Brandon
Dually LicensedForum Replies Created
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Can anyone please update us on Kamala Harris? Kamala Harris has been off the radar since her landslide defeat to President Donald J. Trump, spending $1.5 billion on her ill-fated 2024 presidential defeat. Is she going to run for public office? I have heard that Kamala Harris is interested in the California governor’s race. I would become the governor of California, which is in dire need of leadership, as the entire state infrastructure is crumbling. Is she thinking about running for President of the United States in 2028? Many Americans, including top Democrats, are not confident that Kamala Harris will hold any leadership positions. Did Kamala Harris pay her staffers whom she had not paid before? Did anyone come to bail out Kamala Harris? One of Kamala Harris’s top campaign donors, Lindy Li, has been traveling the country and slamming the incompetence of the Biden-Harris Administration and Kamala Harris on many podcasts. Can you please give us a comprehensive overview of the former staffers of Kamala Harris and former supporters? Is Kamala Harris still a powerhouse in the Democratic Party? What is going on with Barack Hussein Obama? Were Barack Obama and Jill Biden the secret people who ran the United States while Joe Biden was in mental degradation?
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Who are the 1,500 people former President Joe Biden pardoned with his auto pen?
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As of the latest information, there are some conversations in several states to eliminate or reduce property taxes in some form, but these discussions are part of larger tax reform debates and may never be fully realized. Here’s a summary of where these discussions have taken place:
Texas:
- Texas has been a hotbed for discussing property tax reform.
- There are caps proposed that do not allow for the complete abolition of the property tax.
- As you mentioned, most lean towards shifting the tax burden to other sources, such as sales taxes.
- However, these proposals tend to be very controversial and often encounter a lot of opposition.
Florida:
- Florida has also seen proposals for reducing or eliminating property taxes, especially for homesteaded properties.
- Governors and legislators have been ready to forgo tax revenue as long as the loss can be compensated through higher sales taxes and other revenue sources.
- In any case, these plans are often met with resistance and have not yet been able to abolish property taxes fully.
Illinois:
- The increase in property taxes in Illinois has prompted efforts to reduce the burden of property taxes.
- Discussion has centered on property tax rebates, freezes, and caps, while less attention has been paid to complete elimination.
California:
- The leasing of lands in California has resulted in numerous attempts to alleviate property taxes, which stem from amendments to Proposition 13, a bill that caps property taxes.
- Less common but still a hot topic to debate is finding a solution to abolishing property taxes entirely.
Nevada:
- Nevada has suggested reducing property taxes, particularly on businesses, to stimulate international business investment.
- The redistribution of the tax burden to sales taxes has also been suggested.
Arizona:
- Property tax reduction proposals in Arizona are usually part of more comprehensive tax reform initiatives.
- While ongoing efforts are made to ease access to property ownership, the complete abolition of property taxes is less common.
Oklahoma:
- Several property tax proposals in Oklahoma have focused on granting more favorable terms to senior citizens and lower-income homeowners.
- While there is less discussion around the total abolition of property taxes, there is a trend towards offering tax relief to more targeted groups.
Answering your question concerning conspiracy theories, eliminating property taxes and replacing them with sales taxes does not fall under conspiracy theories; it is a genuine controversy within state legislatures. Still, the proposals and their specifics are too diverse to be politically or economically practical.
Some states actively discuss the possible elimination or reduction of property taxes, but total elimination receives far less support. Replacing them with sales taxes or other revenue sources is part of the conversation. Still, the results tend to differ from one state to another.
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I am originally from Chicago. I grew up in Chicago, was educated in Mount Prospect and Arlington Heights, Illinois, and went to college and graduated from a college in Chicago with a bachelor’s degree. I then left the state and lived in multiple states due to my career. However, I am considering moving back to Northern Illinois or Southeastern Wisconsin. I have read about the political chaos in both states,, how Chicago Mayor Brandon Johnson and Illinois Governor JB Pritzker drove the city of Chicago and the state of Illinois underground to a shithole and how Wisconsin Governor Tony Evers and Wisconsin politicians threw the beautiful state of Wisconsin to become one of the most liberal shitholes in the country. Can you tell me which state is better to move to and which city, town, or county is best to relocate to from Denver, Colorado? I heard about a judge getting arrested in Milwaukee, Wisconsin, and how both states (Illinois and Wisconsin) are liberal states and true hellholes, as well as sanctuary states. Is the FBI and the United States Department of Justice going to arrest mayors of sanctuary states like Brandon Johnson, JB Pritzker, and Tony Ebers? What is going on with this county?
