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I have been in my same job for 4 years but was recently converted into a 1099 wage earner from W2. Can I still qualify for FHA loans?
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My brother in law was in a Chapter 13 Bankruptcy and now what to refinance and pull out cash what banks in the Chicagoland area will allow? I work for a real estate developer and property management company and want to help my my brother in law and his wife with getting approved for a mortgage loan.
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I live in Texas. Does your company offer loans on manufactured or modular homes using a VA loan? I own my home outright. 100% equity. Would like to do a cash out refinance for some upgrades.
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MY husband Hector has an old judgement from 2009 before we were married. it has not been revived. Will this prohibit a home purchase? I have a second loan mortgage would I be able to refinance only that part of the loan?
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I recently got denied by an incompetent lender because I was not properly qualified. Can you please help?
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I’m looking for a business model (investing in real estate in Chicago area). I would like to find a way to buy condos in a place where I will pay less for them and rent for more. It would be good to find a map with Property Price -> Renting Price relationships. I know that my friend used to buy a single-family home in Burbank for $80,000 and remodeled for $40,000, sold for $180,000. But I think there are better options there.
I’m in the process of a FHA Streamline Refinance, and the loan officer is requesting all these documents: W2’s, bank statements, pay stubs, etc., plus he’s pulled a credit check. Is this normal and required?
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I want to close business for 4-6 months due to covid. Would i get a mortgage loan. I’m self-employed wanting to qualify for a mortgage loan using 1 year of tax returns
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I live in Texas and would like to know how much of a loan you can get approved for with a 590 score?
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I’m currently in chapter 13 bankruptcy but made 1 yr and 4 mos of on time payment. Could I qualify for an FHA loan
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What are the differences in loan requirements for a primary residence versus an investment property?
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Here is my story about my experience with Discover and the disputes I have been going through. Advise our viewers on this type of case situation if any of you run into it. Very time-consuming, stressful, and a total waste of time for me and my staff. I will start with the scenario of what has transpired from day one:
I am Gustan Cho Associates’s branch manager, a dba of NEXA Mortgage, LLC. We are a national mortgage lender licensed in 48 states, including Washington, DC, Puerto Rico, and the United States Virgin Islands. I am the manager of operations, support staff, and loan origination for the Oakbrook Terrace, Illinois, Branch NMLS 2315275 located at 17W662 Butterfield Road, Suite 305, Oakbrook Terrace, Illinois. The Oakbrook Terrace, Illinois, Branch is licensed in 48 states, including DC, Puerto Rico, and the Virgin Islands. We are the largest producing branch at NEXA Mortgage in production and have a lot of monthly expenses. I have two different types of credit cards to pay my monthly debts. Under no circumstances do I ever use my personal credit card for business related expenses. I mainly use my Discover credit card for my personal expenses. My personal expenses include anything that is not business related that cannot be written off from my income taxes. If you can review my Discover card statements for the past three years, you can see that only personal expenses such as fuel, groceries, shopping dog food and other merchandise for personal use from AMAZON, personal homeowners insurance. Now Discover is saying that I am responsible for payment even though it was not authorized for concurring charges on my Discover. Anyone had things like this happen? I will update you on the progress.
NEXA Mortgage issues us a corporate credit card from US Bank to pay all our branch expenses about the business. We are only allowed to charge business expenses. Any business expenses is charged to US Bank corporate business credit card. Business expenses includes rent, advertising expenses such as (YLOPO, RAVEN, ZILLOW, GOOGLE LEADS) expenses for leads, marketing, printing, co-marketing expenses with realtor partners, business lunches, travel, licensing, training and education, and any other direct and/or third-party business-related expenses. I have always use any business-related expenses on my corporate US Bank Visa card for business expenses and never my personal credit cards.
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Have a file that has only 2 tradelines installment credit that were opened in the last 6 months. Would it help strengthen file to open a secured credit card? Even thou have DU approval it worries me being modlar home. With no long history of credit.
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What is 100% Unsecured Business Loans For Small Business Owners? How does unsecured business loans work? What are the eligibility requirements and guidelines on unsecured business funding? How hard is it to get an unsecured business loan? What is the lending process on unsecured business loans? What is the step by step process on unsecured business funding? What are the types of small businesses that can benefit from small business unsecured funding?
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How is stock allocated in an ESOP plan?
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This discussion was modified 1 year, 7 months ago by
Gustan Cho.
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This discussion was modified 1 year, 7 months ago by
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What are the tax benefits of an ESOP in the USA?
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This discussion was modified 1 year, 7 months ago by
Sapna Sharma.
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This discussion was modified 1 year, 7 months ago by
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How does GoFundMe work?
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This discussion was modified 1 year, 7 months ago by
Caleb Clark.
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This discussion was modified 1 year, 7 months ago by
Sapna Sharma.
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This discussion was modified 1 year, 7 months ago by
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What are the fees for using GoFundMe? HOW DOES GO FUND ME WORK? CAN YOU PLEASE EXPLAIN IN DETAIL STEP BY STEP ON HOW TO SET UP A GO FUND ME ACCOUNT? HOW MUCH DOES GO FUND ME TAKE ON A $100 DONATION? DOES GO FUND ME CHARGE FEES FOR NON-FOR PROFITS? DO YOU HAVE TO PAY TAXES ON MONEY DONATED THROUGH GO FUND ME?
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This discussion was modified 1 year, 7 months ago by
Gustan Cho.
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This discussion was modified 1 year, 7 months ago by
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How Does Investing in Classic, Exotic, Vintage, Sports, and Rare cars work? CAN YOU MAKE MONEY INVESTING IN CLASSIC, EXOTIC, AND RARE CARS. HAVE A HOBBY AND AT THE SAME TIME YOUR INVESTMENT APPRECIATES. It is a win-win here. I am a car enthusiast and if investing in cars or flipping cars is lucrative, I want to start this dream hobby of mine and work smart with my hard earned investment dollars.
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This discussion was modified 1 year, 7 months ago by
Gustan Cho.
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This discussion was modified 1 year, 7 months ago by
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