[Lisa Jones]

Elon Musk apologized to President Donald Trump for his postal meltdown last week over The Big Beautiful Bill. We will see how this makeup goes between Elon Musk and President Donald Trump.

https://youtu.be/4OSunah8MHg?si=FSZWHlKO_82DKZtm

[Lisa Jones]

New York Attorney General Letitia James is facing explosive allegations—not from political opponents, but inside her house. Angel S. DuBose, a former staffer, has launched a GoFundMe to expose what she claims was a brutal assault and years-long cover-up tied directly to James and her former Chief of Staff, Ibrahim Khan. DuBose alleges she was drugged, assaulted, and ritually abused at a 2014 holiday party while working under James—who was then NYC’s Public Advocate. Her chilling account includes tampered evidence, silenced witnesses, and retaliation after she reported workplace harassment. She says the state’s highest prosecutor presided over a culture of impunity—and that her motto, “No one is above the law,” rings hollow. But DuBose isn’t alone. Former Deputy Press Secretary Sophia Quintanar also came forward, publicly accusing Khan of sexual harassment and calling out James for protecting him while covering up the investigation—until after her re-election. As pressure mounts and calls for an outside probe grow louder, DuBose’s GoFundMe and stage performances at the New York Theater Festival could bring this alleged scandal back into public view—this time with receipts. No statute of limitations on rape, kidnapping, or federal civil rights violations means this case isn’t going away.

WATCH THIS VIDEO for the full breakdown of:

Angel DuBose’s claims of assault and cover-up. Letitia James’s silent rise to power. Sophia Quintanar’s supporting allegations. What’s next in the fight for justice?

https://youtu.be/AAsHkuaU3ow?si=CbWPJHnR3YdNOmDa

• This reply was modified 1 day, 5 hours ago by  Gustan Cho.

[Lisa Jones]

A massive protest in downtown Chicago has sparked national headlines after a violent clash broke out during an anti-ICE demonstration near Wabash and Monroe. A car sped through the crowd of over 1,000 protesters, raising concerns about public safety amid rising unrest. Earlier, Chicago Mayor Brandon Johnson condemned a recent ICE operation in the South Loop that he described as “deceptive” and “sickening.” Speaking during National Immigrant Heritage Month, Johnson accused federal agents of targeting immigrants with “human traps” and slammed the use of masked, armed officers arresting parents and even shoving grandmothers into unmarked vans. Governor JB Pritzker also weighed in, criticizing what he called “inappropriate ICE tactics” and raising concerns about potential First Amendment violations. Organizers vow to continue speaking out against what they call unjust immigration enforcement in solidarity with similar protests across the nation, including Los Angeles. Chicago is at the center of the storm. Will this spark a national reckoning over immigration tactics?

https://youtu.be/I3tAFfRKz_8?si=8V31rRv8oRjR-3m3

• This reply was modified 1 day, 7 hours ago by  Lisa Jones.
• This reply was modified 1 day, 7 hours ago by  Lisa Jones.

[Lisa Jones]

Is Gavin Newsom trying to start a civil war?,Newsom is scheming to get publicity at the expense of Americans and the Trump Administration.

https://youtu.be/SG5LRlkyYTc?si=q2-4kUd4mXfxmp9t

[Lisa Jones]

During a commencement speech at Knox College on Sunday, Gov. JB Pritzker (D-IL) joked about Elon Musk and Tesla’s poor sales.Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:

https://youtu.be/DQsZRkmJbzk?si=cbrJvtQxLyKkXiSW

• This reply was modified 1 day, 16 hours ago by  Sapna Sharma.

[Lisa Jones]

Elon Musk vs. Donald Trump: The Billionaire Feud Explodes! What started as a political alliance has turned into a brutal public showdown. This video breaks down the sudden rift, from Musk’s departure from Trump’s advisory role to their escalating war of words, including threats to SpaceX and Tesla. Is this the end of their political ties, and how will it impact the future of both men.

https://youtu.be/Dw3i2V40uP0?si=lkd5G1P46WyPgMfn

• This reply was modified 1 day, 16 hours ago by  Sapna Sharma.

[Lisa Jones]

GCA Forums is the online hub Gustan Cho Associates runs for anyone who breathes mortgages, real estate, or small business money talk. No membership card is needed. Hop on, scroll, and grab whatever news or data you like.

