• Marilyn

    Member
    January 30, 2026 at 1:45 am

    Looking at your situation, here are some states that typically rank well for minimal requirements:

    Easiest/Quickest Options:

    Georgia- Often cited as one of the easiest:- 75 hours of pre-licensing education- Exam pass rate is relatively high- Course costs: $200-400- License fee: ~$280- No sponsoring broker required before taking exam

    South Carolina – Another popular choice:- 90 hours of education- Straightforward exam- Similar cost structure to Georgia

    Mississippi- Minimal requirements:- 60 hours of education (one of the lowest)- Less competitive exam- Lower overall costs

    Considerations for you specifically: Since you’re already licensed in Wisconsin and have an office in Illinois, you might also consider:- Wisconsin (72 hours) – You already live there, easier to attend in-person classes if needed, and practical for local market knowledge- Illinois (90 hours) – Where your office is located, could be useful for business purposes

    **Practical factors beyond hours/cost: **- Will you actually practice real estate, or is this for referral/knowledge purposes?- If practicing, being licensed where you already do business (WI/IL) may provide more value than saving 15 hours on education.- Reciprocity: Some states have agreements that make it easier to get licensed in additional states later.

    The “easiest” exam is subjective – your mortgage background will help significantly regardless of which state you choose since you already understand financing, which is a major portion of real estate exams.

    What’s your primary goal with the license?

    • Gustan Cho

      Administrator
      January 30, 2026 at 2:20 am

      Thanks for the valuable information Marilyn

      I am definitely not going to be showing houses and other types of properties and am getting a real estate license just to become a dually licensed MLO and Realtor. NEXA LENDING is a mortgage broker and correspondent lender so NEXA MORTGAGE had to change their name from NEXA MORTGAGE to NEXA LENDING. Gustan Cho Associates NMLS 2315275 and Subsidiaries is a dba of NEXA LENDING. NEXA LENDING has created, developed and LAUNCHED AXEN REALTY,in 2025 with the goal of getting licensed nationwide in every state

      https://gcaforums.com/career-opportunities/


  • Gustan Cho

    Administrator
    January 30, 2026 at 2:11 am

    I use Angie Crippen and Jacob Gillock from Oncourse Learning for all my NMLS licensing and annual Continuing Education (CE). Jason just emailed me today and said Oncourse Learning does not offer Real Estate Licensing Courses and Exam Preparation but their Sister Institution does

    Here’s the link

    https://www.colibrirealestate.com/real-estate/license/

Log in to reply.