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Are there any workers at Illinois tollway booths? I need to see which transponder works and which one does not but never seem to see anyone manning the booths at Illinois tollway booths. Whatever happened to them?
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replied 1 year, 11 months ago
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I have a scenario where my borrower would like to renovate their current home (No Mortgage) and the cost for the renovation would range from $50-60K. She’s a Teacher, Salaried with a $52K/year. With a FICO 635 Credit Karma and just bought a new car.
What can we offer her or her options?
Thank you
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replied 1 year, 11 months ago
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Do most homes in Louisiana require flood insurance? I had about a dozen homebuyers in Lousiana and every buyer required property tax insurance on their home purchase.
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As a resident of Utah and licensed as an MLO in the surrounding states, I am writing this as an update on what is happening in Colorado as far as real estate.
The average Median home price in 2023 is $575,000. That is down 2.6% YOY (Year Over Year).
The list price received is dropping monthly by approximately 0.5%.
On average, residential homes are on the market for 40+ days. That is up almost 82%.
Closed deals are down almost 24%.
Pending Sales are down 18.5% YOY (Year Over Year).
Supply is up 42.9%.
New listings dropped by 22.5%.Are these numbers telling us seller optimism is down? Or are buyers seeing a balancing of the market?
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replied 1 year, 11 months ago
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Need to sign up with wholesale mortgage lenders for government, conventional, and non-QM loans in the United States Virgin Islands. Also, need wholesale commercial lenders and hard money lenders for real estate investors in the United States Virgin Islands. Please contact us at Gustan Cho Associates at 262-627-1965 or text us for a faster response. Or email us at gcho@gustancho.com. We are forecasted to be a one plus billion dollar mortgage lender licensed in 48 states, including Washington, DC, Puerto Rico, and the United States Virgin Islands. We do residential, business, and commercial loans.
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Peter Schiff REPORTS on Gold & Silver Sell-Off on Friday due to China stop buying Gold after 18 month buying streak. Government of China buying on Friday alarmed investors. Gold fell $40 per ounce on the initial news of the government not buying Gold. Then later in the day when economic data was released another $30 dollar an ounce dropped to end $70 per ounce for the day. With the economic news of surplus, China will be buying Gold. Non-farm payroll came out better than expected which are not accurate. Weak employment is the fact but government has a track recording of deceiving numbers. The economy is not stable.
https://www.youtube.com/live/dJiWMAJ0m_I?si=ENDLlN0LqtScI08g
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replied 1 year, 11 months ago
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Let me ask all of you something. How can a career politician with zero inheritance and zero business experience become multimillionaire after serving in public office with a maximum annual salary of no more than $200,000.
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Cars in general depreciate. Mass produced cars such as sedans, pickups, mini-vans, SUVs, convertibles, and daily drivers will lose up to 30% to 40% of its value the minute they leave the dealership. From there on cars will depreciate and in about ten years it will be worthless. Some decked out pick up trucks and sports utility vehicles can surpass the $100,000 mark. A Dodge RAM TRX and Ford Raptor fully loaded can cost over $110,000 brand new. However, after five years, these luxury trucks will be worth less than half of their MSRP. After ten years, these trucks will be worth $20,000 or less. On the other hand, there are limited edition exotic cars like some Ferrari’s and older vintage vehicles that are worth hundreds of thousands of dollars. A Ferrari Testarossa sold for $50,000 price range in early 2000s all day long. Ferrari Testarossa was mass produced so the price was stagnant for over a decade and was not budging. However, today, Ferrari Testarossa is selling for close to $200,000. Same with older Ferrari’s such as the Ferrari Dino and the Ferrari Boxer. The Lamborghini Miura is selling over a million dollars. The Ferrari Lusso is a multi-million dollar car. The Mopar muscle cars are selling over six figures and some that has been restored in the mid to upper six figures. So what type of vehicles can you get for an investment. So what cars are the next winners? I say the Ferrari 599 GTB, the Ferrari 812 Superfast, the Lamborghini LP 640 hard top and convertible, Lamborghini Diablo Roadster, and the 1968 to 1973 Chevrolet Corvette Convertible.
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replied 1 year, 11 months ago
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We are working on developing a new mortgage loan officer learning training academy for new loan officers and dually licensed realtor and MLO partners. Stay tuned.
