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  • Ollie

    Member
    August 17, 2024 at 8:05 pm

    Yes, you can qualify for an FHA loan after a loan modification, but there are specific requirements:

    1. Payment History: You must have made on-time payments for at least 12 months after the loan modification.
    2. Waiting Period: Typically, there is no waiting period if you’ve been on time with payments, but some lenders may have additional requirements.
    3. Creditworthiness: Your overall credit profile and DTI ratio will be considered.

    Working with a lender who understands FHA guidelines is crucial for navigating the process successfully.

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