Google’s March 2024 upgrade is revolutionary; numerous websites are affected by algorithmic modifications and removed from Google Search.

Following are the five things you should be aware

1. Google is completely deindexing websites

2. Penalties are immediate.

3. Even websites that have undergone past updates are not safe.

4. Older, error-filled websites are insecure.

5. Little websites with AI content were also impacted.

Check out the article below for details.

https://searchengineland.com/google-march-2024-core-update-things-you-need-to-know-438370

searchengineland.com

Google's March 2024 core update: 5 things you need to know

Google's March 2024 update is a game-changer, with many sites impacted by algorithmic changes and deindexed from Google Search.

What does manual underwriting on FHA loans mean? What is the difference between manual underwriting versus automated underwriting system on FHA loans. When is manual underwriting required on FHA loans? What are the manual underwriting guidelines on FHA loans?

If a website is a Google News publisher, it means that it meets the criteria set by Google to appear in Google News search results. Google News is a service that aggregates news articles from various sources and presents them to users based on their interests and preferences.

To become a Google News publisher, a website must adhere to certain quality guidelines established by Google. These guidelines typically include factors such as:

1. High-quality, original content: Google looks for websites that publish credible, informative, and original news content.

2. Authority and credibility: Websites should have a reputation for producing trustworthy and accurate news reporting.

3. Transparency: Publishers should provide clear information about their organization, editorial processes, and sources of information.

4. Site structure and technical requirements: Websites must have clear navigation, proper indexing, and adhere to technical standards for optimal performance on Google News.

5. Compliance with Google News policies: Publishers must follow Google’s policies regarding content, copyright, and other relevant guidelines.

Being a Google News publisher can significantly increase a website’s visibility and traffic, as it allows its content to appear in Google News search results and potentially reach a wider audience. However, meeting the requirements for inclusion in Google News requires a commitment to producing high-quality journalism and adhering to Google’s standards.

https://www.searchenginejournal.com/how-to-get-listed-in-google-news/379701/#:~:text=%E2%80%9CPublishers%20are%20automatically%20considered%20for,with%20Google%20News%20content%20policies.%E2%80%9D

Many people wonder what are the benefits and negatives between a car purchase and car lease? Which benefits a automobile consumer?

Eligible active duty, retired, and eligible spouses of eligible deceased members of the United States Military can qualify for VA loans with bad credit. Getting approved for a VA loan with bad credit can be challenging, but it is possible under certain circumstances. Here are some key points regarding VA loans and bad credit:

1. Credit Score Requirements:
2. The VA does not have a minimum credit score requirement, but most VA-approved lenders typically require a credit score of at least 620.
3. Some lenders may consider applicants with scores as low as 580, but they will likely require compensating factors.
4. Compensating Factors:
5. VA lenders may be more flexible if you have compensating factors that offset the risk associated with a lower credit score.
6. Compensating factors can include a higher residual income, significant assets or cash reserves, or a strong employment history.
7. Credit History Analysis:
8. VA lenders will closely review your credit report to understand the reasons behind any derogatory items or late payments.
9. They may be more lenient if the negative items are due to extenuating circumstances, such as job loss, medical issues, or divorce.
10. Waiting Periods:
11. If you have previous derogatory events like bankruptcies, foreclosures, or short sales, there are mandatory waiting periods before you can qualify for a VA loan.
12. For Chapter 7 bankruptcy, the waiting period is usually 2 years.
13. For Chapter 13 bankruptcy, you may be eligible after 12 months of on-time payments.
14. For foreclosures and short sales, the waiting period is typically 2 years.
15. Debt-to-Income Ratio:
16. VA loans have more flexible debt-to-income ratio requirements compared to conventional loans.
17. Generally, your total monthly debt payments (including the new mortgage) should not exceed 41% of your gross monthly income.
18. Documentation:
19. Be prepared to provide documentation explaining any derogatory credit events, such as letters of explanation, proof of extenuating circumstances, and evidence of re-established credit.

