made against the President of the United States.
Key points from the indictmentment.
Count one: Knowingly and willfully making a threat to kill and inflict bodily harm upon the President.
Count two: Knowingly and willfully transmitting a threat to kill the President in interstate commerce.
Both counts carry a maximum penalty of 10 years in prison.
Investigation details:
The investigation spanned approximately 11 months, conducted by the FBI and the U.S. Secret Service.
Officials noted that while the defendant’s status is high-profile, the case follows standard investigative procedures.
The grand jury returned the indictment, and the defendant is entitled to full due process, including a trial by a jury of his peers.
Officials declined to comment on specific evidence, the nature of the defendant’s intent, or other unrelated investigations, emphasizing that the focus remains on the charges brought by the grand jury.
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The Pervasive Landscape of Modern Corruption and Fraud: A Comprehensive Overview
Corruption and fraud have become endemic features of modern governance and society, permeating every level of public service from local municipalities to federal institutions. This comprehensive analysis examines the scope, mechanisms, and potential solutions to a systemic crisis threatening democratic foundations and public trust.
The Scale of Public Corruption
Political Elite Enrichment
The transformation of public servants into multi-millionaires represents one of the most visible forms of systemic corruption. When elected officials enter office with modest means and exit with extraordinary wealth, it raises fundamental questions about the integrity of public service.
Case Study: Gavin Newsom’s Wealth Accumulation
As Governor of California, Newsom’s official salary is approximately $250,000 annually. Yet his real estate portfolio includes multiple properties valued in the millions, including a $3.7 million mansion in Kentfield and a $1.8 million home in Sacramento. This wealth accumulation occurs despite his wife’s nominal documentary filmmaker salary and absence of family inheritance. Similar patterns emerge across the political spectrum, from Nancy Pelosi’s stock market trades that consistently beat market averages to Barack Obama’s $70 million post-presidency book deals and speaking fees.
Systemic Government Corruption
Beyond individual cases, corruption operates through institutional mechanisms:
- Campaign Finance Loopholes: Politicians legally accept millions from corporations and special interests, creating obligations that manifest in favorable legislation
- Revolving Door Employment: Regulators leave government positions for lucrative jobs in industries they once regulated.
- Family Enrichment Networks: Spouses, children, and relatives of politicians receive preferential treatment in contracts, appointments, and business opportunities
- Insider Trading Networks: Congressional members and their staffs profit from non-public information regarding upcoming legislation and regulations
The Epstein Blackmail Paradigm
The Jeffrey Epstein case revealed how sexual blackmail operates as a tool of control over powerful figures. Epstein’s meticulous documentation of encounters with politicians, business leaders, and royalty created a sophisticated compromise operation that ensured protection from prosecution while providing leverage over influential decision-makers. This system demonstrates how personal corruption can become a national security vulnerability when compromised officials occupy sensitive positions.
Institutionalized Fraud in Public Services
Law Enforcement Privileges and Abuse
The “thin blue line” culture has evolved into an institutionalized system of entitlement and fraud:
- Quid Pro Quo Discounts: Officers routinely demand and receive unauthorized discounts from businesses, creating an expectation of preferential treatment
- Evidence Tampering: Systematic manipulation of evidence, falsified reports, and perjured testimony to secure convictions
- Asset Forfeiture Abuse: Civil asset forfeiture allows departments to seize property without criminal charges, creating perverse financial incentives.
- Overtime Fraud: Inflated overtime claims have become a significant budgetary burden in many jurisdictions
Municipal and State-Level Corruption
Local Government Corruption Manifests Through:
- Zoning and Permit Fraud: Development approvals exchanged for bribes or political contributions
- Contract Rigging: Public contracts awarded to connected vendors at inflated prices
- Pension Fraud: Disability claims and pension spiking among public employees
- Grant Misappropriation: Federal and state funds diverted to personal or political use
The Psychology of CorruptionThe Price of Integrity
The assertion that “everyone has a price” reflects a cynical but increasingly accurate assessment of human behavior under systemic pressure. When corruption becomes normalized, ethical considerations become secondary to survival and advancement. The gradual erosion of moral standards occurs through:
- Incremental Compromise: Small ethical breaches lead to larger violations
- Rationalization Mechanisms: Justifications like “everyone does it” or “the system is rigged anyway.”
- Group Normalization: Corrupt behavior becomes standard operating procedure within organizations
- Impunity Development: Lack of consequences reinforces corrupt behavior
Structural Factors Enabling Corruption
Financial Disincentives for Integrity
The fundamental mismatch between public service compensation and opportunities for wealth accumulation creates structural corruption incentives. When government salaries represent a fraction of potential private-sector earnings, public service becomes a temporary position for wealth accumulation rather than a career of public service.