People log in to score quick snapshots of:

• Ever-shifting mortgage playbooks- FHA, VA, Jumbo, DSCR, even the niche Hard Money.
• Neighborhood housing heat maps that show where bidding wars grew or cooled.
• Credit hacks that fit a high school budget.
• Fresh D.C. headlines that could pin or loosen the loan market.
• Rates, inflation tidbits, and that big-picture economic stuff everyone pretends to understand.

Regular Features:

Articles by Gustan and Chad Bush, as well as extra pros, drop into the feed like morning coffee.

SEO Hooks

• Headers and bullets are so clear that even a first-time Googler can wander straight to the good stuff.

Deep-Dive Guides

• Step-by-step playbooks for folks wondering why their file keeps getting kicked back.

Straight Questions

• A running FAQ that takes my dog to my credit report for an answer won’t get an eye roll.

Real Talk Zone

• Readers pile in the comments, editors jump back, and sometimes, the whole thread becomes a mini master class.

Popular Mortgage Highlights

• GCA Forums stays on the housing scene with specialized loan news.
• Homebuyers often ask about FHA loans after bankruptcy.
• Experts report that the wait period keeps shortening.
• Veterans sometimes need VA loans, even with high DTI numbers.
• Lenders are learning to say yes more often.
• Small builders love construction loans because they turn blueprints into real walls.
• Bank statement loans and fix-and-flip products aren’t as mainstream, yet they keep popping up in starter conversations.
• Business loans that do not dig into personal tax returns still have a small but loyal following.
• Non-QM options exist for almost every unusual financial story a borrower brings to the table.

Where Content Travels

• Ideas move fast, so articles from GCA Forums rarely sit still for long.
• Read the same piece on GustanCho.com or catch the clip on any major YouTube channel the next morning.
• LinkedIn and Facebook business pages also pull in fresh Forum posts to keep pros in the loop.
• Industry newsletters copy and paste the highlights so subscribers do not miss a beat.

Mission-Driven Learning

• Education-first lending isn’t just a slogan.
• It’s the compass for the whole operation.
• Homebuyers learn what they can afford today by breaking down updates into bite-sized chunks.
• Investors appreciate the plain English cues that steer them through unconventional qualification routes.
• Realtors, credit counselors, and loan officers grab ready-made marketing bits that save them hours.

Trend Topics and Traffic Stars

• Sample article prompts float around every editorial meeting.
• Favorites include building wealth with VA loans and busting FHA myths.
• Old posts about 2-1 buydown mortgages still rank high on search engines, so editors do not hide them.
• Fresh titles that ask, ” Is a Non-QM Loan right for you.
• Keep getting added to the pipeline.
• GCA Forums is the go-to digital stop for anyone curious about money, houses, or markets.
• Visitors do not need passwords, and the layout tries hard not to look like a mortgage jungle.

Daily Mortgage and Housing Buzz

• Changes to FHA, VA, Jumbo, USDA, and even hard-money loans occur every few days, so it pays to stay updated.
• Bigger lenders are quietly tinkering with credit cut-offs and debt ratios.
• One headline today can mean a lower rate tomorrow.
• State-by-state price maps and metro area snapshots show where buyers suddenly get cold feet and where bidding wars are roaring back.
• Folks who just spent a year rebuilding their credit after a layoff still need simple, bite-sized tricks to inch their scores into the sweet spot.
• The Fed, Congress, or a surprise housing bill will rattle markets.
• Knowing who’s talking policy can spare you a nasty rate shock.
• Small stores hunting for leaner commercial loans want to know if banks are still shrugging or if the purse strings are loosening.
• Inflation, payrolls, and that stubborn GDP number keep lurking in the background.
• One headline jump often tightens the mortgage locks.
• Are you moving to work?
• You may want a backyard.
• Lifestyle polls and relocation checklists help folks determine where the grass is greener.

Core Features

Daily News & Insights

• Short, punchy updates from figures like Gustan Cho and Chad Bush, plus homegrown pros who know the street and Wall Street.

SEO-Optimized Blog Posts

• Rather than jargon-heavy research papers, you get posts built for the average Googler, so the right answer pops up before the coffee cools.

Educational Guides

• Nobody has time to hunt for underwriting flow charts.
• These guides specify who qualifies for what, when, and why in plain bullets.

