Loan Officer Wiggie
Loan OfficerForum Replies Created
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The attached video clip of Lily the Maccaque monkey is so cute. Lily’s mom got admitted to the hospital and Lily misses her so much. Lily loves her human mother so much that when her mom called via video call and was holding the video phone so closely and showing her love
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Will silver catch up to Gold? UNBELIEVABLE! You Don’t Know What’s About to Hit SILVER This Week – Michael Oliver
Michael Oliver explains why silver’s surge is not a typical bull market move but a structural repricing tied to historic breakouts and stress in global bond markets. With silver exploding relative to gold after breaking a decades-long resistance, Oliver highlights how past analogs like 1979 and 2010 saw silver rise from $15 to $50 and $20 to $50 within months — moves driven by rapid revaluation, not speculation. He connects today’s volatility to a government bond crisis, stubbornly high long-term yields, and central bank intervention, arguing these forces favor hard assets. As gold accelerates and silver remains historically cheap versus gold, Michael Oliver suggests prices could transition from a $4–$50 era into a $200–$500 reality, making physical gold and silver bullion key assets to watch.
We share interviews from experts like Rafi Farber, Andy Schectman, Mario Innecco, Mike Maloney, Vince Lanci, and many others. Stay up-to-date with the world of finance and make informed decisions with our expert insights. Subscribe now and never miss a video!
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Many aftermarket body kits are ready to roll if you own a 2020 Ford Expedition Max and want to add flair. Depending on your budget and style, you can pick up fender flares, brighten things with LEDs, or swap in a moonroof.
Fender Flares
- Fender flares are a quick way to toughen up the look of your SUV while guarding the paint from mud and rocks.
- The BAJA FORGED set fits the 2018-2024 Expeditions and is built for drivers who hit rough trails.
- These flares bolt on without hassle, add a muscular stance, and withstand serious abuse on the weekend trails.
Moonroof Installation
Are you thinking about a new moonroof? Aftermarket glass panels are available, but the job usually requires a pro. A skilled glass shop or custom installer will cut the roof, run fresh wiring, and make sure everything seals up tight to avoid leaks down the road.
LED Lighting
LED light bars can turn night into day for drivers who hit the road after dark. A 20-inch bar mounted to the front bumper or a set of pods under the mirrors adds visibility without blinding other drivers. Most kits come with plug-and-play wiring, although some light bars may need a separate switch to keep the cabin looking clean.
Quick Note
Always double-check product listings and read customer reviews before buying; fitment can vary even within a single model year. Installing some of these mods may void portions of the factory warranty, so it doesn’t hurt to ask your dealer what’s covered.
LED Lights
Swapping the factory bulbs for LED lights can change how your Ford Expedition looks and drives at night. Here are a few popular upgrades.
OEM LED Conversion Harness Kit
This plug-and-play harness lets you bolt in Ford-supplied LED headlamps without messing with extra wires. Many owners with 2018-2021 Expeditions say it feels like a factory out of the box.
Construction Vehicle Lights Kit
Tradespeople needing daytime strobe brightness often grab a heavy-duty kit for work trucks. Most packages clip into the Expeditions harness so a shop can finish the job in under an hour.
Aftermarket LED Bulbs
Swapping a single halogen for an LED bulb is quick and low-cost. Please do it for headlights, fogs, brake lamps, and signals to gain sharper beams and years of extra use.
Additional ConsiderationsWindow Tinting
Precut tint kits matching Expedition’s glass edges can cut glare and block UV rays. Pro installers say the film also keeps the cabin cooler on summer commutes.
Body Kits
- Drivers pursuing an aggressive stance sometimes bolt-on fender flares, side skirts, and front lips.
- The pieces shave wind drag and give the truck a sporty silhouette.
- If you’re ready to make your Expedition turn heads, a bolt-on kit is one of the easiest ways to start.
- Most of these upgrades clip, screw, or snap on without requiring lengthy shop manuals.
- For 2020 Ford Expedition Max owners, mixing style and function is as simple as browsing a handful of aftermarket pages.
- Choose the light bar, flare, or trim that matches your daily routine and personality.
- BAJA FORGED has a set of tough fender flares that look right at home on gravel roads and muddy trails.
- Their post is worth a quick read if rugged good looks are on your list.
- Are you wiring anything new to your headlights? Black Flame Customs makes an OEM-style LED conversion harness for 2018-2021 Expeditions.
- It’s no cutting wires; it’s just plug-and-play.