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Ronda Butts, a dually licensed realtor and loan officer at Gustan Cho Associates and Lending Network, LLC, moved to Birmingham, Alabama. Ronda has been telling about the housing market in the state of Alabama but especially the luxury housing market in Birmingham. Amazing luxury homes you can get for the money in Birmingham. Ronda, also the CEO, DIRECTOR, AND EDITOR in Chief for One Solution Real Estate, http://www.onesolutionrealestate.com, wrote a comprehensive blog about why people move to Alabama and the luxury housing market in Birmingham that I like to share with our viewers. Here is the article https://gustancho.com/reasons-homebuyers-move-to-alabama/
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Gustan Cho Associates is now licensed in the U.S. Virgin Islands. We can do residential, business, and commercial loans in the U.S. Virgin Islands. Hard Money loans up to 70% is a popular commercial loan program through Lending Network, LLC. Visit us at http://www.lendingnetwork.org for any commercial loan inquiries.
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Next week, Gustan Cho, President of Lending Network, Inc. is going to announce the roll out of the commercial lending programs Lending Network LLC. Gustan Cho will be launching and finalize our commercial lending platform with NEXA Mortgage and AXEN Mortgage. The merger with NEXA/AXEN and Lending Network LLC will be a game changer for NEXA Mortgage loan officers and for recruiting nee loan officers. Stay tuned. For more information please click Lending Network, https://www.lendingnetwork.org/
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This discussion was modified 1 year, 11 months ago by Gustan Cho.
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This discussion was modified 1 year, 2 months ago by
Sapna Sharma.
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This discussion was modified 1 year, 2 months ago by Sapna Sharma.
View Last Reply: replied 1 year, 11 months ago
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This discussion was modified 1 year, 11 months ago by
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God created man and woman and nothing in between. Look at this video clip.
https://youtu.be/Gw3VHX9JbQw?si=rTevuMTXmnE3F1Ub
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This discussion was modified 1 year, 11 months ago by
Doc.
View Last Reply: replied 1 year, 11 months ago
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This discussion was modified 1 year, 11 months ago by
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Gustan Cho Associates is now licensed in Puerto Rico and the U.S. Virgin Islands. Even though we are licensed in Puerto Rico, our list of wholesale lenders is limited. Christian Sorenson of Equity Prime Mortgage is one of our top lenders in Puerto Rico. Gustan Cho is getting a list of hard money and commercial lenders for Lending Network, LLC, for Puerto Rico on commercial loans:
Here is a blog about getting a mortgage loan with a U.S. lender for a home purchase in Puerto Rico https://gustancho.com/how-to-get-a-mortgage-in-puerto-rico/
Here is an article about buying oceanfront property in Puerto Rico and getting financed with a lender base in the United States https://gustancho.com/oceanfront-homes-in-puerto-rico/
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This discussion was modified 2 years, 11 months ago by Gustan Cho. Reason: Want to get notified
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This discussion was modified 1 year, 2 months ago by Sapna Sharma.
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This discussion was modified 1 year, 2 months ago by Sapna Sharma.
gustancho.com
Easy Guide on How To Get a Mortgage in Puerto Rico in 2025
The best advice how to get a mortgage in Puerto Rico is to consult with a lender with no overlays with access to multiple wholesale lenders
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replied 1 year, 11 months ago
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This discussion was modified 2 years, 11 months ago by
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Lending Network LLC has Hard Money Loans available to qualified borrowers at 75% LTV on commercial loans and investment properties. Case by case scenario for higher loan to value commercial loans
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What is the role of the Federal Reserve Board? Who controls the Federal Reserve Board? Is the Federal Reserve Board a legitimate organization? Can the Federal Reserve Board print money? Does the Federal Reserve Board gift money to the elites? Why does the Fed Chairman Jerome Powell lie in front of national television about inflation and our bad economy?
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Planning can be a helpful way to set goals and achieve them. Here are some steps you can take to create a plan and start moving forward:
1. Reflect on your values and priorities: Take some time to think about what really matters to you in life. Consider your values, passions, and the things that bring you joy. This will help guide you in setting meaningful goals.
2. Set specific and realistic goals: Break down your larger goals into smaller, actionable steps. Make sure your goals are specific, measurable, attainable, relevant, and time-bound (SMART goals). This will make them more manageable and increase your chances of success.
3. Create a plan of action: Outline the steps you need to take to achieve each goal. Break them down into smaller tasks and set deadlines for each. This will help you stay organized and focused.
4. Seek support: Don’t be afraid to reach out to friends, family, or professionals for support. They can provide guidance, encouragement, and accountability as you work towards your goals.
5. Take care of yourself: Self-care is crucial during times of difficulty. Make sure to prioritize your physical and emotional well-being. This can include activities such as exercise, healthy eating, getting enough sleep, and practicing mindfulness or relaxation techniques.
Remember, it’s important to be patient with yourself and allow for flexibility in your plan. Life can be unpredictable, and it’s okay to adjust your goals and plans as needed.
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replied 1 year, 11 months ago
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Found that HUD does not guarantee FHA LOANS DURING CHAPTER 11 BANKRUPTCY REPAYMENT PLAN. WILL GET THIS FACT CHECKED.
