Is Kamala Harris the best candidate The Democrats have to face former President Donald Trump for 2024 Presidential Election? Are the Democrats that desperate of having a semi-descent candidate for President? Do Democrats think the American people are that stupid? Do Democrats need to name Kamala Harris, the person who slept her way up the political latter? Kamala Harris slept with former San Francisco Mayor Willie Brown to kick off her political career. Kamala Harris is not too smart. Many people cannot believe how she even became a lawyer let alone District Attorney of San Francisco, Attorney General of California, United States Senator, and Vice President of the United States. Now she is running for President? OMG. What has Kamala Harris ever achieved in her political career. Watch this video clip about Kamala Harris.

https://www.youtube.com/live/RcsRfo16ZC8?si=gFA0rsAlw8iu0KLU

Kamala Harris is the nation’s biggest laughing stock. Kamala Harris is hands down the biggest jackass. Her accent imitation makes her become the dumbest Global idiot, including for the DEMOCRATS. Kamala Harris is such a FAKE. It is also alleged Kamala Harris is a severe alcoholic—more on this rambling idiot Kamala Harris. The incompetent Kamala Harris is a major embarrassment and disgrace. She’s one disgusting, unlikeable, lying, uncreditable, flip-flopping, mentally deranged subhuman blizzard piece of shit.

https://youtu.be/dvjWFuRvZRU?si=GnRDtHAKzkxXhcu1

I would like more specific insights on working with a real estate in my area which is the north side of Chicago. I am interested in selling my house and buying a home in the northwest suburbs with a larger lot and potential to add on. My brothers and I own a construction business and have a lot of experience with doing fix and flips, gut rehab, new construction homes for customers, developers, builders, and ourselves. We have used many real estate agents and sometimes I think they do a good job and is worth the money while other times I think they are completely worthless and I am wasting my 6%. I need a list of questions where I can vett out hard working experienced real estate agents to list my properties and to buy my house. What will the NAR ruling and new law affect using a real estate agent to buy or sell a home?

Hello all,

Last year, I purchased my house with a VA loan, and even though I am happy with it, I have been hearing a lot about the benefits of refinancing. I’m wondering when I’m allowed to refinance my VA loan and if there are certain stipulations that would have to be observed. Also, since buying the house, my financial situation has shifted somewhat, so that makes me curious whether that would also alter some of the options I have. Thanks!

I am an Experienced Mortgage Loan Originator. How Can You Approach a Home Builder and Become The Builder’s Preferred Lender. Why do home builders want to use you as their preferred lender? How do you become a Preferred Lender of a Home Builder? What do home builders want of a preferred lender. The bottom line is How Do You Become a Preferred Lender For a Home Builder? What can I do to get an opportunity to become a preferred lender for a regional or national home builder?

How long after a chapter 7 discharge can I purchase a home? What mortgage loan programs do I qualify for after Chapter 7 Bankruptcy and what are the waiting period requirements? What are the eligibility requirements to qualify for a mortgage after Chapter 7 Bankruptcy?

California to set aside $300 Million for illegal immigrants to buy homes. Many see this as another example of Democrats prioritizing illegal immigration over the needs of taxpaying citizens, further burdening Californians. With California’s housing costs among the highest in the nation, this program is seen as fiscally irresponsible, potentially leading to bankrupting the state. Gavin Newsom and the Democrats are totally out of control. Why would anyone want to live in California?

https://youtu.be/BmCJ31MBjGU?si=-SHG3iIxIQJTW0_R

How Much Cash-Out Can I Get With Reverse Mortgage?

What is Bidenomics? Is Bidenomics a real thing? The U.S. economy is in crisis. Inflation is soaring. Mortgage rates have tripled from its low a few years ago from 2.5% to 7.5%. Home prices have doubled in many parts of the country and its not if we are going to have a housing bubble but when. Unemployment numbers came out last Friday and just skyrocketed from 3.2% to 4.3%. Many people cannot keep up with inflation. The economic data and numbers being released are lies. The inflation rate is NOT 3%. Look at the prices of goods and services when you go shopping. Most consumers see prices of goods and services are 100% to 500% higher than what it used to be. NOT 3% to 4%. Look around you. Look at how many people are out of work. Again, LIES, LIES, LIES. 4.3%? I don’t think so. The Dow Jones Industrial Average should NOT be at 40,000. The Federal Reserve Board is printing money like it is going out of style. Is Kamala Harris that much of an IDIOT? I think so. Kamala Harris is going around touting and bragging about Bidenomics and that Bidenomics is here to stay. Joe Biden is going around bragging that he made the economy of the United States through Biden Economics. So what is Bidenomics and what makes Biden Economics so GREAT? What is the difference between Reaganomics and Bidenomics? Why is the least popular politicians, Kamala Harris, going around and running on Bidenomics and how great Joe Biden was as President of the United States. Does Harris realize that Joe Biden stands to be the worst President in the History of the United States, making him worse than Jimmy Carter? So, can you please explain in detail what Bidenomics is so we, the American people, can understand?