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Brandon
MemberMay 12, 2025 at 8:55 pm in reply to: How to Teach a French Bulldog to Ride a SkateboardHow to Teach French Bulldogs Skateboarding
Bonding with your French Bulldog by teaching him how to ride a skateboard offers physical and mental stimulation. Here are the steps to make it a fun and bonding experience.
Required Items
Skateboard:
- Get a flat board one inch wider than your dog’s stance.
- The board should have ball bearings that enable it to roll slowly.
Protective Gear:
- Safety equipment includes a helmet, harness, and paw protectors.
- The dog should be fitted with a harness instead of a collar.
Treats:
- Use high-value chicken or cheese.
Practice Area:
- Driveways and empty parking lots are smooth places with no hazards.
Guidelines Step 1: Assess Age Appropriateness
- To pass the health check, your dog should be more than a year old, mentally confident, healthy, and have no respiratory problems.
- Consult a vet and ensure the dog is physically ready to take the challenge.
- Check whether your dog comfortably sits on the skateboard (optimal weight range is 15-28 pounds).
Step 2: Introduce Skateboard
- Place it on the carpet or grass to do your rolls.
- Sniffing or simply touching it earns payoffs, so does looking at the board.
- Make all the noise possible while your dog remains calm (tap the board and spin the wheels).
- Reward them as well.
- If they are curious, roll the board slightly away (not toward) them.
Duration: daily practice for multi-day sessions targeting 3-5 minutes per day until mastery.
Step 3: Motivation through Engagement
- Ensure the board is secured (wheeled locks engaged or on carpet).
- With a treat, command the dog to “get on” (or “Skate!”) while only putting one paw on the board.
- Reward immediately.
- Progress through two paws, then all four paws using “Yes!” marker or clicker.
- Stabilize the board if they choose to climb on.
Duration: 3-5 minute sessions, 1-2 weeks, aiming for 80% success.
Step 4: Stand on The Stationary Board
- Again, lure your dog to stand fully on the secured board with all paws.
- Use a set command: “Skate” or “Step”.
- Reduce luring and rewarding to only verbal cue responses.
- Hold trucks tightly so rocking doesn’t occur.
Duration: 1-3 weeks, achieving 80% with short sessions.
Step 5: Slight Movement Introduction
- Change area to flat, smooth surfaces, e.g., driveway.
- Gently push the board forward 1-2 inches with the dog still on, using the command “Go” or “Skate.”
- Reward with a treat while they’re still on the board.
- Progress to 4 feet in increments using a leash for control.
Duration: 2-4 weeks, only progressing when calm.
Step 6: Balancing and Steering
- Loosen trucks a bit to enable rocking.
- On grass or carpet, reward shifts of weight to one side with treats.
- Reward for steering.
- Pulling the board with a leash on a flat surface simulates a turn.
- Reward staying centered.
- To keep them on board, use “Stay”.
- Advanced skills take 2-4 weeks.
Step 7: Teach Pushing
- While on the board, reward touching the hind paw to the ground.
- Associative movement cues: pull the board forward when a hind paw touches.
- Push or Go commands can be given.
- Gradually decrease support while rewarding self-initiated pushes of 1-2 feet.
Duration: 3-6 weeks.
Step 8: Increase Speed and Duration
- Extend practice rides to 10-20 feet while rewarding intermittently.
- Teach “Whoa” or “Off” to stop or dismount.
- Introduce gentle slopes controlled by leash once proficiency is mastered.
Duration: 4-8 weeks, still prioritizing comfort.
Step 9: Practice and Have Fun
- The session duration is 5-10 minutes to maintain skills.
- Leashed practice in safe areas (driveway, park) encourages exploration.
- Add variety with tricks (e.g., “Sit” on the board).