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There is an ample supply of qualified Borrowers ready for a loan Where your Commercial Bankers have just denied them. Start calling CRE bankers today. YES, Cold Call them.
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This discussion was modified 2 years, 10 months ago by Sapna Sharma.
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This discussion was modified 2 years, 10 months ago by
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Hard Money Loans at 70% LTV on investment properties non DODD FRANK. No residential property only investment properties and commercial properties. 75% LTV in Utah and Nevada
Check out our Commercial Loans threadsView Last Reply: replied 1 year, 11 months ago
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Wisconsin is one of 9 community property state. On FHA LOANS the spouse’s debts are included on debt to income calculations. Spouse’s debts are not included on conventional, VA, Jumbo and non-QM loans
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The Lamborghini Murciélago and the Lamborghini Aventador are two distinct and iconic models produced by the Italian automaker Lamborghini.
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Lamborghini Murciélago:
- The Lamborghini Murciélago was first introduced in 2001 and was in production until 2010. It succeeded the Lamborghini Diablo and was succeeded by the Lamborghini Aventador.
- The Murciélago was available in various versions, including the Murciélago Coupe and the Murciélago Roadster.
- It featured a mid-engine layout and was powered by a naturally aspirated V12 engine, which produced different power outputs in various iterations.
- The Murciélago was known for its striking and aggressive design, which included distinctive scissor doors.
- It was one of the flagship models of Lamborghini during its production period and garnered attention for its high-performance capabilities and exotic styling.
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Lamborghini Aventador:
- The Lamborghini Aventador was introduced in 2011 as the successor to the Murciélago.
- It, too, features a mid-engine layout and is powered by a naturally aspirated V12 engine. The Aventador has seen various iterations with power outputs, including the Aventador LP 700-4 and Aventador S.
- Like its predecessor, the Aventador is known for its aggressive and futuristic design and its distinctive scissor doors.
- The Aventador is a high-performance supercar that offers impressive acceleration and top speeds, making it a flagship model in Lamborghini’s lineup.
The Murciélago and the Aventador are renowned for their performance, style, and distinctive Lamborghini driving experience. These cars are often considered icons in the world of supercars and have a dedicated fan base among automotive enthusiasts. Please note that my knowledge is based on information available up to January 2022, and new developments or models may have been introduced since then.
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Veterans who are looking to purchase a home often wonder whether VA loans are worth it. If you have a down payment and enough income to qualify for virtually all of the available mortgage options, is a VA loan still the best choice?
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How much does it cost to live in the neighborhood boundaries of Chicago’s Top Rates Public Elementary Schools?
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What home improvements would you as a homeowner, or soon to be homeowner like to take on in 2023?
Here is the list from Angie’s List – https://www.angi.com/articles/most-popular-home-projects-2023.htm. What do you think?
Most homeowners are focusing on continued maintenance, interior painting and bathroom remodels.
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Historic Summit Avenue mansions are remarkable. The home to iconic author F. Scott Fitgerald, the Summit Avenue area encompasses nearly 5 miles of the best examples of Victorian architecture in the US. Walking tours of the area are available for those who wish to learn more about the homes and their rich histories. Nearly 85% of the original structures remain intact, and there has not been a demolition of a private residence in 60 years. This is such a beautiful neighborhood sprinkled with respected colleges, universities and churches. If you are considering St. Paul as your new home the attached article is worth reading.
https://www.visitsaintpaul.com/blog/summit-avenue-history-the-story-of-saint-pauls-famous-street/
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Have you ever considered buying a home in Miami? Check out the most popular neighborhoods here – https://www.niche.com/places-to-live/search/best-neighborhoods/m/miami-metro-area/
I would have ranked Coconut Grove a bit higher. I do love Brickell. Wynwood is fun. Definitely an up-and-coming neighborhood. Coral Gables is beautiful and anchored by The University of Miami.
What neighborhoods interest you? Why? Tell us what you love about them.
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I have borrowers shopping for a home on “the Big Island”. In an effort to be prepared, they have started shopping for homeowners insurance. Insurance seems to be a bit more complicated in Hawaii based on topography, proximity to bodies of water and lava zones.
I would love some insight from realtors or insurance professionals. What does a homeowner need to be aware of during this process?
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So often when you think of Las Vegas you think of casinos, restaurants and entertainment venues. On first glance, Las Vegas does not feel very family friendly. The truth is there are many family friendly neighborhoods offering great schools and activities. The job market is strong and property values are good. Niche list of neighborhoods can be found here – https://www.niche.com/places-to-live/search/best-neighborhoods-for-families/m/las-vegas-area/
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Hartford-West Hartford is projected to be one of the hottest housing markets for 2023. What do you love about the area? Link to an interesting article below –
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