- Plow crews and construction drivers can check out the Wicked Warnings kit for the 2023 Expedition Platinum.
- It adds extra strobes and beacons, so the brightest truck on-site stays the safest.
- Replacement bulbs?
- Xenon Pros’ size charts for every Ford Expedition production run put that guesswork to bed.
- Whether you own a 1999 model or a 2020 EL MAX, the correct part number is only one click away.
If tinted glass is your thing, Precut PPF lists a full precut window film kit for 2018-2020 Expeditions. Installation is quick, and the look is factory-smooth.
Last but not least, Factory Five Racing enthusiasts should see what XTF has in its catalog. Some setups better bridge muscle-car attitude with SUV practicality than anything else on the market.
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What is the silver-to-gold price per ounce? Why is gold taking off faster than silver?
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What is going on with the price per ounce of Gold and Silver?
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The Los Angeles City Riots and other riots throughout the country are funded by left wing radicals like George Soros, Bill Gates, Barack Obama supporters, Friends and Family of Nancy Pelosi and other left wing city, county, and federal politicians. These left wing radicals need to get brought down on inciting riots and charged with aggravated treason and being enemy of state and get life in prison with hard labor. One way ticket 🎟 to Guantanamo Bay. Something need to be done about it. Where’s Kash Patel and Dan Bongino? Where is U.S. Attorney General Pam Bondi? What is Kash Patel waiting for?
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This reply was modified 9 months ago by
Gustan Cho.
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This reply was modified 9 months ago by
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Stephen Gardner and Fox New Julie Banderas discuss the LA riots, Gavin Newsome, Trump calling for an investigation into who is funding the riots.
Julie Banderas is an Emmy Award-winning journalist, Fox News anchor, and proud mother of three! With 28 years in media, Julie has made a significant mark in the
Julie Banderas is an Emmy Award-winning journalist, Fox News anchor, and proud mother of three! With 28 years in media, Julie has made a significant mark in the industry. Most recently, Julie partnered with BRAVE Books to release her second children’s book, A Monumental Mistake.
Trump is doing his best to handle the riots in LA but I’m seeing things heating up in San Fransisco, Dallas, Atlanta, Chicago and New York. There are 1500 rallies to block Trump slotted for this weekend. Thoughts on all this.
Someone is funding these attacks<Trump calls to investigate who is funding nation wide riots. Senator Josh Hawley on it.
Let me roll another clip from Trump’s Fort Bragg speech.
“Generations of army heroes did not shed their blood on distant shores only to watch our country be destroyed by invasion and third world lawlessness here at home, like is happening in California..
People are saying like the Saudi Arabia speech where Trump said past president and leaders spent trillions trying to tell you how to live while you spent trillions building modern cities. Trump said we want peace. Many said this was the new Trump doctrine. Trade with goods vs trading missile attacks. Thoughts on that but also is this new doctrine that we won’t allow cities to ever fall into chaos like they did to blm and antifa in 2020?
One year for burning flag. This looked like an invasion of another country.
Theft in LA Has Gavin Newsom destroyed his chances of being president.
Elon apologizes. Behind the scenes.
iYou have a new children’s book, A Monumental Mistake! Tell me about this.
https://youtu.be/1La4HIYAyCE?si=PKtMNtP8MDiJtsgx
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This reply was modified 9 months ago by Gustan Cho.
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This reply was modified 9 months ago by
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SOFIO CUSTOMS 2025 JEEP GLADIATOR RUBICON AFTER MARKET ACCESSORIES & FULL TRUCK MODIFICATION:
After Market Accessories for Jeep Gladiators that make a stock Jeep Gladiator Rubicon like the truck got injected with a full interior and Steroids makeover
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Latest Housing and Mortgage News for Monday, June 16, 2025: Housing and Mortgage Market Impact of Israeli-Iranian War
The sudden fighting between Israel and Iran has rattled Wall Street in ways that reach right down to the backyard mortgage. Oil and gold prices jumped almost overnight, and the 10-year US Treasury note yield slipped to 4.31%- its lowest point in a month. Investors rushing for safety pushed money into bonds like they did after 9/11. Shipping lanes in the Strait of Hormuz are now in the crosshairs, which ramps up worry.
Mortgage Rates and Forecasts
Interest on the typical 30-year fixed loan is jumping around, landing lately in the 6.7% to 6.89% range. A handful of watchdogs warn we will be stuck in this higher zone for a while, with only tiny relief showing up late in 2025. Any surprise from the Fed, fresh inflation numbers, or peppy job reports could push rates up again. Buyers already feeling pinched by pricey monthly payments should brace for at least another year of tight budgets.