- Check paws regularly to monitor for wear and tear.
Safety Tips
- Supervision is critical: avoid roads and uneven surfaces, such as hills.
- Controlled environment: Use a harness and leash.
- Avoid extreme temperatures: Check pavement for overheating.
- A dog showing fear, fatigue, or strained breathing necessitates stopping.
Notes
- With proper training, French Bulldogs achieve a baseline riding achievement of 60-80% and an advanced skillset of 20-40%.
For example, it awakens interest, and skateboarding brings activity, breeze, and attention while respecting personal choices.
Avoid frustrating your dog; try to enjoy his company, reward him when he behaves correctly, and make it fun for him.
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Brandon
MemberMarch 31, 2025 at 2:26 am in reply to: Dropping Names of Cops When Pulled Over By PolicePinellas County Sheriff’s Department Deputy was charged with Driving Under the influence of alcohol and or drugs. The Deputy tried everything to use her power to get off the DUI charge. Bodycam footage shows a Florida deputy being pulled over on suspicion of DUI in May 2022. Shelby Alyse Coniglio was fired from the Pinellas County Sheriff’s Office after she was arrested for allegedly driving drunk. Coniglio made excuses for her alleged intoxication, including that she was wearing contact lenses and moving furniture earlier.
https://youtu.be/tcWP4cLk3yA?si=FwDJMrfe_6R2YYDU
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This reply was modified 1 year, 1 month ago by
Sapna Sharma.
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This reply was modified 1 year, 1 month ago by
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Absolutely! There are mixed feelings about how Schumer manages his leadership responsibilities. I have outlined some of the issues below:
1. Excessive Caution
*Critics dunk him for Schumer’s apparent over-cautiousness, many argue that he favors reaching a compromise instead of taking progressive action, thus leading some leftists to feel as if he does not fight for strong enough progressive policies. *
While crossing over to the Republican side is politically seen as a good thing, in the eyes of many Democrats, Schumer is viewed as someone who has unnecessarily spent so much time on bipartisanship instead of focusing on something historically transformative legislation that is consistent with the party’s voters base.
2. Issues Related to Progressivism
*Schumer gets fire from young democrats on the political left defined by the politically active Intercollegiate Socialist Society for not doing enough on seriously addressing climate change, solving the healthcare crisis, and closing the wealth gap. These individuals believe his policies do not encompassing leftist values, resulting in disappointment among younger voters and activists. *
Some activists argue that Schumer’s approach to some grassroots movements such as removing funding for the police, and his so-called ‘Medicare-for-All’ strategy is lacking, and in some scenarios even too soft, failing to make these issues sufficiently urgent.
3. Political Schemes
Schumer’s Self-Serving Policies: There are political observers accusing Schumer of self-serving political maneuvering, such as during his primary challenges and with his support of certain candidates, which raises some questions if he puts his personal ambitions above party unity.
Dirty Deals: While these negotiations might advance important issues, they also foster the impression that Schumer, in his backroom deals, often sacrifices transparency and accountability to his electorate in order to retain his leadership position within the party.
4. Style of Communication
Self Indulgent: Some critics consider him a *“drama queen,”* as they believe that he theatrically dramatizes everything, making what he says or does appear thematically vibrant, yet rather unnatural. Perception like this makes it tough for him to be credible in serious discussions since it becomes too easy to predict what he says or does next.
Controlling the Message: For someone with such power in the party, Schumer sometimes is seen too loose with his messaging from time to time, which causes great disorder amongst party members as well as electorate voters, who start doubting the importance given to different issues by the Democratic Party.
5. Accomplishments in Legislation
Significant Achievements: In as much as Schumer has participated in significant legislative victories, he is scoffed at by pundits for lacking any serious base achievements on the important issues that many have now come to be frustrated over in the ineffective party of Schumer.
Failure to Mobilize: Critics claim that Schumer has done very little to energize the party’s base, especially in the party’s most important election years, and this has resulted in lackluster turnout and enthusiasm.
Regardless of how much Schumer has done, his leadership style has often been criticized as overly cautious, politically calculative, and at times out of touch with the more left-leaning constituents of the Democrats. These frustrations with his leadership can serve as an obstacle to effective governance and support as the electorate and intra-party dynamics shift.