Regulatory Capture
Agencies created to regulate industries become dominated by those they regulate, resulting in:
- Revolving Door Employment: Regulators move to industry positions they once oversaw
- Information Asymmetry: Industry expertise exceeds regulatory capacity
- Funding Dependencies: Regulatory agencies are dependent on industry fees for operation
- Legislative Influence: Industry lobbyists draft legislation affecting their regulation
Potential Solutions and Reform Strategies
Systemic Transparency Measures
- Comprehensive Financial Disclosure: Real-time public reporting of all financial transactions for public officials and their immediate family members
- Blockchain-Based Procurement: Immutable tracking of government contracts and expenditures
- Whistleblower Protection Enhancement: Financial incentives and legal protections for corruption reporters
- Independent Oversight Bodies: Citizen-led corruption commissions with prosecutorial authority
Structural Economic Reforms
- Public Service Wage Parity: Compensation competitive with private sector alternatives
- Post-Employment Restrictions: Extended cooling-off periods before regulators can join related industries
- Campaign Finance Revolution: Public financing of elections with complete bans on private contributions
- Asset Seizure Laws: Automatic forfeiture of unexplained wealth accumulation by public officials
Cultural Transformation Initiatives
- Ethics Education Integration: Mandatory ethics training from elementary education through professional development
- Citizen Oversight Mechanisms: Community participation in monitoring government operations
- Media Independence Protection: Financial and legal protections for investigative journalism
- Digital Democracy Tools: Direct citizen participation in budgeting and oversight processes
The Path Forward
Addressing systemic corruption requires recognizing it as a complex adaptive system rather than isolated incidents. The solution lies not in individual prosecutions but in structural redesign of incentives, transparency mechanisms, and cultural values. When corruption becomes more costly than integrity, and when public service becomes financially viable without supplemental income, the system can begin to self-correct.
The current trajectory suggests increasing corruption rather than reform, making immediate action essential before democratic institutions become completely compromised. The question is not whether corruption exists, but whether societies possess the collective will to implement the uncomfortable solutions necessary to address it.
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I can see silver surpass the $1,000 per ounce in the very short term. The big banks and the large hedge funds did their utmost best to short silver but seems the silver stackers won the battle and war. Many people think they lost the opportunity of buying silver and score big time. Not so fast. Whether you bought it at $30 dollar per ounce or $80.00 dollar per ounce, does it matter if silver is going to skyrocket over $1,000 per ounce. I did not think so. I would not be surprised if price of silver surpass $100 per ounce before the New Year. Watch and see folks.
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MortgageLendersForBadCredit.com is a mortgage broker affiliated with Gustan Cho Associates and operating under NEXA Mortgage. The company assists clients who have been declined by other lenders due to credit challenges, late payments, high debt-to-income ratios, or strict lending criteria. Their objective is to provide tailored solutions for each borrower.
Services Provided by Mortgage Lenders For Bad Credit
According to their website, they operate as a traditional mortgage broker, guiding applicants through the process and matching them with appropriate lenders while keeping clients informed and supported.
- They accept applications and quote requests, then connect borrowers with loan programs and lenders that meet their needs.
- They offer access to government-backed loans (FHA, VA, USDA) and alternative non-QM solutions, assisting clients who do not meet traditional “A-paper” standards. They prioritize agency guidelines and help borrowers avoid unnecessary lender overlays.
Their website features educational resources on topics such as Non-QM loans, no-doc loans, and bank statement programs, which is typical for broker sites.
Next, we assess whether they effectively assist borrowers with bad credit, as claimed.
They state a commitment to assisting clients with credit scores as low as 500, depending on the loan program, and aim to support individuals who have been declined by other lenders.
- Certain loans, particularly FHA loans, are available to applicants with lower credit scores if other aspects of their application are strong, such as a substantial down payment, stable income, or favorable underwriting results.
- Non-QM lenders may consider borrowers with lower credit scores if the overall risk profile is acceptable, though this often results in different interest rates or down payment requirements.
While many borrowers may qualify, minimum requirements remain for income, assets, housing history, debt-to-income ratio, age of credit issues, and documentation. The company aims to establish realistic expectations and offer clear guidance to each applicant.
How to Verify Legitimacy
To verify their legitimacy and determine who regulates them, you can take a few simple steps before proceeding. Refer to and link NMLS IDs for NEXA Mortgage (Company NMLS 1660690) and Gustan Cho Associates (NMLS 2315275).
- You can verify the license by visiting the NMLS Consumer Access website and entering the company name and NMLS number, which can be found on their website or profiles. (Mortgage Lenders for Bad Credit)
- Business Profiles
- Gustan Cho Associates’ (NMLS 2315275) page describes the business as a licensed mortgage broker in several states, focusing on clients who have been denied elsewhere.
- Their clear business history helps build trust with potential clients.
- Zillow also features a profile for the company in the same capacity.
- Direct Lender vs. Broker Distinction
- In mortgages, brokers do not underwrite loans or work for banks. They connect borrowers with lenders. Mortgage lenders for bad credit are brokers, not direct lenders, so they place loans with lenders instead of approving them directly.
As a broker, they identify suitable programs for each borrower but do not underwrite loans or offer identical programs to all clients. Their role is to match applicants with appropriate lenders, not to fund loans directly.
Setting Realistic Expectations for Low Credit
Applicants with scores between 500 and 580 are evaluated on factors such as housing payment history, debt-to-income ratio, and residual income, which are also important, particularly for manual underwriting or VA loans.
- Down payment amount and available savings are additional factors to consider.
- The type and recency of any negative credit events, such as collections, charge-offs, bankruptcies, foreclosures, or late payments, also matter.
If you provide details such as your credit score range, purchase or refinance intent, down payment, and any bankruptcies or foreclosures, I can recommend likely programs and potential approval challenges.
https://mortgagelendersforbadcredit.com/gustan-cho-associates-subsidiaries/