It’s important to note that while the VA does not have strict credit score requirements, individual lenders may have their own overlays or stricter guidelines. Working with an experienced VA lender or mortgage broker can help you navigate the process and understand your specific eligibility based on your credit situation.

Additionally, taking steps to improve your credit score, reduce outstanding debts, and increase your cash reserves can significantly improve your chances of qualifying for a VA loan with bad credit.

• This discussion was modified 2 months, 2 weeks ago by  Sapna Sharma.

FHA loans are the most popular mortgage loan program for homebuyers and homeowners with bad credit. Homebuyers with less the perfect credit and low credit scores can qualify and get approved for FHA loans with bad credit with a 3.5% down payment. FHA loans with bad credit allows borrowers to qualify for an FHA loan with bad credit with credit scores down to 500 FICO. To qualify for a 3.5% down payment home purchase FHA loan, you need at least a 580 credit score. Borrowers with under a 580 credit score and down to 500 FICO can qualify for an FHA loan with bad credit with a 10% down payment.

Can I get approved for a mortgage loan after a timeshare foreclosure with no waiting period? Many lenders say I cannot qualify and get approved for a mortgage after a timeshare foreclosure and need to wait three years for FHA loans and seven years for conventional loans.

How does borrower paid compensation on VA loans work? Why is the borrower paid compensation limited to 1% and cannot be somewhere in between 2.75% and 1.0%?

Every mortgage lender are giving me the same story for being late 120 days on a past mortgage loan payment in the past 24 months. Mortgage lenders, mortgage brokers, loan officers from banks and credit unions all say any mortgage that has been late 120 days or more is considered a foreclosure. Most lender consider a borrower with a 120 day late on a home loan the same as a foreclosure.

Mark and Lee Chen are the owners and operators of Lucky Chen Chinese Restaurant in Paddock Lake, Kenosha County, Wisconsin. I have been a customer of Lucky Chen since the authentic Chinese Restaurant opened. One thing about Lucky Chen is the restaurant is well managed. The Chinese Restaurant has its operations being staffed by the run the best operations staff, chefs, cooks, and auxiliary help. The restaurant opens at 11 am and closes at 10 pm. Lucky Chen, a culinary top tier ethnic restaurant with working man prices and beyond compare, always feels that it is the first time ther for me with an extraordinary dishes such as their custom made to order dishes when Mark Chen is the head chef the tofu and beef dish, the low mein, the beef chop suey, spring rolls, the custom made oil hot sauce, and dozens of great dishes to name to list. . A symphony of flavors unfolded with each spoonful, as the broth embraced my palate in a delicate dance. The wontons, plump and tantalizing, revealed a medley of succulent meat, expertly infused with aromatic herbs. Lucky Chen’s mongolian beef, shrimp lo mein, and beef with brocoli is a sensory marvel that showcases their culinary prowess and commitment to excellence.

My Culinary Sanctuary in Salem, Wisconsin three miles from where I live is Lucky Chen in Paddock Lake, Wisconsin. Calling and walking into Lucky Chen Chinese Restaurant is like ordering one of your favorite foods and walking into and returning to a place where everyone knows your name, especially for someone like me, a devoted patron who’s witnessed the blossoming of the first Chinese restaurant in the West section of Kenosha County in Wisconsin. The warmth of the ambiance is matched only by the welcoming smiles of the staff, making every visit here feel like a special occasion.

At the helm is Mr. Mark Chen and his wife Lee Chen, the owners, whose incredible knack for blending authentic Chinese flavors with innovative culinary twists never ceases to impress. Her dedication not only to the cuisine but also to creating a memorable experience for every diner is what sets Lucky Chen Chinese Restaurant apart from the competition.. As someone who leans towards meat, I have a special place in my heart (and my stomach) for their unique delicious beef dishes. The Sautéed Beef in Hot Spicy Sauce is my absolute go-to. This dish, so frequently requested by me, has affectionately been dubbed “Gustan’s Beef” by my friends. It’s a vibrant mix of tender beef pieces, vegetables, and just the right level of heat to keep you coming back for more – a true testament to Wendy’s mastery in the kitchen. While seafood isn’t my personal preference, my companions are always enchanted by the oceanic offerings on the menu. Their praises of the chili crab and other seafood delights speak volumes of Lucky Chen’s ability to cater to diverse palates with finesse.

