

Harlan
Loan OfficerForum Replies Created
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Harlan
MemberSeptember 15, 2024 at 7:38 pm in reply to: SENIOR LIVING FACILITIES EVICTING RESIDENTS WITH LIFETIME CONTRACTSIt is quite upsetting how the abovementioned factors affect older adults in the present world. All their lives, they worked hard, pulled up families, and helped insert into society. They need and deserve fair treatment and good safety. The troubling aspect, such as neglect, financial abuse, or even violation of agreements, which you pointed out regarding senior living centers, does not mean that there are problems with the facilities alone—the act of wellness abuse towards older people.
Elder financial exploitation: Concerns related to the future finances of older people.
Most elderly individuals are very susceptible to financial crimes, scams, and even mistreatment by immoral family members or unethical businesses. Most of these would make them bankrupt after years of building up their fortunes and effective self-control over their spending.
Broken standards from Senior facilities:
The senior living centers now prefer the title’ life care provider,’ where they endorse a status to the patient. A prisoner’s purgatory comes when an older adult has reached the end of their finances or the institutional spirit has turned cancerous. This ostracizing of the older generation in such cases, be it through removal or neglect, is not unethical; it is a violation of human rights.
Healthcare Access and Quality:
Humiliating or deserving contempt. However, many elders are still unable to seek appropriate healthcare or find it lacking such care. They continue tackling the crises of underfunded or mismanaged homes. They yearn for and desire cure, healing, and treatment. The mechanism is usually delivered as there is no such mechanism. Therefore, it only overcomplicates the matter.
Lack of Social Support:
Aging people live in isolation, and most of the senior population experiences a shortage of social interaction. Their relatives often are not available or busy with other things. If offensive or undesired, attempts to seek help from the analytics and additional services directed toward such individuals can be fruitless.
Solutions and Advocacy:
Policy Changes: More exacting provisions concerning nursing facilities, eligibility criteria, and the appointment of a financial guardian for aged persons must be advocated for. Further rules should be established to ensure that companies respect life contracts and provide the care and assistance the individual should receive, regardless of their income.
Community Support: Barrier-free communication facilities for older people must be upheld, and supportive care services, such as advocating for them in legal and monetary issues, must be provided. This will maintain and promote their health.
Legal Protections: Older persons should be adequately shielded against the effects of competitors or other external market forces engaging in financial and commercial abuses. This will require implementing existing legislation to prevent known and accepted forms of financial victimization and adopting novel legislation to combat emerging forms of exploitation within society.
More to come:
Love and respect from people must be reserved for older adults who have lived a meaningful life only. In an aging society, however, it becomes more important to design structures that will protect older adults, allowing them to have a stress-free older age and prevent a situation where older people are abused or ostracized. We share that I care about this particular issue. However, what is of great concern is that this is a current problem and will need more effort to help change how society looks after those who have contributed to building the world we all live in today.
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Harlan
MemberSeptember 14, 2024 at 4:12 pm in reply to: Gavin Newsom Vetoes 150,000 Housing Grant Bill For Undocumented ImmigrantsThank you for providing those details regarding Governor Gavin Newsom’s veto on AB 1840. This is a welcome change in how racing issues, housing policy, and immigration policies are addressed in California. I want to summarise the arguments as follows:
Bill AB 1840:
This was to increase the scope of California’s Dream for All program
Illegal immigrants would have been brought into the outside
This would have been targeted at preventing a person from being inadmissible from the CalHFA program simply because of being a foreigner
The perspective of Newsom’s veto:
Justified that there was too little money, that would be a no-door one available for the program
Said there were higher level issues of the state budget which would lessen the scope of increasing the eligibility aspect of the program.
They are largely focused on the judicious depletion and conservation of existing and available resources.
THIRD WAY HOUSING TRUST (TH2):
Assistance in purchasing homes was only limited to this agency, so the bill got stuck on purchasing a home.
Article 36 in context – broader context:
This pronouncement processes their ability to remain broke while accommodating a debtor sociably.
That position focuses on/elaborates on the lopsidedness of the discourse on resources and immigration policy in a social policy debate in California.
In this instance, the veto further demonstrates the interrelations between housing policy, immigration policy, and budgetary restrictions within California. It explains why finances limit policies like offering services to illegal immigrants in the so-called immigration-friendly states.