Stock Markets and Precious Metals
Stocks are pirouetting with every headline, rising one hour and tumbling the next. Gold keeps catching bids while tech shares burn off profits, a classic flight-to-safety pattern. Bronze keeps earning a living, too, if you’re tracking industrial metals used in cables and batteries.
The S&P 500 fell 1.1% on June 12, 2025. That drop shows how on edge Wall Street has become. Gold jumped to its highest value in two months. Bears call it a flight-to-quality move. Silver ticked upward, too, but its rise felt almost like an afterthought. The VIX shot up to 20.82. Traders were pricing more headaches than normal.
Forecast for Interest and Mortgage Rates
Uncertainty is sticky, so expect bumpy interest rates for a while. Many economists think the Fed will stand pat at its next meeting. A fresh flare-up between Israel and Iran could yank policy levers faster than anyone wants. Mortgage rates should hover near 6.25% for the rest of 2025. A slow drift downward might open up if calm settles over the charts.
Impact on Housing Market
High borrowing costs and stubbornly pricey listings are pinching most American home shoppers. Oddly enough, Israeli demand has surged in wartime, with investors willing to pay for safety. Stateside, home sales are cooling off: fewer offers, slower price growth, and open houses that feel more like waiting rooms.
Gold and Silver Prices
Gold just kissed $3,449 an ounce, almost brushing its record. Silver climbed, too, but its gain, readers say, looks like a quieter echo of the gold rush. Fear and caution are pushing folks toward shiny coins and bars once again.
Investors often flee to gold and silver whenever panic ripples through Wall Street and Main Street. The uptick in precious metals now whispers that many traders want safety and are ready to ditch riskier bets.
Big headlines can set off wild price shifts. A June 2025 report in The Guardian points to an oil-and-gold spike that followed Israel’s brutal strikes on Iran. In that same time frame, stocks dragged deeper into the red.
Homeowners and hopeful buyers feel the pinch every time the news cycle spins. According to a New York Times piece from early June, rising mortgage rates and fresh recession fears have left the housing market wobbling on shaky legs.
Reporters at Yahoo Money echo that, noting small, steady upticks in everyday mortgage and refinance rates as global tensions continue to roil the bond market. The latest rates hover around the six-percent mark, a headache for first-timers who budgeted for much less.
Mortgage forecasters agree that rates won’t slide anytime soon. US News links that outlook to economic jitters. At the same time, a Forbes Advisor roundup hints at late 2025 as the possible turning point if we are lucky.
Wall Street pros at Goldman Sachs have sketched three headline predictions for housing in the coming year. Their shortlist, shared in a Business Insider story, ranges from stagnant prices to a gradual thaw once the Fed cools off interest-rate hikes.
Whether that thaw happens soon is a nail-biter. Home shoppers heading into summer 2025 are bracing for stiff competition and budget-breaking monthly payments, warns a CNET report that stresses no relief is in sight.
Marketers know how quickly energy prices can flip. The Times and NBC News catalog the immediate oil surge and the collateral market tumble after the Israel-Iran clash. Each spike, they caution, chips away at the fragile balance that underpins commodities and everyday borrowing costs.
A quieter development sits in the background. Several analysts quoted by Mortgage Introducer suggest that the explosive headlines, shocking as they are, may not push fixed mortgage rates even higher if the bond market finds its floor. Hope, as always, is a slender thread.
Oil prices jumped this week after fresh exchanges between Israel and Iran rattled investors. Market watchers suddenly smelled risk and traded like a larger war was just hours away.
US stocks answered the oil pop with a thud. The Dow closed almost three hundred points as traders priced in another round of Middle East fallout.
Mortgage pros keep guessing whether the Federal Reserve will tweak rates in June. Some analysts pencil in a modest cut, while others see the Board holding firm until the inflation picture clears. Predictions 2025 rounds up the chatter, though no crystal ball is perfect.
Homebuyers in Israel refuse to back down, even as rockets streak overhead and interest rates hover near ten percent. Local real-estate agents say listings vanish within days, a stubborn sign that war and economics rarely dampen the hunger for shelter.
Stateside, the mortgage climate is almost surreal. Loan costs slipped a quarter-point last month, helping a few nervous buyers, but trade spats with China threaten to overturn the apple cart. Business Insider notes that a lower rate today could mean a higher payment tomorrow if tariffs snap back.