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Based on my provided sources, I will explain each point you requested and summarize the publicly available information. As such, the records do not mention the mortgage loan originator or mortgage company with their relevant NMLS numbers concerning the alleged fraud with Attorney General Letitia James’ properties in Virginia and New York.
Background on the Allegations
A Trump-appointed attorney recently sent a letter to the Federal Housing Finance Agency (FHFA) alleging that Letitia James, the attorney general of New York, committed mortgage fraud with two properties: a house in Norfolk, Virginia, purchased in 2023, and a New York brownstone she owned since 2001. William J. Pulte, FHFA Director, sent a letter to U.S. Attorney Bondi outlining these concerns, including the alleged actions of Attorney James. The details of the fraud are as follows:
Virginia Property:
James is accused of inflating her primary residency status on a mortgage application for a house in Norfolk, Virginia, in 2023, purportedly offering a better interest rate. While allegedly required to maintain her residence in New York as a statewide elected official, she co-signed the mortgage with her niece, who was slated to live there.
Brooklyn Property:
James is accused of misrepresenting a brownstone with five units as having only four in her loan applications, potentially to qualify for loans with better terms and caps for properties with four or fewer units.
Claims from the Past
She signed a mortgage in 1983 and again in 2000 with her father, assuming the roles of husband and wife to obtain the loan.
The situation with the FBI and the U.S. Attorney’s Office based in Albany, New York, is still active, as a grand jury from the Eastern District of Virginia is working on subpoenas for the Norfolk property—James’ legal counsel. Abbe Lowell has stated that the claims made are politically charged and disputes the claims as ” baseless,” claiming that any errors made were simply small documentation errors conveyed where the Virginia property was not her primary residence.
Questions Asked and The Answers Found
Mortgage Broker
Finding:
Documents obtained do not name the mortgage broker connected to the transactions of the Virginia or New York properties. A ” mortgage loan broker” is mentioned in the Virginia property. James allegedly stated in an email in capital letters, “This property WILL NOT be my primary residence,” which implies that he is interested in a specific mortgage. However, no further information is given about the broker’s name, identifying details, or other relevant details.
Public Record Status:
Brokers are considered public records and, as such, are found in loan applications and closing documents. The county or city clerk typically receives these documents. It is reasonable that records would exist for the Virginia property located in Norfolk, Virginia, and for the Brooklyn property in Kings County, New York.
Though the sources mentioned do not specifically publicly cite mortgage deeds or loan applications, retrieving them would mean contacting the respective county clerk or recorder’s offices directly.
Mortgage Company:
Finding:
One of the sources for the Virginia property lists the lender as **American Neighborhood Mortgage Acceptance Company, LLC (better known as Annie Mac). For the Brooklyn property transactions, no specific mortgage company is named. Still, it is stated that the loans were conforming loans through Fannie Mae/Freddie Mac Form 3033, meaning some lenders approved by these government-sponsored enterprises were involved.
Public Record Status:
Annie Mac is only partially confirmed as the mortgage company for the Virginia property, and no other relevant information, such as the branch or loan officer, is mentioned. Not having a named lender for the Brooklyn property implies that the information either does not exist publicly or has not yet been disclosed in the news. While the mortgage records are known to be publicly available in the property records, these documents have not been detailed fully in the sources.
Mortgage Loan Originator:
Finding:
The available sources do not name an individual mortgage loan originator for either property. Handling the loan application is within the scope of the mortgage loan originator’s (MLO) duties. Loan documents typically capture their names and NMLS numbers. This information is lacking because the specific mortgage documents are not available.
Public Record Status.
Information about MLOs is contained in the records of loan origination, which, of course, are not disclosed in the press. Nevertheless, they are part of mortgage documents submitted to the appropriate agencies. These records can be obtained through public requests in Norfolk, Virginia, or Kings County, New York. Still, they are not found in the materials offered.
NMLS Number of the Mortgage Company
Finding:
American Neighborhood Mortgage Acceptance Company, LLC (Annie Mac) holds an NMLS number 338923. This information can be accessed through public NMLS records and verified via the NMLS Consumer Access portal (www.nmlsconsumeraccess.org). No mortgage company is specified for the Brooklyn property; therefore, no NMLS number is linked to that transaction.
