What is a private money loan? What is the difference between a private money and hard money loan? How Do I Qualify for a Private Money Loan? What is the eligibility requirements to qualify and get approved for a private money loan? What is better? Private money loans or hard money loans? Where can I get approved for private money loans fast?

• This discussion was modified 6 months, 2 weeks ago by  Gustan Cho.

Can I Qualify For Mortgage With Late Payments After Housing Event And Bankruptcy?

Can I Qualify For Mortgage Without Meeting Waiting Period If I Get Bankruptcy Deleted?

Can a conventional loan appraisal be transferred from one lender to a different lender?

Can individual home sellers list their properties or do you need to be a real estate agent?

Can anyone tell it possible that I have property in USA and can get mortgage here in UAE?

Can a home buyer qualify for a conventional loan after short sale in 4 years from the date of the short sale with 5% down payment.?

Can we get a fha cash out refinance loan while in chapter 13 100% plan? We have 49 remaining monthly payments.

I had both German Shepherd and Doberman Pinscher dogs all my life and currently have Doberman Pinschers. Both Doberman Pinschers and German Shepherds are phenomenal dogs. Both Doberman Pinschers and German Shepherds are extremely intelligent dogs, if not the top two smartest dogs in the world. Both Dobermans and Shepherds to not need any training but are self trained. They watch their owners and learn by themselves. They quickly pick up what is the right thing to do and what type of behaviors is not condoned. However, I prefer Doberman Pinschers vs German Shepherds due to various reasons. Both Doberman Pinschers and German Shepherds are highly intelligent, trainable breeds. However, knowing that any dog—regardless of its breed—needs training and socialization is essential. The belief that dogs do not need these or are “self-trained” can result in behavior problems.

That being said, here are some reasons why people might prefer Doberman Pinschers over German Shepherds:

Agility and Size: Dobermans have a more streamlined build, which makes them more agile than German shepherds. Doberman’s streamline build. This makes them suitable for different tasks or living arrangements.

Grooming Needs: A Doberman Pinscher’s coat is shorter, so grooming requirements will be less than those needed by a German shepherd, whose fur is longer.

Health Concerns: Compared to GSDs, Doobies may experience fewer issues with hip dysplasia and elbow diseases. Both breeds can suffer from health problems, but this happens more often in one breed than the other.

Nature: They’re described as “velcro-like” because they tend to stick closely with their owners whenever possible.

Barking Level: In certain living situations, such as apartments where noise should be minimal, barky GSDs would not fit into such homes, while quieter dobes would suit perfectly well without disturbing anyone else’s peace during quiet hours.

Looks/Sleekness Factor: Some individuals prefer muscularly built dogs like dobes instead of fluffy ones like German Shepherd dogs. German Shepherd dogs shed everywhere around the house all day long. Knowing somebody loves them unconditionally, even if nobody else does, makes them feel good about themselves ever again until death separates them apart. Amen!

Heat Tolerance Levels (for Southern states): Short hair means coolness during summer when temperatures rise above 80 degrees Fahrenheit, but it still warms up enough not to freeze winter nights. Either way, either direction works out best all year round here down south, where the sun shines nonstop day year-round, and long-term life expectancy wise, too!!!

Can part-time income, overtime income, bonus income be counted to qualify for loan?

Many hard-working people are putting their hard-earned money away in the bank. Consumers do not trust the banks and the dollar. The dollar is losing its value as time pass. One dollar today will be worth half its value in the next few years and keep deteriorating to become worthless. The dollar is not backed by anything. The globalists such as the Rothschilds, Rockefellers, Bushes, and Democrats control the Feds and print money whenever they need. So what is the average hard-working American should do to protect their assets? Buy Gold and Silver. Silver in the low $20 per ounce is a screaming buy. Do not buy paper silver. Buy the actual silver bars. The Globalists are shorting the living shit out of silver because of fear. You will not go wrong. Get all of your money in silver or Gold. Silver will go to over $1,000 per ounce. We will keep this thread ongoing.

What happened last week that mortgage rates are plummeting. The 30-Year Treasuries dropped to 3.8% which tanked mortgage rates on government loans from 7.0 to 6.0%. 30-year U.S Treasuries were as high as near 5.0% just a few weeks ago. Gold increased to over 2,500 per ounce which is a historic high. Silver did not follow gold prices because banks were short selling Silver like crazy because banks and the Globalists have a huge short position and are afraid of getting margin calls on their Silver short positions. What economic numbers came out that caused the financial markets upside down? Will mortgage rates continue to plummet? Will it be beneficial to refinance now? How about doing Streamline Refinance on FHA and VA Loans? If I do an FHA or VA Streamline Refinance loan, can I do another FHA Streamline or VA Streamline Refinance loan if mortgage rates drop again? What are rates on conventional loans?

