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What do mortgage underwriters ask for CPA letters from self-employed borrowers?
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This discussion was modified 2 years, 3 months ago by
Gustan Cho.
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replied 1 year, 7 months ago
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28 Replies
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This discussion was modified 2 years, 3 months ago by
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How is the National Realtor Association ruling affect real estate agents making money especially buying agents. Thank you in advance.
View Last Reply: replied 1 year, 7 months ago
| Participants: 18 Members
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What common issues should I expect when renovating an RV?
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| Participants: 3 Members
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Which of the Following Statements are True About Credit Scores?
A. Your credit scores tell creditors whether you are more or less of a risk
B. When applying for a mortgage, credit scores have a huge impact on what your interest rate will be
C. It is possible to improve your credit without paying for credit repair.
D. All of the above
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This discussion was modified 3 years, 3 months ago by
Eric Jeanette.
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This discussion was modified 3 years, 3 months ago by Eric Jeanette.
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This discussion was modified 3 years, 3 months ago by Eric Jeanette.
View Last Reply: replied 1 year, 7 months ago
| Participants: 3 Members
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This discussion was modified 3 years, 3 months ago by
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Once credit is cleared/ improved could I be approved in the state of Texas for Mortgage loan originator license? As far as the states that was mentioned, California, Illinois, & Arizona would I have to hold or establish a residency to qualify? Also I’m interested in the commercial loan officer opportunity. What is the process, and would it give me the experience and expertise needed to becoming a licensed mortgage originator ? Thank you for your time and I look forward to your reply!
Respectfully,
Vernise GreenView Last Reply: replied 1 year, 7 months ago
| Participants: 3 Members
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27 Replies
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Adding someone to mortgage. Can you add someone to a mortgage afterward? Will a lender add someone to the mortgage later if asked?View Last Reply: replied 1 year, 7 months ago
| Participants: 3 Members
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This is the story of United Airlines flight 1175 from San Francisco to Honolulu, Hawaii. A perfectly smooth flight… followed seconds later by a violent explosion, an almost uncontrollable aircraft…and vibrations…. So many vibrations… Whatever caused this, wasn’t described in any manual.. and as the aircraft started pitching down, the pilots knew that there was only a cold, wavy ocean below them.
View Last Reply: replied 1 year, 7 months ago
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Breaking: The World’s 🌎 🗺 🌏 🌐 🌍 MOST UNLIKED & THE WORLD’S BIGGEST LYING HUMAN BEING, KAMALA HARRIS has gone postal folks. The fact-checked incompetent Kamala Harris has exploded 🤯 💥 😳 😂 and 🇺🇸 had her Howard Dean moment and it has been recorded on video. This is breaking NEWS and the American people can now see that it is NOT just President Joe Biden has mental illness and mental stability issue. Please click 🙏 the video link below:
https://rumble.com/v5j7joc-kamala-harris-just-had-her-howard-dean-moment…-shes-done.html
rumble.com
Kamala Harris just had her "Howard Dean" moment... she's done
This was Kamala Harris' "Howard Dean" moment.
View Last Reply: replied 1 year, 7 months ago
| Participants: 5 Members
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“Usually the disinformation we saw was pro-Trump… We’ll investigate, and then it goes just up to another team to take it [the post] down,” admits Matthew Fowler, a Software Engineering Manager at Meta, during an undercover date with an O’Keefe Media Group journalist. Fowler emphasized that Meta’s investigations often rely on mainstream media for verification, stating, “The news is going to do their job, and then based on what the outlets say… you have to trust that.”
Plamen Dzhelepov, a Machine Learning Engineer at Meta, agreed, “Meta has the right to suppress anything,” acknowledging the company’s political bias by noting, “they’re biased if they do that against the Republicans.” Dzhelepov detailed Meta’s censorship capabilities, confirming they target “crazy conspiracy right-wing people,” actively demoting their opinions.
Michael Zoorob, a Data Scientist at Meta, described the fact-checking process, stating, “the fundamental problem is that… the vast majority of what fact-checkers label as false is shared by conservatives,” admitting that any policy demoting content labeled false by fact-checkers disproportionately affects conservatives.
When addressing misinformation, Dzhelepov explained Meta’s approach: “it’s either censored or it says a [community note] thing, where it says, ‘this is disinformation, it’s probably fake’ under the post,” adding that Meta “actually suppresses certain voices.” Zoorob also recalled how Meta had downranked the Hunter Biden laptop story upon the FBI’s warning, stating, “We just downranked it,” making the post less visible in users’ feeds.”
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replied 1 year, 7 months ago
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What does art contribute to the world’s economy?
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replied 1 year, 7 months ago
| Participants: 2 Members
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1 Reply
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How do I finance a pole barn building?
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replied 1 year, 7 months ago
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1 Reply
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What Do Urban Planners Do?
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| Participants: 2 Members
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1 Reply
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How do I file my federal income tax return?
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replied 1 year, 7 months ago
| Participants: 2 Members
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1 Reply
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What is Capital Gains Tax?
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This discussion was modified 1 week ago by
Sapna Sharma.
