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    Village Capital & Investment

    Village Capital & Investment

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    🏆 Why Partner with Us? Full TBD Underwriting down to 500 Fico’s, NO FICO Requirements on VA up to 100% LTV

    Flexible. Fast. Focused on You.

    ✅ No Unnecessary Overlays

    • No FICO Overlays: We follow true agency guidelines — if the agency allows it, we do too. No added credit score restrictions.

      No Agency Overlays: We underwrite to FHA, VA, and USDA guidelines. If it’s allowed by the agency, we’ll approve it.

    • 💼 Product Flexibility You Can Count On

    🏠 Manufactured Housing Expertise

    • Single-Wide & Double-Wide Homes Accepted: Expand your reach in rural and affordable housing markets.

    🕒 Rate Lock Flexibility

    • Lock & Shop Program: Lock in the rate before the buyer finds a home.
    • Mini-Corr Options: You choose — we disclose, or you disclose.
    • Wholesale Locks: Only need to be valid through client signing.
    • Mini-Corr Locks: Valid through loan delivery and your lender funding.
    • No Limit on Lock Extensions: We’ll work with you until it closes.
    Ryon Long

    Account Executive

    (801) 895-2593

    rylong@villagecapital.com

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