Lee Chen‘s personal touch and her innovative spirit infuse every dish, every recommendation she makes, and every interaction within the restaurant. It’s her vision that has turned dining at Lucky Chen’s Food into an experience that’s as much about the community and connection as it is about the exquisite food. From the counter order staff to the chef’s and cooks, up the food chain to owners Lee and Mark Chen, their familiarity with the regulars, their ability to remember individual preferences, and their seamless service make each visit uniquely personal. It’s this combination of extraordinary cuisine, heartfelt hospitality, and a cozy atmosphere that makes Go 4 Food a sanctuary for those who appreciate the art of Chinese cooking with a creative edge.

Lucky Chen Chinese Restaurant is not just a restaurant; it’s a journey through the rich tapestry of Chinese culinary tradition, guided by one of Chicago’s most innovative chefs. Whether you’re a first-timer or a regular like me, you’re in for a dining experience that will linger in your memory long after the meal is over. Every dish at Lucky Chen is irresistible delight that warrants the highest recommendation.

I have 12 dogs. 9 of them are under 10 pounds so the nine is equivalent to one large dog so basically I have four regular dogs. Our dogs die for the left over from Lucky Chen. Every single dog get a birthday full dish from Lucky Chen. Each of them are spoiled and do not like fast food. Lucky Chen for the whole family My friends and colleagues from work all love Lucky Chen. Anytime I have guest visit and we need to eat, I call Lucky Chen and I get homemade cuisine made by a professional five plus star chef in a matter of less than one hour and a phone call aways. Lucky Chen for the whole family. Thank you Mark and Lee Chen.

• This discussion was modified 1 year ago by  Gustan Cho.

I heard there are non-QM loans for self-employed borrowers that do not require federal income tax returns and no income documentation and is called P and L Statement Non-QM loans. How does the the P and L Statement Mortgage Loan program for self-employed borrowers work? I heard that a CPA Letter is required on a P and L statement non-QM mortgage loan? How does that work?

I am very excited to get involved and start originating commercial loans. What different types of commercial loans is Lending Network, Inc. going to offer to real estate investors and business folks?

I used to know this answer but what are the HUD guidelines and Fannie Mae Guidelines on qualifying for a mortgage with a federal tax lien? This would be qualifying for an FHA loan or Conventional loan with federal tax liens.

Hello! I have a scenario from a non profit organization looking to purchase 12,400 sq ft. warehouse in GA and convert to temporary housing for working class, homeless individuals who will eventually become first-time home buyers. Sale price is $3.5 million, 75% LTV (25% down payment). Contact Cathy Willis for more details @ 708-668-8464.

What is the main differences between a 15-Year Versus 30-Year Fixed-Rate Mortgage? What benefits and negatives is between 15-Year Versus 30-Year Fixed-Rate Mortgages? What are the pros and cons on a 15-Year Versus 30-Year Fixed-Rate Mortgages Comparison on home purchase and refinance mortgages on both cash-out refinance and home purchase loans.

Cindy Kelly is the president, owner, and head of operations at Regis Regal German Shepherds headquartered in Spring Grove, Illinois. Cindy is one of the most knowledgeable and passionate breeders of any dog breeds I have consulted with. Cindy takes passion for her champion bloodline German Shepherd dogs and will not sell her German Shepherd pups to anyone. There is no doubt there are many imitation German Shepherd breeders. Just because you have female and male German Shepherd dog and have puppies does not mean that you are now a professional German Shepherd breeder.