FAQs

• Borrowers ask.
• We answer three lines max for each question.
• No PhD required.

Interactive Community

• Every story ends with an open box.
• Tap it to poke the expert, share your that-happened-to-me story, or say thank you.

Current Mortgage Product Spotlights

• The lending landscape keeps changing, and some products don’t get enough attention.
• Sometimes, a little spotlight is all they need.

FHA After Bankruptcy

• A borrower can still snag an FHA deal months after a BK.

VA with High DTI

• Veterans win loans even when their debt-to-income ratio stretches the envelope.

Bank Statement Loans

• Self-employed pros show bank-drill-light bills instead of W-2s and are still closing.

Fix-and-flip financing:

• Short-term money that covers both the buy price and the rehab lets house-hackers move quickly.

Niche Non-QM

• Flexible guidelines that ignore the usual A-to-QM spectrum open doors for gig workers and side hustlers.

Business Purpose Notes

• Commercial borrowers treat the funds as fuel, not ownership.

Ground-Up Construction

• Lenders put certainty into the draw schedule, and builders breathe easier.

Content Distribution Engine

• GCA Forums doesn’t stop at posting.
• The team syndicates good ideas wherever eyeballs already are.
• GustanCho.com is the home base, making articles easy to search and share.
• Company-backed YouTube, LinkedIn, and Facebook nodes blast video explainers with zero login fuss.

Monthly industry newsletters round up the hits and push them straight to lenders’ inboxes.

The mission of GCA Forums

• GCA Forums run on one guiding light: education-first lending.
• Homebuyers walk away with real numbers, not old wives’ tales.
• Transparent updates mean brokers and borrowers see the same rate sheets.
• The platform holds the hand of non-traditional clients facing nightly qualification puzzles.
• Loan officers, realtors, builders, and credit fixers scoop ready-made marketing briefs that can be branded quickly.

What Else Can I Offer

Beneath the busy calendar, a quiet hive of trending topics hums with potential.

• Sample article ideas for heat mapping today, right at this minute.
• Past winners are measured by organic search traffic.
• Fresh suggestions prepped for next month’s editorial.
• Want a peek behind the curtain?
• I’m one click away.

[Lisa Jones]

House lawmakers sent the One Big Beautiful Bill Act- officially noted as H.R. 1-to the Senate on May 22, 2025.

• People in mortgage lending and real estate should watch the document closely.
• This is because it packs a lot of tax and housing policy into one wide-ranging package.
• The following notes sift through the provisions that matter most in those lines of work.

Positive Impacts for Mortgage Lending and Real Estate Professionals

• Preservation of the Mortgage Interest Deduction (MID):
• The new bill locks in the $750,000 ceiling on the mortgage interest break.
• If this limit sticks, the higher deduction many lawmakers eyed after 2025 will not kick in.
• Groups like the National Association of Realtors (NAR) call this a headline win because the MID still makes carrying a mortgage feel less expensive.
• Home buyers see the number as a small promise from Washington that bolsters their monthly budget.

Impact:

• Because the incentive stays put, lenders should keep closing queues full, and appraisers stay busy all summer.
• Real estate brokers, for their part, welcome the traffic since more buyers translate to more open houses, contracts, and commission checks.

Like-Kind Exchanges Still Intact

• The latest bill keeps Section 1031, which means a landlord can sell an old rental and roll the cash into a new building without immediately coughing up capital-gains taxes.
• Realtors say it is huge because it lets them close deals, show properties again, and repeat the cycle, all while keeping their tax bill on hold.
• The National Association of Realtors and the American Land Title Association have already called this piece a cornerstone for turning the housing market brake pedal into a gas pedal.

What Happens Next:

• When more exchanges happen, agents schedule more showings, brokers book more open houses, and title companies quickly shuffle paperwork.
• That rhythm keeps cash swirling through the local economy.

Bigger QBI Break

• Under the new rules, the Section 199A pass-through break jumps from 20% to 23%.
• For the sole proprietor or small brokerage, that trims the effective tax bite on qualified business income to about 28.49%, down from 29.6%.
• Nine of ten Realtors filing as independent contractors should notice a nice extra line in their cash-flow spreadsheet.

