Attorney Tom Miller
AttorneyForum Replies Created
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Congratulations, Chad.
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What are examples of state incentives for solar installations?
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If you have multiple websites, you have a great plan to improve them from an SEO point of view!
Here is how I would recommend approaching your analysis:
Analysis Report Structure
- Performance Review of Blogs That Were Updated
- Track Position Changes: Monitor rankings of all blog posts against their original positions before and after the rewrites.
- Track Keyword Count: Note how many keywords rank on each page.
- Measure Effectiveness: Figure out what keywords perform better in rank and traffic after the update.
Loss of Positions
- Identifying Losses: Perform an audit of posted blog articles that have declined in ranking.
- Potential Reasons: Look for reasons behind the decline in ranks, such as algorithm shifts, more competitive content, or failure to meet topical relevancy.
- Restoration Strategy: Determine whether returning to the text’s original wording would help boost unnatural rank loss.
Keyword Recovery on gcaforoms.com
- Tracking Keywords: Check if keywords and their positions have been gained back.
- Old URL Issues: Check for gaps on the old URL (forum.gustanchoassociates.com) and decide on new redirects or altered links.
Content Inventory
To draft a complete report, I need to obtain the total backlinks and pages for all specified sites reached by running bots. This is how you can do it:
Website Audit Tools:
- Use Google Analytics, SEMrush, and Ahrefs to gather the number of pages and blogs under each site.
- To conduct a manual check, you can also check the blog section of all websites and make a list for this one.
Action Steps
- Assign Actions: Allocate Anngelli, April, and yourself to some blogs to rewrite.
- Track Document Changes: Create a document to track positions and changes of keywords over time.
Once you gather the information, you can build a strategy that targets the performance of all sites while still focusing on the primary ones you are interested in. If you require assistance with certain features of the tools or methods for obtaining this data, let me know!
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file:///C:/Users/Owner/Downloads/CHO%201.pdf
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By January 29, 2025, the housing and financial markets in the US were running in complexity, and the systems were operating dynamically and influenced by a myriad of economic factors. The following is a summarized overview that addresses some of the issues:
Home Prices and Inventory:
- According to the data, S&P’s core logic noted that US home prices surged by 3.8% in November 2024 from 3.6% in October.
- Robust purchases in numerous firms in places like New York primarily boosted the seemingly noticeable surge.
- Despite this, the average prices of homes across America are still lower than historically acceptable norms.
- Additionally, the nation faces a staggering deficit of approximately 4.5 million homes and units for many buyers.
- This proves to be a greater challenge for buyers than mortgage rates.
Mortgage Rates:
- Mortgage rates have risen above seven percent, which has not been seen in the last few decades.
- As a result, potential buyers’ affordability has been strained even more.
- The heightened rates and a limited supply of homes have led to a sharp decrease of approximately four million dollars in transactions.
- This figure is significantly low compared to the typical five to six-million-dollar transactions during a normal market.
Federal Reserve Actions
Interest Rate Decisions By The Federal Reserve Board:
Currently, the Federal Reserve is Believed to Continue Buying Homes Until Interest Rates Return to Normal Levels:
- In reaction to the economic slowdown, the Federal Reserve has decided not to cut interest rates.
- They want to keep inflation under control but don’t want to cause a recession.
- Economists underline that the Fed should operate independently and base their actions on data.
Inflation vs. Wages:
- The Fed’s expected target of 2% inflation is higher than this, worsening incomes’ purchasing power.
- The gap further reduces a household’s ability to spend on housing and other economic goods, causing more profound economic apprehension.
- By striving to keep inflation under control, the Fed has made the current economy more pernicious, which, in economic theory, refers to stagnation.
Stock Market Trends:
- The Dow Jones Industrial Average has reached new heights, signaling enthusiasm from investors.
- However, the yield for the 10-year Treasury has increased, which usually means increased, more expensive borrowing for all types of loans, including mortgages.
- It is rather intriguing to note that the Federal Reserve cutting rates did not lower Treasury yields.