A great dog breeder, like Cindy Kelly of Regis Regal German Shepherds is characterized by several key attributes and practices:

Commitment to Health and Welfare of the parent German Shepherds as well as the pups: The top priority for any reputable breeder is the health and well-being of their dogs. This includes ensuring that breeding dogs are healthy, genetically tested for hereditary diseases common in their breed, and well cared for in terms of nutrition, exercise, and veterinary care.

Breed Knowledge and Expertise: A great breeder is knowledgeable about their chosen breed(s), including breed standards, temperament, behavior, and specific health concerns. They should be able to provide guidance and information to potential buyers about the breed’s characteristics and needs.

Selective Breeding Practices: Responsible breeders carefully select breeding pairs based on genetic health, temperament, and conformation to breed standards. They aim to improve the breed with each generation and avoid breeding dogs with known health issues or undesirable traits.

Ethical and Transparent Practices: Transparency is essential in all aspects of breeding, including providing accurate information about the lineage, health records, and any potential risks associated with the breed. Ethical breeders are open to questions and concerns from prospective buyers and are willing to provide ongoing support and advice after the sale.

Proper Socialization and Environmental Exposure: Puppies raised by reputable breeders are typically well-socialized from a young age, exposed to different environments, people, and experiences to help them develop into well-adjusted adults.

Responsible Placement of Puppies: Great breeders carefully screen potential buyers to ensure that their puppies are going to suitable homes where they will receive proper care and attention. They may require potential buyers to fill out questionnaires, conduct interviews, or even visit their facilities before agreeing to sell a puppy.

Continued Involvement and Support: A good breeder doesn’t wash their hands of the puppies once they are sold. They are available to provide ongoing support, advice, and guidance to new puppy owners throughout the dog’s life.

Involvement in the Dog Community: Many reputable breeders are actively involved in dog shows, competitions, or breed clubs. This involvement helps them stay informed about the latest developments in their breed and allows them to network with other knowledgeable individuals in the dog community.

Adherence to Legal and Ethical Standards: Great breeders adhere to all applicable laws and regulations related to breeding, licensing, and animal welfare. They also follow ethical guidelines set forth by reputable breeding organizations and breed clubs.

Lifetime Responsibility for Their Dogs: A responsible breeder takes responsibility for every dog they breed, regardless of age or circumstances. They should be willing to take back any dog they have bred if the owner can no longer care for it, to ensure the dog’s well-being and prevent it from ending up in a shelter or rescue.

Cindy Kelly of Regis Regal German Shepherds in Spring Grove, Illinois knows her dogs and knows German Shepherd. I like to add more to this review but am running late for my appointment. Please feel free to contact me or write to me if you need a reference and one of the most kindest, knowledgeable, experienced, and humble breeders I met and now I am a fan of Cindy Kelly, Owner and founder of Regis Regal German Shepherds headquartered in Spring Grove, Illinois.

• This discussion was modified 2 months, 2 weeks ago by  Sapna Sharma.

I guess I am going to fess up what happened yesterday. Saturday mornings is hectic for me. First, I live in a rural area, Brighton, Wisconsin which is close to the Illinois and Wisconsin border. Instead of garbage workers picking up weekly trash once a week, I many residents in my town go to the town hall parking lot where two large garbage truck is parked to collect the townspeople trash. I was going to blow off going to the dump at town hall but got notice that my Chase bank account was overdrawn. I got a BMO Harris account too but did not know how to Zelle from one account from one bank to a different account in a different bank. I said fuck it and I might as well go to the dump if I had to go to BMO HARRIS to learn how to use Zelle. I packed my SUV full of my weekly garbage and headed off to town hall to have the sanitary workers unlead the garbage. I then head of to BMO Harris which was about seven miles from town hall in Salem, Wisconsin. I did not realize that I did not have online banking and you cannot open a Zelle account at two different banks with the same email address. I arrived at BMO Harris Salem, Wisconsin branch around 10:30 am. I was greeted by Kylie at the customer teller counter. Kylie analyzed my checking and savings accountd and was dumbfounded for a little while. She then got assistance from her colleague Shannon. They both try to rigure it out themselves and something was not adding up. Therefore, they contacted the regional help desk center of BMO Harris in front of me and got to investigate why I had an online account but could not use it and why I could not send a $77 dollar overdraft I owed Chase. Banks normally close at 12 pm or 1 pm on Saturdays. Kylie and Shannon diligently worked very hard to get me all set up. The reason why my Zelle account at BMO Harris would not work was because my online banking was not quite set up. Kylie and Shannon set up my online banking, set up my Zelle account, and updated all of my digital online banking information such as the current email address, personal cell number, and ordered new checks. Frank at the teller counter has also helped. I have dealt with Frank for over a year at the Salem Wisconsin Branch of the Salem, Wisconsin Branch. I am sold now why BMO Harris Bank has such a great reputation. It is the people that make a great company and now I know why. Like to commend upper management for having such a great team of professionals at BMO Harris Salem, Wisconsin.

