Loan Officer Rhonda
Loan OfficerForum Replies Created
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Thank you , Client 1 is daughter’s childhood friend. Helped her save home in past, doing modification. This time cousin that resides with her, because she is on time sensitive matter. My suggestion is sell to him, payment now is 1,100 on a 70,000 payoff. Without any other fees involved, to keep payment lower than current. As property has double taxes due to non homestead and lender place insurance. Which insurance will be higher .
Client 2 cousin which is buyer, 650 credit score on job 10 plus years. Pricing will not be good , so that is why my thinking keep sales price higher , gifting and paying cost.
In past when I done this type of sell, I set up to go fha. Just so I can use appraisal and transfer to conventional. It is easier to pay a coc and not pay double for appraisal. Just pay to have it updated .
I’m doing a TBD with UWM , waiting on title to come back. Just needed to make sure my thinking was right. Which you clarified. I just need to talk my way thru sometimes. Which is why i decided, I would just do it here. I just hate that computer crap stuff
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Both were marked modular. So i think it is where I marked something wrong. Tried with high down.
below is screen shots
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Find a group of people who challenge and inspire you; spend a lot of time with them, and it will change your life”
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I had a deal one time. Where parents had no problem gifting money. But was like pulling teeth to provide proof they had the funds to give.
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Will do , figured it was some kind of catch. But will check it out.
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Title company provided title. All on heirship easy. But said have to have court approval on bankruptcy. As it was done in 2024. I Said it was dismissed they asked for social. So waiting ,could be that is a huge problem,
I would not think they would allow a gift of equity?
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I figured it was a operator error.
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😍
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We do have an amazing team. I was on phone today, with a friend that is an LO. I called her because I was questioning my sanity about a new FHA guideline. We got to talking, she was not having a good day. So I hit her up, and went into why she should come.
She said I can hear it is your voice, you really do believe in them . I tried to explain it is so different, others want to help.