Public Record Status:
Accessing Annie Mac’s NMLS number requires accessing the NMLS database with the required information. The lender, Bridgeline, requires marking an NMLS number associated with the Brooklyn property, which is not in the available documents.
NMLS Number of Mortgage Loan Originator:
Applying the previously established rules, submitting a finding is unnecessary because neither property was served by a specific mortgage loan originator, resulting in the absence of an NMLS number for MLO. Every registered MLO is assigned an individual NMLS number, which, in this case, cannot be retrieved without a named individual.
Public Record Status:
The MLO NMLS numbers are part of the documents filed with NMLS and can be confirmed on the NMLS Consumer Access website. However, determination is impossible because the name is absent from the provided documents.
Others Involved:
Finding:
The main people and organizations described in the claims are as follows:
- Letitia James: The New York Attorney General and co-borrower on the Virginia property mortgage.
- Shamice Thompson-Hairston: James’ niece, a co-borrower on the Virginia property.
- She intended to make the property her primary residence.
- Abbe Lowell: James’s defense attorney is responding to his allegations.
- William J. Pulte: FHFA Director who issued the criminal referral.
- Pam Bondi: U.S. Attorney General who received the referral from FHFA.
- Todd Blanche: U.S. Deputy Attorney General and recipient of the referral.
- Sam E. Antar: Forensic accountant who conducted investigative work that supported the FHFA referral.
- James’s Father: Some unnamed father figures were alleged to have signed mortgage documents with James as ” husband and wife” in 1983 and again in 2000.
Public Record Status:
The roles of James, Thompson-Hairston, and her father are documented in property and mortgage records, as cited by the FHFA. Pulte, Bondi, Blanche, and Antar are mentioned as part of the investigation but not as direct participants in the mortgage dealings. Other participants, like closing attorneys or title agents, are not mentioned but would be listed in public closing documents.
Evaluation and Constraints
Access to Public Records:
Mortgage documents such as deeds, loan applications, and powers of attorney are typically public records stored at legal offices, such as the Norfolk City Clerk for the Virginia property and the Kings County Clerk for the Brooklyn property. These files would likely list the mortgage broker, mortgage company, and mortgage loan originator’s names, along with their NMLS numbers. These sources do not provide snippets from these documents, which limits the ability to name certain individuals or entities beyond what is reported.
Lack of Specific Detail:
The political media coverage centers around the allegations. This focus does not mention particular names relating to the brokers or the originators. This lack of detail indicates that the information has yet to be published or exists in documents that are not easily accessible.
Trump’s Legal Defense:
Abbe Lowell, Trump’s attorney, believes the Virginian property was for Trump’s niece. James told an unknown broker that she did not live there. This means a broker was involved, but no further identifying details are provided. For the Brooklyn property, Lowell uses FHFA’s claims and a loan application from 2011 alongside city records, deeming it a four-unit property, as evidence that opposes the FHFA’s accusations.
Political Context:
Trump’s opposing party considers it politically biased, seeing as James has notoriously been pursuing the Trump family. The alleged fraud follows her publicized lawsuits against Trump. This may affect the level of detail available regarding the transactions.
Further Recommendations on How to Access Additional Information
If you want to gain access to the MLO and NMLS numbers of the mortgage broker, mortgage company, and other relevant entities, you need to
Request Public Documents
Virginia Property:
You can call the Norfolk City Clerk or Recorder’s Office to request the mortgage deed, loan application, and power of attorney documents for the 2023 purchase. They should name the lender (who signed as Annie Mac), broker, MLO, and pertinent NMLS numbers.
Brooklyn Property:
To find the property records, mortgages, and building permits for 296 Lafayette Avenue, Brooklyn, from 2001, please contact the Kings County Clerk’s Office in New York. This might help uncover the lender, any brokers, and the loan originator involved.
NMLS Consumer Access
Go to http://www.nmlsconsumeraccess.org to confirm Annie Mac’s NMLS number (338923). Additionally, determine whether any MLOs are associated with these transactions and patiently wait for their names to appear for further investigation.