Practical Upside:

• Less money sent to Uncle Sam today equals extra cash for marketing, office supplies, or the occasional office lunch that doesn’t feel like a write-off nightmare.
• That breathing room helps many small shops hire an assistant or take on one more deal before the end of the fiscal year.

State and Local Tax (SALT) Deduction Cap Raise

• A recent tax proposal lifts the SALT deduction limit from the $10,000 set by the 2017 tax overhaul to $40,000, or slightly more, depending on the source.
• That boost starts to phase out for singles pulling in half a million and couples above $500,000, so it mostly helps middle-class and upper-middle-class homeowners in states that charge hefty sales, property, and income taxes.
• The same measure clarifies that people working in real estate-wholesalers, agents, and appraisers-will still be able to write off SALT amounts tied to their businesses.
• A few service pros in law or finance may find those work-around loopholes closed, but the house and mortgage crowd dodged those limits.

What Happens Next

• In New Jersey, California, or Illinois, where tax bills are already sky-high, buyers may rush back into the housing market once they realize the larger SALT cushion.
• Mortgage desks in those areas could suddenly swell with fresh applications.
• The math on carrying a bigger loan gets easier when the deduction follows you down to April 15.

100% Bonus Depreciation and Instant R&D Write-Offs

• The plan returns full 100% bonus depreciation for most capital items, including some real estate upgrades usable between January 20, 2025, and January 1, 2030.
• Paving a parking lot or installing new HVAC can be expensed on Day One, quickly freeing up cash.
• Additionally, domestic R&D spending gets its one-shot write-off through 2029, possibly boosting builders or tech firms trying cutting-edge tools and apps.

Impact:

• Developers slashing their taxable income in the same year they incur costs tend to feel bolder about launching fresh projects.

Revamped LIHTC and Fresh Opportunity Zone Rounds

• Carried over from the LIHTC Improvement Act, the legislation lifts credit rates.
• It streamlines the allocation process for affordable housing deals.
• It also tacks on a brand-new tranche of Opportunity Zones, steering investor dollars toward neighborhoods that need them most.
• Builders, syndicators, and commercial brokers focused on low-income work suddenly find themselves with more lines on their bid sheets.

Impact:

• Mortgage lenders, tax-equity funds, and even regulatory agencies often step up when the federal punch bowl is full, smoothing the financing journey.

Child Tax Credit and Standard Deduction Increases

• The law lifted the Child Tax Credit to $2,500 per child from $2,500 in 2025 to $2,500 in 2028.
• At the same time, the standard deduction, which was doubled under the TCJA, sticks around with an added $1,000 boost for singles and $2,000 for married couples.
• That extra cash in take-home pay lets many families think seriously about buying their first home.

Impact:

• Local lenders and real estate agents will likely notice a fresh wave of first-time buyers who can finally stretch their budgets.

Qualified Real Estate Loan Interest Exclusion

• Under a new section, Sec. 139 K, the bill lets qualifying lenders skip taxes on one-quarter of the interest they collect from rural or farm-secured loans.
• This break runs until January 1, 2029, and gives banks a reason to pour more money into less populated areas.

Impact:

• Ag-oriented lenders keep a bit more money in their pockets, which could translate into faster approvals and lower rates for farmers and ranchers.

Potential Challenges and Concerns

Higher Interest Rates From Bigger Deficits

• Moody’s recently clipped the federal debt rating because Congress looks ready to add $3.8 trillion, more like four trillion, to the red ink between 2025 and 2034.
• When the rating slips, yank the ticker on Treasury yields and watch mortgage rates monkey-wrench along with them.
• If that forecast pans out, many first-time buyers may scratch out monthly payments they can’t stomach.
• Lenders could take a page from the old playbook and push more people into adjustable-rate loans.
• Stable incomes suddenly feel less stable when the index creeps up.

New 5%-20% Withholding Tax on Foreign Lenders

• Another wrinkle is shown in Section 899, where foreign banks get tagged with a 5% to 20% withholding tax on the interest they pocket from U.S. borrowers.
• Tax treaties that usually pat those lenders on the back won’t save them here, and that extra bite lands on whoever signs the loan agreement.
• Projects that lean on offshore capital, condos, hotels, or big-box warehouses may incur steeper fees or face a flat-out watering hole when lenders walk away.
• Slower financing translates to longer wait times for permits, and nobody in real estate wins an award for patience.