Spoke with Gustan and he mentioned his friend is a professional German Shepherd training professional. What are Dutch Shepherd dogs.

Here’s the link to Mark Chen trained Dutch Shepherd dog.

• This discussion was modified 1 year ago by  Gustan Cho.

Chase, one year old German Shepherd long hair puppy learns how to sit in less than a day. I showed him what I expect from him when I said sit yesterday afternoon for 30 minutes and today he knew what it meant. He sat on command 100% of the time. He was having a hard time initially but eventually sat when told to do so.

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If you are a loan officer, how do you start your own mortgage net branch and operate under a P and L. What type of requirements is necessary to have your own business as a P and L mortgage net branch? @Bill Burg

Tom Homan rips the Biden Administration due to not continuing on what former President Donald Trump started on building the WALL and made matters worse with having tens of thousands illegally cross the border from Mexico to the United States. Karine Jean-Pierre and other Joe Biden handlers are talking out of their rear ends trying to protect the image and reputation of the elderly Joe Biden where there are talks from many his dementia and mental illness is deteriorating at a rapid rate and his days are number. Besides Tom Homan, other high level Washington top guns from both sides of the isles are not having too much faith on Joe Biden even making it to the November 2024 Presidential election. Biden’s handlers are advising Joe Biden to step down but the senior Biden is struggling and deteriorating at a rapid space.

https://youtu.be/Hpd1GrIuzfM?si=St1eY81OWJuwyabE

• This discussion was modified 1 year, 1 month ago by  Gustan Cho.

What is a Shiloh German Shepherd compared to a standard German Shepherd dog? I heard a Shiloh German Shepherd is a mixture between a German Shepherd and Alaskan Malamute and are larger and live longer. Can someone explain?

What is the requirements for a borrower to be eligible for bank statement mortgage loans? Do you need to have a bona fide business to be eligible for bank statement loans? Can a sole proprietor without an LLC, corporation, or legal partnership be eligible for bank statement loans? Can W2 wage earners qualify for bank statement loans? Can 1099 wage earners qualify for bank statement loans? If I am a cash wage earner buying and selling cars without a legal form of business, can I qualify for bank statement loans? Does the lender need to see income tax returns? How many years in business do you need to be to qualify for bank statement loans. Do you need to be self-employed to be eligible for bank statemnent loans? Can you have a co-borrower that is a W2 wage earner on the main borrower is self-employed? How is qualified income calculated on bank statement loans on personal and business bank statements. Can you use both personal and business bank statements? Thank you in advance @Annie @Dale_Elenteny @john @John_Strange

This subforum will train our digital media marketing team how to do a rewrite and updating older blogs to fresh content. Google and other search engines want new fresh content for maximum SEO on the search engines. Just because your article has hundreds of keywords and is ranking on first position on Google and other search engines does not mean that is will continue to do so. Google and other search engines want the most updated information on its organic search engines for their viewers. All publishers should take Googles recommendations seriously and update their content to be userfriendly with the most recent and accurate information. This includes videos, infographics, and clear H1 and H2 titles. We will take an example of how older blogs should be rewritten and updated.