https://www.youtube.com/watch?v=BGPqLlicmYM

What is a mortgage broker? What is the role of a mortgage broker? What is the difference between mortgage brokers and mortgage bankers? What is the difference between mortgage broker, mortgage banker, Full-Eagle Mortgage Banker, direct lender, correspondent lender, and mini-correspondent lender? How Do Mortgage Brokers Get Compensated? How do mortgage bankers get compensated? How do full-eagle bankers get compensated? How do direct lenders get compensated? How do correspondent and mini-correspondent lenders get compensated? What is yield spread premium? How do mortgage companies get compensated?

• This discussion was modified 8 months, 3 weeks ago by  Gustan Cho.

How Are Student Loans Calculated On VA Loans?

How Does A Purchase Reverse Mortgage Work?

What is a private money loan? What is the difference between a private money and hard money loan? How Do I Qualify for a Private Money Loan? What is the eligibility requirements to qualify and get approved for a private money loan? What is better? Private money loans or hard money loans? Where can I get approved for private money loans fast?

• This discussion was modified 8 months, 3 weeks ago by  Gustan Cho.

Can I Qualify For Mortgage With Late Payments After Housing Event And Bankruptcy?

Can I Qualify For Mortgage Without Meeting Waiting Period If I Get Bankruptcy Deleted?

Can a conventional loan appraisal be transferred from one lender to a different lender?

Can individual home sellers list their properties or do you need to be a real estate agent?

Can anyone tell it possible that I have property in USA and can get mortgage here in UAE?

Can a home buyer qualify for a conventional loan after short sale in 4 years from the date of the short sale with 5% down payment.?

Can we get a fha cash out refinance loan while in chapter 13 100% plan? We have 49 remaining monthly payments.

I had both German Shepherd and Doberman Pinscher dogs all my life and currently have Doberman Pinschers. Both Doberman Pinschers and German Shepherds are phenomenal dogs. Both Doberman Pinschers and German Shepherds are extremely intelligent dogs, if not the top two smartest dogs in the world. Both Dobermans and Shepherds to not need any training but are self trained. They watch their owners and learn by themselves. They quickly pick up what is the right thing to do and what type of behaviors is not condoned. However, I prefer Doberman Pinschers vs German Shepherds due to various reasons. Both Doberman Pinschers and German Shepherds are highly intelligent, trainable breeds. However, knowing that any dog—regardless of its breed—needs training and socialization is essential. The belief that dogs do not need these or are “self-trained” can result in behavior problems.

That being said, here are some reasons why people might prefer Doberman Pinschers over German Shepherds:

Agility and Size: Dobermans have a more streamlined build, which makes them more agile than German shepherds. Doberman’s streamline build. This makes them suitable for different tasks or living arrangements.

Grooming Needs: A Doberman Pinscher’s coat is shorter, so grooming requirements will be less than those needed by a German shepherd, whose fur is longer.

Health Concerns: Compared to GSDs, Doobies may experience fewer issues with hip dysplasia and elbow diseases. Both breeds can suffer from health problems, but this happens more often in one breed than the other.

Nature: They’re described as “velcro-like” because they tend to stick closely with their owners whenever possible.

Barking Level: In certain living situations, such as apartments where noise should be minimal, barky GSDs would not fit into such homes, while quieter dobes would suit perfectly well without disturbing anyone else’s peace during quiet hours.

Looks/Sleekness Factor: Some individuals prefer muscularly built dogs like dobes instead of fluffy ones like German Shepherd dogs. German Shepherd dogs shed everywhere around the house all day long. Knowing somebody loves them unconditionally, even if nobody else does, makes them feel good about themselves ever again until death separates them apart. Amen!

Heat Tolerance Levels (for Southern states): Short hair means coolness during summer when temperatures rise above 80 degrees Fahrenheit, but it still warms up enough not to freeze winter nights. Either way, either direction works out best all year round here down south, where the sun shines nonstop day year-round, and long-term life expectancy wise, too!!!

Can part-time income, overtime income, bonus income be counted to qualify for loan?