Temporary Provisions and Uncertainty:

• Several perks, like the bump in the child tax credit and extra breaks for overtime, tips, or even auto loan interest, are set to fade out by 2028.
• A lot can change in five years, so families trying to budget long-term are left guessing.
• The Senate still gets its turn, and lawmakers there could swap, tweak, or yank away the goodies without notice.

Impact:

• Mortgage brokers and real estate pros rely on stable rules to forecast the market’s direction.
• If temporary breaks vanish overnight, clients may adjust their plans, throwing agents off their usual rhythms.

Cuts to Social Programs:

• The proposal trims funding from safety-net programs such as Medicaid and SNAP to pay for its tax cuts.
• Households that rely on those checks often have less room in their budgets for rent or a starter home, so the demand at the low end of the housing market could take a hit.

Impact:

• Brokers focusing on entry-level buyers will likely feel this shift first.
• Fewer transactions in affordable neighborhoods mean tighter commissions and a rockier year for agents already working on razor-thin margins.

Disproportionate Benefits for High Earners

• Several experts, including analysts from the Tax Foundation, warn that features like raising the SALT cap and bumping the estate-tax threshold to $15 million hand the biggest rewards to the highest earners.
• That tilt usually draws public complaints and can rattle investor mood.

Impact

• Wealthy families might rush into larger homes, pushing up prices in that segment, while advisers focused on middle-income clients watch their workloads barely budge.
• That uneven activity tends to strain the overall market.

Industry Sentiment and Advocacy

Positive Industry Response:

• The National Association of Realtors, the Mortgage Bankers Association, and ALTA have all cheered the legislation.
• They praise its decision to keep the mortgage-interest deduction, Section 1031 swaps, and SALT write-offs in place. NAR chief D.C. lobbyist Shannon McGahn and MBA president Bob Broeksmit argue the bill gives a shot in the arm to homeownership and the broader housing market.
• In their view, that’s good news for real estate agents, lenders, and everyday buyers alike.

Concerns About Market Risks:

• Not everyone is convinced, however. Bill Pulte publicly warns that whiplash from mortgage-bond markets could increase interest rates.
• If that happens, lenders may drift back to adjustable-rate products, and affordability will take a hit.
• Pulte isn’t the only one; other voices echo the fear that one tweak could rip a bigger hole in the safety net.

The One Big Beautiful Bill Act looks like a win for mortgage-lending pros. The draft gives home builders, investors, and everyday homeowners extra confidence by locking in the mortgage interest break, boosting the QBI deduction, and protecting 1031 swaps. Add targeted nudges for affordable housing and fresh incentives for Opportunity Zone work, and you have a package inviting growth. Housing advocates will still watch the fine print, but the outlook is now brighter than a month ago.

Rising talk of budget deficits has already put mortgage rates on people’s nervous radars. New withholding taxes aimed at foreign lenders, plus a grab-bag of temporary rules, keep brokers guessing. On the ground, high-net-worth folks and rural lenders might pocket quick gains. At the same time, pros serving low-income borrowers brace for pullbacks tied to expected social cuts.

Real estate pros still consult their tax advisors and quick-check sites like the National Association of REALTORS to track the latest developments. The Mortgage Bankers Association posts similar updates, so it’s smart to bookmark both pages.

The One Big Beautiful Bill awaits Senate markup, and the final draft’s appearance is unknown.

https://www.youtube.com/watch?v=mXwUDB-a0do

[Lisa Jones]

Sure thing! First, imagine what Elon Musk might have texted Donald Trump if he wanted to make peace today. Then, I’ll explain the giant chunk of legislation folks nickname the One Big Beautiful Bill.

Draft Message from Musk to Trump

Mr. President,

• I respect your bold vision for our country, from securing the border to empowering families. I regret that my One Big Beautiful Bill critique was a personal attack. It was never my intention. My concern is fiscal: I’m committed to reducing waste and ensuring U.S. leadership in clean energy and technology. Our goals align more than they conflict. Without fanfare or politics, I’d like to offer my expertise to work together on smart, efficient policy that lifts all Americans. I value our relationship and believe we can progress even when we disagree. Let’s talk soon and keep America great.

