-
Commercial Deal Needing a Buyer!
Builders, Realtors, Investors! Lookie Lookie! We have a seller looking to make deal for 2024. Check out the attachment! If you have the brass to tackle this, then let’s connect today! Creative commercial financing available. Call me: 972-707-4963
-
1 Reply
-
Creative financing refers to a range of non-traditional financing techniques used to purchase or invest in properties, businesses, or other assets when traditional methods like bank loans are unavailable, insufficient, or not optimal. The goal of creative financing is often to overcome barriers that keep a buyer from meeting the strict lending criteria of traditional banks or to provide more flexible payment options. Here are some common methods of creative financing:
-
Seller Financing: The seller offers a loan directly to the buyer instead of the buyer obtaining a loan from a bank. The buyer makes payments to the seller under agreed terms instead of a bank.
-
Lease Options: The buyer leases the property with the option to buy it at a later date. This allows the buyer to control the property and save up for a down payment while already living in or using it.
-
Hard Money Loans: These are loans from private investors or companies, based on the asset’s value rather than the borrower’s creditworthiness. They tend to have higher interest rates but can be arranged more quickly than traditional loans.
-
Joint Ventures: Two or more parties pool resources to invest in a property or business. Each partner brings different resources, such as capital, credit, or expertise.
-
Syndication: Similar to joint ventures but usually involving more investors who contribute capital for large projects.
-
Mezzanine Financing: A hybrid of debt and equity financing that gives the lender the right to convert to an ownership or equity interest in the case of default, generally after senior lenders are paid.
-
Private Lenders: Obtaining funds from private individuals or groups under terms negotiated outside of traditional banking channels.
These methods can be used individually or in combination, depending on the needs of the buyer and the willingness of the seller or other financiers to negotiate. Creative financing techniques can provide flexible, innovative solutions for funding, but they also carry their own risks and costs. It is important to fully understand these and, if possible, consult with a financial advisor or attorney before proceeding.
https://gustancho.com/investing-in-rental-properties/
gustancho.com
Investing in Rental Properties
Investing in rental properties is lucrative with Lending Network, a subsidiary of Gustan Cho Associates. We are direct lenders of commercial loans.
-