Real Estate Agent LK1119 2004
Real Estate AgentForum Replies Created
-
Ukraine used chemical weapons on their own people. They did it so it made it look like Russia did it. You are absolutely correct and I totally agree with you. Artificial Intelligence can be evil 😈 and a disaster in the hands of the evil people. Who would have ever thought that the Globalists created COVID under the direction of Anthony Fauci. COVID was a man made virus and the COVID vaccine was made to be the Secret Sauce for human depopulation.
-
Non-qm loans are not hard money loans. Non-qm mortgage rates are very competitive unlike hard money loans. Hard money loans is asset based and the borrowers credit and income is not factored into the approval process. Hard money loans are not available for owner-occupied home loans. It is mainly for investment properties and commercial properties.
-
Kudos 🤠
-
Another funny hilarious funny prank call video clip
https://www.facebook.com/share/r/9BeAPvdXLBawDrK2/?mibextid=D5vuiz
facebook.com
15K views · 314 reactions | Dr James KingFacebook
15K views · 314 reactions | Dr James KingFacebook
-
Hilarious funny video clip
https://www.facebook.com/share/r/Uv44A4uV3CDkL5qw/?mibextid=D5vuiz
facebook.com
4.1K views · 54K reactions | No way 😭 | Memes 🇸🇴 | somalian.lawyer · Original audio
No way 😭. somalian.lawyer · Original audio
-
Hilarious funny prank call video clip
https://www.facebook.com/share/r/zHFcgHHPmTMhbsmF/?mibextid=D5vuiz
facebook.com
Funny prank😂😂……..#instreamads #funnyprank #jokes #funny #comedy #highlights #followers #viewers
-
Accounts Receivable Financing is a financial package where a business uses its unpaid invoices (accounts receivable) as insurance to get a loan or line of credit. This type of funding permits companies to get money quickly against the value of what they are owed instead of having to wait for customers’ payments. Through invoice submission, account receivable financing functions. A financing company (also known as a factor) is given the outstanding invoices that the business may be having for sale or used as security for borrowing purposes by that specific entity. A fee, which represents interest or factoring fee deducted by them from balance remaining after realization of full payment from clients towards such invoices received shall be remitted back into enterprises by these financiers.
Types of Accounts Receivable Financing
Factoring is when the business sells its invoices to a factoring company at a discount. The company then collects the payments from customers on behalf of businesses.
Invoice Discounting is when the business borrows money against its invoices but retains control over the collection process. Businesses have to collect payments from their customers themselves. Benefits of Accounts Receivable Financing Immediate Access to Cash: This helps in maintaining continuous flow since they get paid instantly while still holding onto their debts thus giving out steady cash flow all through this period Scalable Solution: Amount available for borrowing increases with sales because it depends on how much one has got as accounts receivable No Fixed Loan Amounts: Unlike traditional loans where there are specific amounts set aside during different periods depending with some factors considered by lenders at such moments like creditworthiness among many others; this can vary based on current receivables hence proving hard and time-consuming
Less emphasis on credit: Approval is more focused on the creditworthiness of the customer rather than the business itself. This makes it easier for companies with less-than-perfect credit histories to qualify. With factoring, a company takes over collecting payments which frees up some internal resources in an organization that would have been used for collecting payments themselves. No new debt: Non-Dilutive Financing: Accounts receivable financing is not debt-based so it does not create any new liabilities or affect equity. Off-Balance-Sheet Financing: It can be recognized as an off-balance-sheet transaction and may improve certain financial indicators. Opportunity for growth: Expansion Funding – Immediate cash flow can be used by businesses to support growth initiatives such as new projects, marketing and expansions before invoices are paid. Many factoring companies offer credit checks on your customers which help manage credit risk better. Factoring fees range from 1% to 5% of invoice value this might be higher than traditional loan interest rates. The cost of financing may eat into profit margins so businesses need to consider whether they outweigh benefits gained elsewhere . Customers like dealing directly with the business when paying their invoices rather than through third-party finance providers. Financing terms and availability will heavily rely on your customer’s creditworthiness Poor customer ratings might limit financing options available . For businesses that need immediate cash flow, accounts receivable financing offers a valuable solution. It provides flexibility, easier qualification and potential for growth without adding new debt onto the balance sheet however there are considerations around cost and impact on customer relationships . Business owners should evaluate these factors carefully in order to maintain liquidity while supporting operational needs as well as expansion requirements through leveraging accounts receivable financing
-
A property tax increase can be shocking and burdensome to homeowners. Here’s why a Southern Suburban Illinois homeowner might face such an extreme spike in Chicago Heights, Illinois Property Taxes. Possible Reasons for Drastic Property Tax Increase can be due to property reassessment. Revaluation of the property by the city or county can get the property reassessed: Property taxes are based on the assessed value of the property. If there has been a recent reassessment, the home’s value might have shot up dramatically which in turn leads to higher taxes.If real estate market in the area has appreciated, assessed value of properties may go up accordingly. The tax rate set by local governments (county, city, school district) may have increased. Significant increases in tax rates can lead to substantial rise in property taxes.Approval of new bonds or levies for schools, infrastructure or other local projects can result in higher propert taxes.Errors need correction such as incorrect square footage or classification among others in property assessment.Special assessments for improvements like new sidewalks, sewers among others infrastructure projects may be added to property taxes.
Steps to Address Property Tax Increase
Review Tax Bill:Detailed Breakdown- Carefully review the property tax bill so as to understand what makes it go high.Check assessment notice for any errors in property details or assessed value.Contact local assessor’s office for clarification on assessed value and reasons behind increment.If there are discrepancies or errors request review/correction.Homeowners have right to appeal their property tax assessment if they feel it is wrong/unfair.Gather evidence like recent sales data of similar properties, appraisal reports and documentation showing any errors in assessment.Consider hiring a Property Tax Attorney/Consultant who specializes with appeals.Join/form local homeowner groups that advocate for fair property tax assessments/rate changes with local government officials-value determined by assessor’s office is usually a percentage of market value.The rate is applied to assessed value set by local taxing authorities.A multiplier ensures uniform property assessments across different areas within the jurisdiction.Homestead Exemption is available for primary residences thus reducing taxable value.Senior Exemptions are available for senior citizens hence further reducing taxable value.
It’s uncommon for property taxes to suddenly jump by $1,800 to $30,000 or more. This kind of increase is likely because there were multiple reassessments combined with changes in tax rates, special assessments or errors. Homeowners who receive such bills should take these steps as soon as possible: review their tax bill; contact their assessor’s office and file an appeal if necessary. Seeking help from professionals and getting involved with community organizations can also address some financial consequences related to high property tax hikes.
-
Getting together with family, barbecues, picnics, fireworks, and lots of drinking.