Still, it should be noted that regardless of this particular prohibition on expansion, California has chosen programs and policies that support illegal migrants in one way or another. So, in a way, his ruling seems to be restrictive in nature with regard to budgetary allocation alone, not so much immigration policy.
If there are people who are more interested in and focused on the housing policies in the state of California or any immigration issues, then this development would be worth attention since it could contribute to future policies and discussions in these directions.
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Who is Kamala Harris? This is the question John Stossel asks. Kamala Harris strongly banned fracking. Kamala Harris wanted universal government Healthcare. Now, she doesn’t support government Healthcare. She wanted to defund the police. She wanted government benefits for illegal immigrants. Now, she wants to enforce the border and deport illegal immigrants. She wants us to be woke. Not that she’s against it. Kamala Harris wanted to exercise executive power and confiscate our guns the day she got elected President. Now she’s pro-Second Amendment. She believed in censorship and is now a proponent of the First Amendment. Who’s Kamala Harris? Kamala Harris is the world’s biggest hypocrite and liar on planet EARTH.
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Here’s a video about dumb, ego-driven cops owned by higher authorities.
https://youtu.be/DQtexQba5pw?si=FSkvHF8UoEBMEuxM
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This reply was modified 9 months, 2 weeks ago by
Harlan.
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This reply was modified 9 months, 2 weeks ago by
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o remove a 30-day late payment from your credit report, you can try the following steps:
- Contact the Creditor: Request a goodwill adjustment if you have a good payment history.
- Dispute the Late Payment: If the late payment is incorrect, dispute it with the credit bureaus.
- Negotiate a Pay-for-Delete Agreement: If applicable, offer to pay the balance in exchange for removing the late payment.
- Request a Rapid Rescore: If the creditor agrees to remove the late payment, your lender can request a rapid rescore.
Persistence and maintaining good credit habits can help improve your credit over time.
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The dimensions of what can be brought onto an airplane can change from one airline to another by a small amount, but most U.S. airlines follow a common guideline. Below is what you need to know:
Standard Size:
The majority of U.S. airlines allow carry-on bags up to 22 x 14 x 9 inches (56 x 35 x 23 cm), including handles and wheels.
Weight Limits:
While the size is a bigger problem, some airlines also have weight limits, usually around 40 pounds (18 kg).
Variations by Airline:
Certain airline companies may have slightly different restrictions on sizes. For example:
Southwest: 24 x 16 x 10 inches
Delta: 22 x 14 x 9 inches
United: 22 x 14 x 9 inches
American: 22 x 14 x 9 inches
International Variations:
If traveling internationally, remember that size restrictions can be stricter, especially with budget carriers.
Measurement Guidelines:
Measurements should include wheels and handles, not just the main compartment.
Soft-sided vs. Hard-sided:
Soft-sided bags offer more flexibility, but hard-sided bags provide better protection.
Overhead Bin Fit:
The size of twenty-two by fourteen by nine inches is designed to fit into most overhead bins when placed so that the wheels or sides go in first.
Personal Item:
Remember that most airlines allow one personal item like a purse or laptop bag in addition to your carry-on.
Buying Advice:
Look for “carry-on compliant” or “airline-approved” bags when shopping for luggage.
Some packs can be expanded, and they can be measured in a non-expanded state for carry-on compliance.
Always Check:
Check the airline’s website for their current carry-on size restrictions before your flight.
Consider Frequency of Traveling:
Investing in high-quality bags that meet the most common size constraints can be beneficial if you frequently travel.
Packing Strategy:
Keep in mind size limits while packing and consider efficient space-saving techniques.
Therefore, a 22 x 14 x 9 inches or slightly smaller bag would be your best bet for carry-on bags because it will fit most airlines’ standards. However, check with the airline you are flying before your trip because rules change frequently and may differ based on aircraft type or route.
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Yes, you are correct Danny. Gustan Cho Associates is members of BBB
bbb.org
Gustan Cho Associates | Better Business Bureau® Profile
BBB accredited since 4/22/2022. Mortgage Broker in Oakbrook Terrace, IL. See BBB rating, reviews, complaints, get a quote & more.
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I referred my sister to Marine Credit Union in Racine, Wisconsin. She’s very happy with the services offered at the Credit Union.