- It seems counter-intuitive that this has resulted in higher-than-expected yields pushing mortgage rates higher.
Bitcoin Price Prediction
Institutional adoption of Bitcoin is on the rise, along with the perception that Bitcoin is a good investment against inflation, which explains why Bitcoin’s price surged past $100,000.
Outlook on The Industry
Real Estate Experts:
- Multiple mortgage firms face financial difficulties due to the market challenges of high mortgage rates and low housing inventory.
- As a result, some mortgage brokers and real estate professionals are leaving the industry searching for more stable markets.
Upcoming Trends
Expectations for the Housing Market in 2025:
- Experts anticipate affordability will still be an issue by 2025, with mortgage rates expected to remain above 6%.
- Home prices are expected to increase at a slower rate while remaining positive.
- The continuing scarcity of housing is expected to sustain upward pressure on prices.
Federal Reserve Expectations
As the Federal Reserve monitors economic data, it is likely to keep interest rates unchanged for the immediate future. Changes to the rates will depend on how inflation, employment, and the overall economy evolve.
Statements from President Trump
- President Trump remains positive regarding the housing and mortgage market, believing in the country’s economy.
- On the other hand, the data at hand is quite worrying.
- This is because it shows a lack of affordability and a demand-supply gap.
- While the government may do something to boost the housing market, the effectiveness of such actions will depend on a range of conditions, like the political environment and international economic climate.
To summarize, a few factors appear to be positive for the economy, but the housing and mortgage markets pose deep troubling factors. As you can see, there is a lot of information, and care needs to be taken into the very real and complex economic situations.
Presidency Urges Federal Reserve to Make Drastic Change to Policies
The above daily national mortgage and real estate news update was from GCA Forums News: Mortgage and Housing Updates
https://www.youtube.com/watch?v=tJcAmRnq4Y0
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This reply was modified 3 weeks, 1 day ago by
Gustan Cho.
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President Trump promised affordability for first-time homebuyers and lower rates. How does the president do to that?
https://www.youtube.com/watch?v=nRzQDqllP8I
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This reply was modified 3 weeks, 3 days ago by Tom Miller.
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This reply was modified 3 weeks, 3 days ago by
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Mortgage Rates, Market Activity, and Application lenders in the United States have continuously increased their interest rates to 6.91%, marking a lift from 6.62%. Here are the key highlights from the latest updates:
Current Mortgage Rates
The average rate for a 30-year fixed mortgage is 6.91%, the highest since July 2024. This represents an increase from 6.62% a year ago. Mortgage News Daily reports a slightly higher average of 7.07% for the same mortgage type. With over 15 years of being serviced, the fixed mortgage rate has also increased (now averaged at 6.13%).
Market Activity
Home sales, prevalent mortgages, and adjustable-rate mortgages bearing a grade of 1.95% barely fell below the average. Apart from the rates going up, pending home sales surged by 2.2% from October to November and a whopping 6.9% year over year across all regions.
The Western area witnessed the most increase in pending sales, soaring up 11.8% from the previous year.
The most well-known economic analysts have speculated that buyers are beginning to alter their standards, stating, “There has been a rather abnormal increase in home sales, per month, per region during the course of the year. Folks have slowly begun to adapt to where the sellers are located.”
Mortgage Applications
People’s homes are incredibly valuable today, especially with most people around America considering them a sign of wealth. Because of this, during the holiday season, there was a drastic decline in mortgage applications while simultaneously increasing the slash by 21.9% alongside revenues over two weeks.
Looking Ahead
The forecast for 2025 suggests that mortgage rates may improve. Fannie Mae predicts an average rate of 6.60% at the start and 6.20% at the end of the year.
The MBA projects that rates will remain the same, suggesting that rates will be 6.60% at the start and 6.40% at the end of the year.
The current mortgage sales environment is particularly difficult for buyers due to the greater rates. Sales and inventory levels are high, but buyers are getting used to these new conditions.