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What does FHA Score Card Mean? Is that HUD GUIDELINES?
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What are the guidelines to get approved for a mortgage during and after Chapter 11 Bankruptcy? What are the waiting periods after a chapter 11 bankruptcy?
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What If My Credit Scores Dropped During Mortgage Process?
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What Are Non-Qualified Mortgages Versus Qualified Mortgages?
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WHAT ARE HARD MONEY LOANS AND PRIVATE MONEY LOANS?
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This discussion was modified 1 year, 8 months ago by Gustan Cho.
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This discussion was modified 1 year, 8 months ago by
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#hat is profit and loss statement. What is the difference between an income statement and profit and loss statement.
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What is the maximum household income limit cap to be eligible for USDA loans. What is the maximum debt to income ratio to qualify for USDA loans.
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I know that FHA loans are the best loan programs for borrowers with bad credit and low credit scores. What is the minimum credit score requirements to get approved for FHA loans.
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How do non-QM mortgage lenders calculate debt-to-income ratio requirements on non-QM loans.
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WHAT IS THE TIMELINE FOR A CLEAR TO CLOSE?
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What Credit Should I Add To Raise Credit Scores? Can you please advise me on the steps to rebuild and boost your credit to get a mortgage approval.
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CAN YOU PLEASE EXPLAIN THE AUTOMATED UNDERWRITING SYSTEM.
WHAT IS REFERRED/ELIGBLE PER DU FINDINGS?
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Which credit scores do mortgage lenders use? Do mortgage lenders use Experian, Transunion, or Equifax? What is the credit score used in mortgage applications. Do lenders look at both spouses’ credit scores? If you and your partner decide on a joint mortgage, both of your credit scores will come into play. What FICO scores is needed to buy a house?
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This discussion was modified 1 year, 9 months ago by
Sapna Sharma.
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This discussion was modified 1 year, 9 months ago by
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What Are Minimum Credit Scores On USDA LOANS? What is the lowest credit score for a USDA loan? Which credit bureau does USDA use? What credit scoring model is used for USDA loans?
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What does a prospective employer look in your credit. How do employers analyze credit scores and your overhall credit in the hiring and promotion process. What does a high credit score and good credit determine of a prospective employee. Will bad credit and low credit score jeapordize a job candidate from getting hired? What type of job positions will be scrutinize with their prospective employer running credit and what determines the job prospect whether or not they get the job.
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What do you do if you didn’t know you had a judgment against you and is 11 years old and in the middle of a USDA loan?
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Good morning Guantanamo Bay. Let’s clean up America 🇺🇸. Let’s clean up the WORLD 🌎. Let’s fumigate the roaches, termites, and the septic tank full of evil 😈 🦹♀️ 👿 🖤 🙈 😈. Let’s crush and exterminate the pedophiles, baby eaters, and the depopulation Globalists. Let the cleanup begin.
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Gustan Cho Associates has a national reputation for being able to do mortgage loans other lenders cannot do. What makes Gustan Cho Associates different than the competition? Over 80% of the borrowers of Gustan Cho Associates are folks who could not qualify at other mortgage companies. How can I find out more about Gustan Cho Associates and get introduced to a mortgage loan officer. Gustan Cho Associates is a one-stop lending shop. They are experts in business funding, commercial loans, and traditional and alternative residential mortgage loans.
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I know that you can only do a Streamline Refinance on either an FHA loan or VA loan with no appraisal or income documents. Credit scores are uses to price out the FHA or VA STREAMLINE REFINANCE. Are you eligible for an FHA Streamline Refinance or VA STREAMLINE REFINANCE if you have a non-forgiveable Down Payment Assistance (DPA) second. So, my question is if I can do an FHA Streamline Refinance or VA STREAMLINE REFINANCE and subordinate the DPA second mortgage because I am stuck with the second mortgage DPA for a ten year term before it becomes forgivable. Thank you.
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HOW MUCH ARE CLOSING COSTS ON FHA and VA Streamline Refinance. How much are closing costs for FHA streamline refinance? What is the funding fee for a VA streamline refinance? Are closing costs higher on FHA streamline refinance versus VA streamline refinance? What is the process from application to closing on FHA and Streamline Refinance. Can the borrower roll all of the closing costs on the new streamline refinance FHA or VA loan.
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This discussion was modified 1 year, 9 months ago by Sapna Sharma.
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This discussion was modified 1 year, 9 months ago by
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Where do I check my credit scores for free to see if i qualify for a house. How do i check my credit score to buy a house. What is the minimum credit score to buy a house.
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What are things that could be holding up my home closing? What are the reasons that could delay a real estate closing.
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WHAT ARE FORWARD REVERSE MORTGAGES? WHAT IS THE DIFFERENCE BETWEEN FORWARD MORTGAGE AND REVERSE MORTGAGE.
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Here’s a cute German Shepherd dog playing boxing with a cat.
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THERE ARE VARIOUS DIFFERENT FICO MODELS. WHAT FICO MODEL DO YOU LOOK AT FOR FHA.
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WHAT IS THE MAXIMUM DEBT-TO-INCOME RATIO ON CONVENTIONAL LOANS? I AM HEARING CONFLICTING NUMBERS. IS IT 45% OR 50%?
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IS IT TRUE VA LOANS DO NOT HAVE A CREDIT SCORE REQUIREMENT? WHAT ARE VA REQUIREMENTS ON CREDIT SCORES. THERE IS A LOT OF LENDER THAT HAVE DIFFERENT CREDIT SCORE REQUIREMENTS.
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My wife and i are interested in qualifying for a USDA loan because there is no money down. I am self-employed so I am worried about my income. What is the maximum debt-to-income ratio on USDA loans.
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What is the Truth in Lending in Mortgages. What was the truth in lending created for. What is the true purpose of the Truth in Lending Law? What is the background of TILA? What is the purpose of the Truth in Lending Act as implemented by regulation Z?
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What is title when you buy or refinance a house? How does the title process work? What prevents title from being transfered.
To protect from title issues when purchasing property, buyers should purchase title insurance, hire a real estate agent, and conduct a home inspection. What prevents the title claims against title. What constitutes defect in title.
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