What is appraisal fraud.

https://youtu.be/3r5LURDt7lA?si=9ah5tjSYqG40TDbb

Mobile home parks are great investments and are becoming increasingly popular and profitable. Who finances Mobile Home Parks and how do you qualify. What are the financing guidelines of Mobile Home Parks

How is the Wisconsin housing market forecast? How much is an average price of a house in Wisconsin? What cities in Wisconsin have the best bang for the buck on homes and the best school districts. How is home prices in Wisconsin compared to the rest of the nation. How is the economy and job market in Wisconsin. How is the cost of living and taxes in the state of Wisconsin. Is Wisconsin a good place to raise a family. Is is smart to relocate to Wisconsin from other states? What states are people moving from to Wisconsin. What are the best cities with the lowest crime rate and affordable housing in Wi a homebuyer from out of state should look at in Wisconsin. Wisconsin is a community property state. How will that affect homeowners? What is the cost of living, inflation, taxes, housing and renting, and last but not least, politics. I heard Wisconsin is a swing state. What does it mean? Will the state being a swing state affect the education and mental health of my young children and my wife?

How is the Pennsylvania housing market forecast? How much is an average price of a house in Pennsylvania? What cities in Pennsylvania have the best bang for the buck on homes and the best school districts. How is home prices in Pennsylvania compared to the rest of the nation. How is the economy and job market in Pennsylvania. How is the cost of living and taxes in the state of Pennsylvania. Is Pennsylvania a good place to raise a family. Is is smart to relocate to Pennsylvania from other states? What states are people moving from to Pennsylvania. What are the best cities with the lowest crime rate and affordable housing in PA a homebuyer from out of state should look at in Pennsylvania.

What does DEFUNDING the POLICE exactly mean? Why is Kamala Harris such a huge proponent and supporter of DEFUNDING THE POLICE. Why did Kamala Harris aggressively support the DEFUNDING THE POLICE movement after the George Floyd killing by Minneapolis POLICE. Why was Kamala Harris the biggest supporter of DEFUNDING THE LOS ANGELES POLICE DEPARTMENT by Los Angeles Mayor Garcetti. Los Angeles Mayor Eric Garcetti proposed of cutting the Los Angeles Police DEPARTMENT budget by $150 million dollars and Kamala Harris, at the time the United States Senator from California was Eric Garcetti’s biggest supporter. We don’t need a Presidential candidate who is anti-law enforcement and who doesn’t care about fighting crime. Kamala Harris is a joke. An international disgrace who is a disgusting example of a human being.

https://youtu.be/Cdd3XQv8LRc?si=kml_bvcjcCqHS4Bs

• This discussion was modified 7 months, 2 weeks ago by  Michelle.

How does OTC New Construction Loans work on Conventional Loans. What are the eligibility requirements for one-time-close new construction loans? What can you build with OTC New Construction Loans. What is the mortgage process on OTC NEW CONSTRUCTION LOANS? What is the down payment requirements, credit score guideliines, debt-to-income requirements, and what type of property can you build?

70% of Americans feel Joe Biden is mentally incompetent to run for reelection. This SUBFORUM is created so members can show Joe Biden caught on tape being senile and mentally incompetent.

https://youtube.com/shorts/uC272rKMvIA?si=z6wml_JssBFzJn9X

It is no secret Joe Scarborough is Joe and Jill Biden’s number one ass kisser. Joe Scarborough has brought five star coverage of Joe Biden and unanimously crowned 👑 himself Joe Biden’s number one ass kissing freak show. Scarborough is thought about as the World’s biggest idiot and nobody respects him nor his show. He seems he’s more mentally ill than Joe Biden and is in the state of denial about how bad the economy is under Joe Biden’s watch. However, after Thursday’s Presidential debate with former President Donald Trump, the Biden Ass Kissing Freak Joe Scarborough 😜 seems he’s calling it TRUCE. Watch this video clip.

https://youtu.be/7mZ2VSoCZ38?si=ILpUX3ci1yDIK79V

I am diligently doing my due diligence on adopting either a Doberman Pinscher or a German Shepherd puppy or young adult once I close on my first home. Can anyone tell me the character between Doberman Pinschers and German Shepherds? My wife and I never had a large dog. We have young children and small dogs and cats. Any recommendations would be greatly appreciated. Thank you in advance.

Dogo Argentino is a very unique and expensive dog. Those who want to adopt a Dogo Argentino should study up and research the breed before pulling the trigger. I will give you a bunch of information about the Dogo Argentino. The breed was created in Argentina by Dr. Antonio Nores Martinez in the 1920s. It was made from various kinds of dogs including the extinct Cordoba Fighting Dog, Great Dane, Boxer, Spanish Mastiff, Old English Bulldog, Bull Terrier, Great Pyrenees, Pointer and Irish Wolfhound. You can buy a Dogo Argentino from reputable breeders who specialize in them or you could check out some breed-specific rescue centers too! Some general dog rescues might have one every now and then also.