Many hard-working people are putting their hard-earned money away in the bank. Consumers do not trust the banks and the dollar. The dollar is losing its value as time pass. One dollar today will be worth half its value in the next few years and keep deteriorating to become worthless. The dollar is not backed by anything. The globalists such as the Rothschilds, Rockefellers, Bushes, and Democrats control the Feds and print money whenever they need. So what is the average hard-working American should do to protect their assets? Buy Gold and Silver. Silver in the low $20 per ounce is a screaming buy. Do not buy paper silver. Buy the actual silver bars. The Globalists are shorting the living shit out of silver because of fear. You will not go wrong. Get all of your money in silver or Gold. Silver will go to over $1,000 per ounce. We will keep this thread ongoing.

What happened last week that mortgage rates are plummeting. The 30-Year Treasuries dropped to 3.8% which tanked mortgage rates on government loans from 7.0 to 6.0%. 30-year U.S Treasuries were as high as near 5.0% just a few weeks ago. Gold increased to over 2,500 per ounce which is a historic high. Silver did not follow gold prices because banks were short selling Silver like crazy because banks and the Globalists have a huge short position and are afraid of getting margin calls on their Silver short positions. What economic numbers came out that caused the financial markets upside down? Will mortgage rates continue to plummet? Will it be beneficial to refinance now? How about doing Streamline Refinance on FHA and VA Loans? If I do an FHA or VA Streamline Refinance loan, can I do another FHA Streamline or VA Streamline Refinance loan if mortgage rates drop again? What are rates on conventional loans?

What is appraisal fraud.

https://youtu.be/3r5LURDt7lA?si=9ah5tjSYqG40TDbb

How is the Wisconsin housing market forecast? How much is an average price of a house in Wisconsin? What cities in Wisconsin have the best bang for the buck on homes and the best school districts. How is home prices in Wisconsin compared to the rest of the nation. How is the economy and job market in Wisconsin. How is the cost of living and taxes in the state of Wisconsin. Is Wisconsin a good place to raise a family. Is is smart to relocate to Wisconsin from other states? What states are people moving from to Wisconsin. What are the best cities with the lowest crime rate and affordable housing in Wi a homebuyer from out of state should look at in Wisconsin. Wisconsin is a community property state. How will that affect homeowners? What is the cost of living, inflation, taxes, housing and renting, and last but not least, politics. I heard Wisconsin is a swing state. What does it mean? Will the state being a swing state affect the education and mental health of my young children and my wife?

How is the Pennsylvania housing market forecast? How much is an average price of a house in Pennsylvania? What cities in Pennsylvania have the best bang for the buck on homes and the best school districts. How is home prices in Pennsylvania compared to the rest of the nation. How is the economy and job market in Pennsylvania. How is the cost of living and taxes in the state of Pennsylvania. Is Pennsylvania a good place to raise a family. Is is smart to relocate to Pennsylvania from other states? What states are people moving from to Pennsylvania. What are the best cities with the lowest crime rate and affordable housing in PA a homebuyer from out of state should look at in Pennsylvania.

What does DEFUNDING the POLICE exactly mean? Why is Kamala Harris such a huge proponent and supporter of DEFUNDING THE POLICE. Why did Kamala Harris aggressively support the DEFUNDING THE POLICE movement after the George Floyd killing by Minneapolis POLICE. Why was Kamala Harris the biggest supporter of DEFUNDING THE LOS ANGELES POLICE DEPARTMENT by Los Angeles Mayor Garcetti. Los Angeles Mayor Eric Garcetti proposed of cutting the Los Angeles Police DEPARTMENT budget by $150 million dollars and Kamala Harris, at the time the United States Senator from California was Eric Garcetti’s biggest supporter. We don’t need a Presidential candidate who is anti-law enforcement and who doesn’t care about fighting crime. Kamala Harris is a joke. An international disgrace who is a disgusting example of a human being.

https://youtu.be/Cdd3XQv8LRc?si=kml_bvcjcCqHS4Bs

• This discussion was modified 9 months, 3 weeks ago by  Michelle.

How does OTC New Construction Loans work on Conventional Loans. What are the eligibility requirements for one-time-close new construction loans? What can you build with OTC New Construction Loans. What is the mortgage process on OTC NEW CONSTRUCTION LOANS? What is the down payment requirements, credit score guideliines, debt-to-income requirements, and what type of property can you build?

70% of Americans feel Joe Biden is mentally incompetent to run for reelection. This SUBFORUM is created so members can show Joe Biden caught on tape being senile and mentally incompetent.

https://youtube.com/shorts/uC272rKMvIA?si=z6wml_JssBFzJn9X