This is an older blog from 2018 that we will use as a case scenario and how I am updating it. Instead of writing a brand new blog that is similar or the same H1 TITLE, go back to the older blog that has the title you want to write and get that blog updated. Otherwise, if you write a brand new blog of similar or the same H1 and H2, Google will penalize you for having duplicate content. Plus updating older content will get you a higher boost and creditbility for SEO and even get you more keywords to the keywords you already have.

Here is the blog that I am rewriting from Gustan Cho Associates : Cash-Out Refinance Mortgage Loan Eligibility Guidelines and here is the URL https://gustancho.com/cash-out-refinance-mortgage-loan/

Take a look at how I am rewriting blogs and adding new content. I have screenshots attach and if you can follow how I am progressing so we are all on the same page, you will not get confused and follow this tutorial. GCA Mortgage Group is going to expand our Digital Marketing and Social Media Team so it is important that Anngelli and April is going to master this because you two ladies will be the Chief Management Instructors to run this program. I want to be consistent. I want Ravinder Sharma to check the rankings prior to the rewrite and update and after the rewrite and analyze the data and ranking of how much the rewrite and update has improved. Let’s go ahead and do a cash scenario with this blog Cash-Out Refinance Mortgage Loan: Again, here is the URL URL https://gustancho.com/cash-out-refinance-mortgage-loan/: These steps need to be followed:

1. Check the H1 TITLE. Is it too long? Does it make sense? Check Google and see what better name is there. Try to keep the URL the same and NOT change
2. Update date to current date (look at the screenshot. You see the screenshot before and after. Do not have space between one H2 body.
3. Separate the H2 body with a two liner quotation sentence related to the body. (See attached screenshots)

SECOND H2 BODY Use Title: Go to Google and Search Cash-Out Refinance Mortgage Loan (See Image)

1. Look at “People Also Asked” (Look at attached screenshot: Is cash-out refinance a good idea?

   Key takeaways. The benefits of a cash-out refinance include access to money at potentially a lower interest rate, plus tax deductions if you itemize. On the down side, a cash-out refinance increases your debt burden and depletes your equity

2. Try to use the text from People Also Asked subtitle H2 : Is Cash-Out Refinance Loan a Good Idea (Look at Image)

3. Look at third H2 body Term and Rates on Cash-Out Refinance Mortgage Loan. Two line quotation should be every other H2 body paragraphs (look at image)

You guys are doing a great job but let’s all stay uniform: I will continue on this topic on a separate email. I want to work with each of you the next blog you rewrite. Let me know once you update and rewrite and let’s get on ZOOM together so I want to review. Call me after each of you finish writing the next blog. I will make modifications and let’s go over it. Lets talk tomorrow morning. We will have multiple series for this FORUM. We will continue Part II on the next series:

Here is the finish product

• This discussion was modified 1 year ago by  Gustan Cho. Reason: Forgot image

gustancho.com

Cash-Out Refinance Mortgage Loan Eligibility Guidelines

Cash-Out Refinance Mortgage Loan on FHA is 80% LTV, Conventional is up to 80% LTV, VA loans is 100% LTV, Non-QM loans is 80% LTV.

Here is WORDPRESS REWRITE and UPDATING CONTENT PART II. Here is the continued instructions on how I update and rewrite the blogs: I will send you the screen shots:

Go to ChaptGDP and enter the H1 Title Cash-Out Refinance Mortgage Loan Eligibility Guidelines

1. Copy and paste the text of ChaptGDP and enter into Grammarly (Look at attached screenshot)
2. Click the Plagirsm icon on the right bottom (Look at attatched screenshot)
3. Look at the highlighted body Grammarly is suggesting that it is duplicate content: Delete and rewrite the plagirsm content (Look at attached screenshot)
4. Continue rewriting suggested deleted content until the Plagirsm is less than 7% (Look at attatched screenshot)
5. Copy and paste and post on the main WordPress blog (Look at attached screenshot)
6. Start breaking the new content from ChaptGDP and blend into the main WordPress blog (Look at attached screenshot)
7. Use Title PEOPLE ALSO ASK from Google as new H2 subtitles for new body (Look at attached screenshot)
8. Once done, Check Rank Math which we will continue on the next and final part of this tutorial.