Socialization is important when raising a Dogo Argentino. Early socialization is key—consistent training from an early age should be provided as well as lots of exercise and mental stimulation too. Establish yourself as the pack leader through proper nutrition and regular vet check ups. Engage them in activities that challenge them both physically & mentally.

The temperament of this breed is loyal and protective over its family but also confident & courageous – though sometimes stubborn or independent with other animals if not properly socialized.

Size: Males: 24-26.5 inches (61-67 cm) tall; 88-100 lbs (40-45 kg) Females: 23.5-25.5 inches (60-65 cm) tall; 88-95 lbs (40-43 kg)

Personality: -Affectionate with family -Protective & alert -Smart & athletic -Determined

Male vs Female: -Males are usually bigger and more dominant. -Females may be more independent but easier to train.

Colors: Mostly white with small dark patches on head

Trainability: -Moderately easy to train but can be stubborn. -Require firm consistent training. – Respond well to positive reinforcement

Good with kids and small dogs: – They can be good with children if raised with them and properly socialized. – High prey drive, so caution is needed around small dogs and other pets.

Cost: -From a breeder: $1,500 to $5,000. -Adoption fees from rescues: $300 to $800.

Lifespan of a Dogo Argentiono ranges between 10 to 12 years on average.

Dogo Argentinos need high exercise (1-2 hours daily) and moderate grooming. Dogo Argentino may be banned or restricted in some areas due to breed-specific legislation, like other dogs, such as Pit Bulls, Cane Corso, Old English Mastiff, Great Danes, German Shepherds, Doberman Pinschers, and Rottweilers. It is not recommended for first-time dog owners due to their strong personalities and exercise needs. Keep in mind that each dog has its own unique personality so training should always be done carefully with positive reinforcement methods used consistently throughout the process of teaching anything new especially commands which could save lives later on when they are older but still young at heart like most big breeds!

https://www.facebook.com/share/v/SfUhVgUAYNaiQzmr/?mibextid=OTybqR

• This discussion was modified 8 months, 1 week ago by  Gustan Cho.

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Which is the world's most powerful dog? Top 12 Strongest Dog Bite Force Dogs with the world's 12 Highest Bite Force! Top 12 Strongest Dog Beat Force... | By AllbreeddogsFacebook

Which is the world's most powerful dog? Top 12 Strongest Dog Bite Force Dogs with the world's 12 Highest Bite Force! Top 12 Strongest Dog Beat Force...

What is the consequences by the CFPB and state and federal regulators if a NMLS Licensed loan officer gets caught giving or receiving referral fees and kickback.

Alex Jones breaking news on Michelle Obama, Barack Obama’s transgender spouse has proof Michelle Robinson Obama is Michael Robinson Obama and is a transgender. Michelle Obama has a penis and has not chopped it off yet.

https://www.youtube.com/watch?v=ouJ_qo8YZPA

Debt-to-Income ratios is the most important factor besides credit scores when it comes to qualifying and getting approved for government or conventional mortgage loans. Debt-to-income ratios determine the borrower’s ability to repay their mortgage loan. Here is an easy to read guide about debt-to-income ratios

FHA Debt-To-Income Ratio Requirements

https://gustancho.com/fha-debt-to-income-ratio-requirements/

gustancho.com

FHA Debt-To-Income Ratio Requirements

FHA Debt-To-Income Ratio Requirements is 46.9% front and 56.9% back-end on AUS-approved. 40 front and 50 back-end on manual underwrites.

Is Joe Biden the head of the Biden Crime Family? Is Jim Biden, Joe Biden brother, a criminal? Did James Biden commit Healthcare fraud? Who is Jim Biden. Did Joe Biden know James Biden’s allegedly criminal activity?

West Virginia Senator Joe Manchin leaves the Democrat Party one day after Donald Trump’s guilty verdict on 34 felony charges. It’s coming faster than expected, folks. Donald Trump’s charges, trial, and guilty verdict is backfiring on the Democrats. I expected Trump guilty verdict backfiring on the Democrats but not this fast. More political chaos is expected in the coming days a weeks. Fatman Alvin Bragg is gleaming with joy saying he did his job. Fatso Alvin Bragg has been vowing to bury Former President Donald Trump.

Is the FED printing money? If so, what is the negative outcome of printing money in our economy.

Have you closed a loan on clients that have 4 charge off’s or more? Start getting them ready to refinance their home now! Here’s the criteria:

1. Must have 4 charge off’s or more

2. Must Live in California

3. Post BK Charge Off’s Count as well

Send them over and let us start working on their credit now so when the rates decide to take a turn for the better, your client will be ready to refinance!

This is a special program that is only available to California residents.

Let’s Do This Cali!