• Investment Properties and DSCR Loans

  Primary Residence Versus Investment Property

  Posted by Avery Parker on September 27, 2024 at 12:42 pm

  What are the differences in loan requirements for a primary residence versus an investment property?

  Dawn replied 2 years ago 2 Members · 1 Reply

  • Difference between primary and investment homes
• 1 Reply

• 

  Dawn

  Member

  September 30, 2024 at 4:57 pm

  Primary residence mortgage loans require lower down payment such as 0% on VA and USDA loans, 3% to 5% on conventional loans, and 3.5% on FHA loans. Mortgage rates are lower on primary homes. Investment properties require a 15% to 30% down payment and rates are higher than primary homes.

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