Topics

What are compensating factors and the importance of compensating factors in mortage lending?

What is the debt income ratio requirement for FHA loan and conventional loan?

What constitutes a mortgage loan application? How does the mortgage loan application work? What is an “application” that triggers an obligation to provide a Loan Estimate? What is the loan estimate? What are the rules and regulations on the loan estimate and how does the process work?

Where/who can I turn to for flexible/lenient mortgage financing?

What do we need when refinancing our home that is currently on a land contract?

How do you get a bankruptcy trustee approval to get approved for a mortgage during the Chapter 13 Bankruptcy. What is involved in getting a court trustee’s written approval letter for Chapter 13?

What is credit supplement for? When does a mortgage client need to do a credit supplement during the mortgage loan process?

What is height at which a outside deck needs a railing?

What Are The Minimum Credit Scores To Qualify For A FHA Loan?

WHAT IF I LOST MY JOB AFTER I JUST BOUGHT A HOME?

What is the timeline from pre-approval to clear to close?

What is the credit score that I need for Conventional loan?

What Is Minimum Mortgage Loan Size For NON-QM Loans?

WHAT DOES APPROVE ELIGIBLE PER DU FINDINGS MEANS?

What does FHA Score Card Mean? Is that HUD GUIDELINES?

What are the guidelines to get approved for a mortgage during and after Chapter 11 Bankruptcy? What are the waiting periods after a chapter 11 bankruptcy?

What If My Credit Scores Dropped During Mortgage Process?

What Are Non-Qualified Mortgages Versus Qualified Mortgages?

WHAT ARE HARD MONEY LOANS AND PRIVATE MONEY LOANS?

• This discussion was modified 1 year, 7 months ago by  Gustan Cho.

#hat is profit and loss statement. What is the difference between an income statement and profit and loss statement.

What is the maximum household income limit cap to be eligible for USDA loans. What is the maximum debt to income ratio to qualify for USDA loans.

I know that FHA loans are the best loan programs for borrowers with bad credit and low credit scores. What is the minimum credit score requirements to get approved for FHA loans.

How do non-QM mortgage lenders calculate debt-to-income ratio requirements on non-QM loans.

WHAT IS THE TIMELINE FOR A CLEAR TO CLOSE?

What Credit Should I Add To Raise Credit Scores? Can you please advise me on the steps to rebuild and boost your credit to get a mortgage approval.

CAN YOU PLEASE EXPLAIN THE AUTOMATED UNDERWRITING SYSTEM.

WHAT IS REFERRED/ELIGBLE PER DU FINDINGS?

Which credit scores do mortgage lenders use? Do mortgage lenders use Experian, Transunion, or Equifax? What is the credit score used in mortgage applications. Do lenders look at both spouses’ credit scores? If you and your partner decide on a joint mortgage, both of your credit scores will come into play. What FICO scores is needed to buy a house?

• This discussion was modified 1 year, 7 months ago by  Sapna Sharma.

What Are Minimum Credit Scores On USDA LOANS? What is the lowest credit score for a USDA loan? Which credit bureau does USDA use? What credit scoring model is used for USDA loans?

What does a prospective employer look in your credit. How do employers analyze credit scores and your overhall credit in the hiring and promotion process. What does a high credit score and good credit determine of a prospective employee. Will bad credit and low credit score jeapordize a job candidate from getting hired? What type of job positions will be scrutinize with their prospective employer running credit and what determines the job prospect whether or not they get the job.

What do you do if you didn’t know you had a judgment against you and is 11 years old and in the middle of a USDA loan?