This message:

• It opens with respect and recognition of Trump’s intentions.
• Clarifies Musk’s critique as fiscal, not personal.
• Offers constructive collaboration, not confrontation.
• Shows willingness to engage without compromising principles.

The One Big Beautiful Bill Explained

• The nickname One Big Beautiful Bill, often shortened to OBA, wound through House chatter like a catchy tune nobody could shake.
• On May 22, 2025, representatives squeezed it through with a razor-thin 215-to-214 tally – every vote felt like a rematch at the county fair.
• Inside the 3,000-page draft, the first surprise is a revival of the Trump-era tax breaks.
• Fresh write-offs for tips and overtime join a beefed-up child-credit goodie bag with folks arguing over the dinner table.
• Turn the page, and a military bang is hard to miss.
• Lawmakers promise an extra $150 billion for armor and jets, plus $70 billion tagged on for border patrol and Customs catches, hoping it quiets border-town mayors for at least a week.
• Flip back a few chapters, though, and the social safety net shreds.
• Medicaid lines tighten, SNAP card limits creep in, and a loud chorus of advocates is already rehearsing their office visit speeches.
• Green money is not spared, either.
• Electric vehicle credits shrink, new remittance taxes pop up, and renewable subsidies end up with more red ink than sunshine.
• Finally, a $4 trillion lift on the debt ceiling glows at the bottom of the package.
• Budget cops say that would open the door to sweeping cost cuts and a stress test of almost every rule on the books.

Where It Stands Now

The House called it a day in late May, dropping the bill into the Senate like a hot potato on a blazing August afternoon.

• Current Senate chatter runs thick with fiscal hawks.
• Rand Paul and Mike Lee are front-row skeptics, while Susan Collins and Lisa Murkowski play a quieter, more cautious tune.
• None are afraid to hold the line if the numbers feel off.
• Byrd Rule gatekeepers loom, too.
• Senate procedure wonks warn that any section not lined up with the official budget blueprint risks disappearing faster than leftover pie after a holiday dinner.

Will It Become Law?

• Lawmakers are still trading ideas, and no one knows if the president will approve the plan.
• The Senate Majority Leader is sold on it, yet powerful voices inside the chamber are ready to shout no.
• Cost-watchers are sounding alarms, claiming the measure might add $2.4 trillion to $2.6 trillion to the nation’s tab over the next ten years.
• Reuters published that estimate, which is now quoted in every hallway on Capitol Hill.
• Detractors say the package is too giant to swallow in one gulp.
• Many insiders are whispering about shrinking or chopping it into smaller pieces so moderates can pretend they like part of it.

Why Musk Called It an Abomination

• Elon Musk runs a side project called the Department of Government Efficiency, or DOGE.
• Its mission is to trim waste until the numbers look sane.
• He says this new bill blows open the deficit, yanks support for clean-energy projects, and otherwise shows a total lack of fiscal discipline.
• Musk tweeted in all caps to back up his complaint, “KILL the bill.”
• That tweet spread like wildfire and rattled staffers who thought they’d already secured the votes.

Who Opposes and Supports It

It’s a weird mix:

• House Republicans, Donald Trump, and Speaker Mike Johnson all tout the plan as quick tax relief, a border fix, and a fast-track way to handle the debt ceiling.
• Fiscal hawks like Rand Paul, Ron Johnson, and Rick Scott won’t budge because they think the price is obscene.
• Moderates such as Susan Collins and Lisa Murkowski add their names to the no list for the same reason, just softer.
• Elizabeth Warren, a Democrat, agrees with Musk, arguing that the measure guts safety nets.
• Even some centrists in her party nod worried that two-dollar signs equal too much danger.

Final Take

• Talk about a curveball: Donald Trump just dropped something called the One Big Beautiful Bill, and yes, that name is his trademark flair.
• The proposal sprawls across over a thousand pages.
• It carries a price tag in the trillions, so you can see why folks are already shouting.
• Elon Musk says the plan steps all over his dreams of running a leaner, greener economy.
• In his corner, Trump calls the whole thing a gutsy reboot the country desperately needs.
• Whether the Senate votes for it and what shape it is is wide open.

Some members are already whispering that they might haggle for lower spending or try to keep the juicy tax breaks untouched.

https://www.youtube.com/watch?v=NdXgeVmM33M&list=RDNSNdXgeVmM33M&start_radio=1