The USDA has cleared and approved Americans to sell lab grown meat. This brings up controversy among Americans. We will cover more on this topic.

Are many Mortgage Lenders going out of business due to high mortgage rates?

Can you please explain what POS means and how you can make money 💰 with POS with small business owners?

Can someone please explain the difference between recourse and non-recourse loans on commercial loans?

Can you please explain in detail what is the NAR Settlement for 2024? How will the NAR Settlement affect realtors? What is the ruling against the National Realtors Association? Who is going to benefit and receive money from the NAR settlement? Walk me Through August 17th, Buyers Now Pay Their Realtor’s Commissions. I started reading more into the August 17th 2024 date where suddenly homebuyers now pay the buyer real estate agent. Home sellers are only responsible to pay their seller real estate agent. As someone who plans to be both a seller and a buyer sometime in the near future, I am interested in both sides of this. This is really complicated and many real estate agents think they will be out of business. Maybe there are no real answers yet, but I want to hear other’s thoughts.

https://youtu.be/QKItI0C3K6M?si=X5fPAt7i4sEd783H

• This discussion was modified 5 months ago by  Lilly.
• This discussion was modified 5 months ago by  Gustan Cho.

How can you become a commercial loan officer? Is there a great informative commercial loan officer school that doesn’t charge an arm and a leg.

Buying a House in Alabama, how are the property tax and homeowners insurance

When buying a house in Alabama, you will benefit from relatively low property taxes and moderate homeowners insurance rates compared to many other states in the U.S.

Property Taxes:

Alabama has some of the lowest property tax rates in the country. The average effective property tax rate is approximately 0.33% of a home’s market value, placing it among the states with the lowest property tax rates. For example, if you own a home valued at $200,000, your annual property tax bill would be around $660. However, property tax rates can vary by county within Alabama, so it’s important to check the specific rates in the county where you plan to buy​ (Tax-Rates.org)​​ (Tax-Rates.org)​.

Homeowners Insurance:

Homeowners insurance in Alabama can vary widely depending on factors such as the location of the property, the age and condition of the home, and the level of coverage you choose. On average, homeowners insurance in Alabama tends to be higher than the national average due to the risk of natural disasters like hurricanes and tornadoes. The average annual premium for homeowners insurance in Alabama is around $1,300, but this can be higher for homes in coastal areas prone to hurricanes​ (Tax-Rates.org)​.

Overall, while property taxes are relatively low, it’s wise to budget for potentially higher homeowners insurance costs, especially if your property is located in an area susceptible to severe weather. For the most accurate and personalized information, consider contacting local tax authorities and insurance providers in Alabama.

tax-rates.org

Alabama Property Taxes By County - 2024

The Median Alabama property tax is $398.00, with exact property tax rates varying by location and county.

No with former President Donald Trump getting convicted on all 34 charges against him, how is the conviction of President Trump going to affect the state of NEW YORK?

The confusing thing for many consumers is distinguishing the difference between fixed-rate and adjustable-rate mortgages when buying a house or refinancing a mortgage loan.

Here’s another oldie from Bryan Adams Summer of 69

https://youtu.be/eFjjO_lhf9c?si=nEuVcFti7Z8U78YR

• This discussion was modified 9 months, 2 weeks ago by  Gustan Cho.

Why is Illinois Senator Dick Durbin blocking Pedophile Jeff Epstein’s private airplane flight log from Tennessee Senator Marsha Blackburn Epstein flight log request. Is it because Bill Clinton, Bill Gates, Barack Obama, New Mexico Governor Bill Richardson, and dozens of Senator Dick Durbin’s fellow Democrats and political supporters? Why is FBI Director Christopher Wray dragging his feet releasing Jeffrey Epstein private plane’s flight log to Pedophile Island in the U.S. Virgin Islands to Senator Marsha Blackburn and Congress? What type of cover-up is going on here? Watch the video clip of Jesse Waters.

https://youtu.be/d1EOJ45mmok?si=caGshvGV9oD2qsRz

• This discussion was modified 10 months ago by  Gustan Cho.

How do mortgage loan originators surviving these days during times of high mortgage rates, volatile and uncertain secondary mortgage markets, skyrocketing inflation numbers, one of the worst economies the United States is going through, surging home prices, politcial unrest and the media not reporting the truth, and uncertainty in the housing and mortgage markets. Home prices have increased 50% or more in the past three years, mortgage rates have gone from 3% to 8% in a 18 month timespan, mortgage companies closing their doors without much notice, and lenders laying off not just processors and underwriters but loan officers as well and cutting important expenses that should not be cut.

How can a politician from Delaware without ever holding a job and who graduated in the bottom half of his law school class become a multimillionaire. The Biden Family name is not royalty nor did Joe Biden Family have wealth or have any business roots. The Biden Crime Family has 20 different companies that are nothing but shell companies. IRS whistle-blowers testified the Biden Crime Family has used these 20 LLCs to launder money and commit financial crimes.

https://youtu.be/jLZJYTr9qDc