View Last Reply: replied 1 year, 7 months ago
| Participants: 2 Members
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1 Reply
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This discussion was modified 1 week ago by
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What is Federal Income Tax?
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This discussion was modified 1 week ago by Sapna Sharma.
View Last Reply: replied 1 year, 7 months ago
| Participants: 2 Members
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1 Reply
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This discussion was modified 1 week ago by
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What are the most common health issues in cats?
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replied 1 year, 7 months ago
| Participants: 3 Members
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What should I look for in a Toy Poodle breeder?
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| Participants: 3 Members
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What are the best tips for renovating an old RV?
View Last Reply: replied 1 year, 7 months ago
| Participants: 2 Members
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1 Reply
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My application is currently in underwriting. I am concerned that because my student loans are so high that my DTI may not pass. I have found a home that is scheduled to close on 12/2. Honestly I did not see you site until after applying thru my current lender. Would you be able to take over the case and will I still be able to close on 12/2 or earlier? I am in Illinois and also seeking downpayment assistance from IDHA. The Home Inspection and Appraisal have all been completed. My student loans total 186k and I am currently in deferment, but the lender is saying that the payments are coming up to 1300 per month…but I am paying $0.00. My credit score middle is 643. Also I am currently employed but will start a new job in a week making more money. Can you help? What steps will I need to take.
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replied 1 year, 7 months ago
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What Happens If The Ears of German Shepherd Dog is Floppy? Why is the ears of my nine month old German Shepherd dog floppy? One of them is half floppy and the other one is fine. Is there a cure for floppy ears? How do you take care of a floppy ear German Shepherd? I heard to tape them? How can I tape them? What is a sure way of fixing my dog’s ears so they are both standing up straight?
View Last Reply: replied 1 year, 7 months ago
| Participants: 2 Members
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For those who do not have a DIVVY CARD, I strongly suggest you request a DIVVY CARD through Marga. A DIVVY CARD is like a Corporate Debit CREDIT CARD. You can use it pre-tax for business-related expenses such as NMLS CE, NMLS LICENSING, CELL PHONE, OFFICE EXPENSES, MEALS on Recruitment and Realtor Partners, Fuel & Mileage, Marketing EXPENSES, Leads, Tools, Travel, Utilities for OFFICE, etc. You can start small and always increase when you see EXPENSES coming up. In our office, Carlucci, Dale, John Strange, Mike Gracz,, and all active independent loan officers sponsored by Team GCA should absolutely sign up for a DIVVY CARD IMMEDIATELY. Marga, please follow up on this urgent matter and keep a note to send out multiple reminders. I have this memo and updates posted on GCAFORUMS.COM.
Thank you.
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This discussion was modified 1 year, 2 months ago by Sapna Sharma.
gcaforums.com
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Page Not Found - Great Content Authority (GCA) Forums
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replied 1 year, 8 months ago
| Participants: 2 Members
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1 Reply
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This discussion was modified 1 year, 2 months ago by
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What Makes an Online Forum Go Viral
View Last Reply: replied 1 year, 8 months ago
| Participants: 3 Members
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My daughter and her husband live in Texas. Do your company offer loans on manufactured or modular homes using a VA Loan?
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replied 1 year, 8 months ago
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I have an existing loan with low balance. I have a low credit score. Around 587. Can you do a manual underwrite for that on a cash out refinance? I am married but I am the only one on the mortgage.
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1 Reply
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I have been in my same job for 4 years but was recently converted into a 1099 wage earner from W2. Can I still qualify for FHA loans?
View Last Reply: replied 1 year, 8 months ago
| Participants: 2 Members
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1 Reply
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My brother in law was in a Chapter 13 Bankruptcy and now what to refinance and pull out cash what banks in the Chicagoland area will allow? I work for a real estate developer and property management company and want to help my my brother in law and his wife with getting approved for a mortgage loan.
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I live in Texas. Does your company offer loans on manufactured or modular homes using a VA loan? I own my home outright. 100% equity. Would like to do a cash out refinance for some upgrades.
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replied 1 year, 8 months ago
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MY husband Hector has an old judgement from 2009 before we were married. it has not been revived. Will this prohibit a home purchase? I have a second loan mortgage would I be able to refinance only that part of the loan?
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| Participants: 2 Members
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1 Reply
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I recently got denied by an incompetent lender because I was not properly qualified. Can you please help?
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| Participants: 2 Members
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1 Reply
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I’m looking for a business model (investing in real estate in Chicago area). I would like to find a way to buy condos in a place where I will pay less for them and rent for more. It would be good to find a map with Property Price -> Renting Price relationships. I know that my friend used to buy a single-family home in Burbank for $80,000 and remodeled for $40,000, sold for $180,000. But I think there are better options there.
I’m in the process of a FHA Streamline Refinance, and the loan officer is requesting all these documents: W2’s, bank statements, pay stubs, etc., plus he’s pulled a credit check. Is this normal and required?
View Last Reply: replied 1 year, 8 months ago
| Participants: 2 Members
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1 Reply