FOIA Request:
Please request the full FHFA referral letter and any attached documents, such as detailed excerpt transaction information, through the Freedom of Information Act from the FHFA or the Department of Justice.
Follow Ongoing Investigation
As the FBI and DOJ investigations continue, especially after formal charges are made, more information might become available through court or media filings.
The only partially verified entity is the American Neighborhood Mortgage Acceptance Company (Annie Mac), which has an NMLS number of 338923 and serves as the lender for the Virginia property. No source identifies a specific mortgage broker, mortgage loan originator, or associated NMLS numbers for either property. The other individuals involved in the transactions or investigations include Letitia James, Shamice Thompson-Hairston, James’s father, Abbe Lowell, William J. Pulte, Pam Bondi, Todd Blanche, and Sam E. Antar. To fully uncover everything, one must access public records based in Norfolk, Virginia, and Kings County, New York, as these are not entirely available in the exposed recon reports.
Let me know if you need help drafting a public records request or searching the NMLS database.
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Although neither Chicago nor Illinois is at risk of imminent bankruptcy, both face serious financial issues. Here’s a summary of concerns and potential outcomes:
Financial Problems
Negative Balance:
Like many major cities, Chicago and Illinois struggle to cover their annual expenses, hitting budget deficits year after year. This spending gap is primarily driven by pension obligations, increasing healthcare expenses, and overall spending that exceeds revenue.
Pension Schemes:
The pension schemes awarded to city and state employees are severely underfunded, creating enormous debts. The state and city must make substantial payments to ensure the funds remain viable.
Dept Collection Issues:
Illinois and its flagship city face collection issues from economic stagnation and fiscally irresponsible policies that fail to raise enough funds to meet necessities.
Prop Tax Absorption:
Following Johnson’s pledge to refrain from raising property taxes, spending on supporting illegal migrants has emerged as a substantial financial burden for the city to sustain.
Sanctuary City Policies
Federal Funding:
The creation of sanctuary cities may limit Walgreentech Chicago’s prescription-filling software’s access to some grant funding at the Federal level. Unlike most cities, Chicago and Illinois continue receiving substantial Federal funding for Sanctuary policies.
Legal Challenges:
The US Department of Justice is suing Illinois and Chicago regarding the sanctuary policies. These lawsuits, however, are civil. From a criminal perspective, there does not seem to be any evidence suggesting that Mayor Johnson or Governor Pritzker will be charged or imprisoned for these policies.
Potential Outcomes
Bankruptcy:
Should spending continue unchecked, Chicago and Illinois could become bankrupt. While such a situation would allow for de novo restructuring of a city or state, it would also incur significant costs, including, but not limited to, slashing services, employees, and benefits.
Tax Increases:
Further indication is that tax revenue will be increasingly derived from the property tax base. Chicago and Illinois will likely find themselves in direct contradiction of Mayor Johnson’s statements, who vowed not to raise property taxes.
Spending Cuts:
Services provided by the city and state may undergo reductions, including the scaling back of new hires and the slowing down of employment for new police officers, firefighters, and other important staff.
Pension Reforms:
Intended modifications to the tax-driven deficit and fiscal relief could demand drastic adjustments to the pension apparatus, which may incur prohibitive costs and require the amendment of benefits for active and incoming beneficiaries.
Political and Legal Context
Brandon Johnson, as mayor, and JB Pritzker, as governor, have rationalized their policies regarding sanctuaries to uphold the rights of the residents constituting the migrant population. Instead, they are simply part of a greater political narrative, not breaches of law that would justify arrest. The lawsuit from the other side of the aisle does not contest criminal actions; the claim alleged has its basis in unlawful obstruction of immigration policy execution.
Chicago and Illinois have severe financial struggles, but that does not mean they immediately threaten bankruptcy. The city and state would have to raise taxes, change spending priorities, and implement stricter tax controls to eliminate budget shortfalls. The debate regarding sanctuary policies and immigration continues to be a hot topic. However, no legal ramifications are arising for those in charge. Ultimately, Chicago and Illinois will determine how well or poorly they have the foresight to address their financial situation, deciding how the region will go.