We will next go to WORDPRESS REWRITE AND UPDATING CONTENT PART III

Fix-and-flip loans are short-term real estate financing used by real estate investors to purchase and renovate properties for resale (flipping). These loans are typically used when investors want to acquire a property in poor condition, make improvements or renovations to increase its value, and then sell it quickly for a profit.

Here are some key features of fix-and-flip loans:

1. Short-term loans: Fix-and-flip loans are typically short-term loans with terms ranging from a few months to a couple of years. They are designed to be repaid quickly, usually after selling the property.

2. Purpose: The primary purpose of fix-and-flip loans is to fund the acquisition of property and cover the costs of renovation and repairs. Investors use these loans to “flip” the property for a profit.

3. Loan amount: The loan amount is based on the property’s purchase price and the estimated renovation cost. Lenders typically lend a percentage of the property’s after-repair value (ARV), which is the property’s projected value after renovations are completed.

4. Interest rates: Fix-and-flip loans often have higher interest rates compared to traditional mortgage loans. This is because they are considered riskier due to the short-term nature of the investment and the potential for unforeseen challenges during the renovation process.

5. Loan-to-value (LTV) ratio: Lenders will typically offer fix-and-flip loans with an LTV ratio that ranges from 65% to 90% of the ARV. The exact LTV ratio can vary depending on the lender and the borrower’s creditworthiness.

6. Renovation plans: Borrowers may be required to provide detailed renovation plans and budgets to the lender, outlining how they intend to improve the property. This helps the lender assess the feasibility of the project.

7. Credit requirements: While credit requirements can vary among lenders, borrowers typically need a reasonable credit score to qualify for a fix-and-flip loan. Some lenders may be more lenient in this regard than traditional mortgage lenders.

8. Down payment: Borrowers are usually required to make a down payment, ranging from 10% to 35% of the total project costs. This demonstrates the borrower’s commitment to the project and provides some protection for the lender.

9. Speed of funding: Fix-and-flip loans are often chosen for their quick approval and funding process, essential for investors looking to secure properties and start renovations promptly.

10. Exit strategy: Borrowers must have a clear exit strategy in place, which typically involves selling the renovated property within the loan term to repay the lender.

It’s essential for real estate investors to thoroughly research their options and understand the terms and costs associated with fix-and-flip loans before pursuing this type of financing. Additionally, working with experienced real estate professionals and lenders specializing in fix-and-flip loans can benefit a successful investment strategy.

Barndominiums are becoming more popular. Can you finance one with an FHA loan?

Have you closed a loan on clients that have 4 charge off’s or more? Start getting them ready to refinance their home now! Here’s the criteria:

1. Must have 4 charge off’s or more

2. Must Live in California

3. Post BK Charge Off’s Count as well

Send them over and let us start working on their credit now so when the rates decide to take a turn for the better, your client will be ready to refinance!

This is a special program that is only available to California residents.

Let’s Do This Cali!

Home prices starting tricking lower and there seems to be housing inventory. Bidding wars on homes throughout the country seem to have diminished. There are no longer 10 offers for a home listing. Homes are no longer selling 10 to 50% over list price. The market overkill seems to have stabilized. So what’s next? Are home prices going to tank? Did homebuyers pay too much for their homes? Are interest rates going to tumble? Let’s watch the coming housing market forecast coming up this week

The Wellness Company (TWCHEALTH.COM) offers 30 critical life saving medications for round two of our plandemic. Be prepared.

Visit the Wellness Company which also known as The Wellness Company Health. Big Pharma does not want you to get a hold of lifesaving medications. Check out their website the the 30 critical life saving medications big pharma and the globalists does not want you and your loved one get access to. Here is the link:

https://www.twc.health/

twc.health

The Wellness Company

Own Your Health