REST IN PIEC3 Mr. Campbell.

Another of this world’s 🌎 greatest Glenn Campbell.

https://youtu.be/8kAU3B9Pi_U?si=s-Px1gmXLDArrP5C

Former President Donald Trump offered to buy everyone an ice cream 🍦 at Dairy Cream. President Donald Trump then goes to the counter and asks the Dairy Cream counter cashier, excuse me.

Everyone Wants a Blizzard What’s a Blizzard? Get Everyone a Blizzard.

https://rumble.com/v4mpt4h-blizzard.html

rumble.com

THE PEOPLE'S PRESIDENT!!!🇺🇸

Subscribe to il Presidento's rumble channel here: https://rumble.com/c/ilDonaldoTrumpo Join our Amazing Patrioto Familia at http://www.ildonaldo.com

DEATH AND DIGNITY ACT ALLOWS TERMINALLY ILL TO DIE

What is going on with this World 🌎 and especially in America. Human Beings Can NOW Set The Time and Day To Die. Need to read this story about a man setting the time and day of his death in Seattle Washington. The Death with Dignity Act refers to legislation that allows terminally ill adults to receive prescribed medication to end their life in a humane and dignified manner under specific circumstances. How long do you have to live in New Jersey to qualify for Death with Dignity? The answer is six months. The Act defines “terminally ill” as “the terminal stage of an irreversibly fatal illness, disease, or condition with a prognosis, based upon reasonable medical certainty, of a life expectancy of six months or less.

Here are some key points about Death with Dignity laws:

Purpose:

• Provides mentally capable, terminally ill adults the option of requesting a doctor’s prescription for life-ending medication if they meet certain criteria.
• Intended to allow these individuals to die on their own terms with a peaceful death if suffering becomes unbearable.

Common Provisions:

• Patient must be an adult resident of the state with a terminal illness diagnosis of 6 months or less to live.
• Patient must be judged mentally capable and acting voluntarily by two doctors.
• There is typically a waiting period and multiple requests required.
• Doctors, healthcare providers, and institutions can opt out of participating.

States with Death with Dignity Laws:

• Oregon was the first state to pass a Death with Dignity Act in 1997.
• Other states that have since passed similar laws include Washington, Vermont, California, Colorado, Hawaii, New Jersey, and Washington D.C.

Arguments in Favor:

• Provides terminal patients autonomy and relief from suffering at the end of life.
• Death with dignity is a personal choice for mentally sound individuals.
• Laws have safeguards and requirements meant to prevent abuse or coercion.

Arguments Against:

• Devalues human life and could lead to coercing people to end their lives prematurely.
• Possibility of wrongful terminal diagnoses or lack of available treatment options.
• Concern that vulnerable groups like the poor or disabled may feel pressured to choose death.

Debate continues around expanding or restricting such laws based on ethical, moral, and legal considerations in different states and countries.

https://www.usatoday.com/story/news/nation/2019/08/26/robert-fuller-uses-death-dignity-act-has-party-marriage-first/2119189001/

• This discussion was modified 1 year ago by  Gustan Cho.

usatoday.com

In the face of death, a marriage and the party of a lifetime

The day he picked to die, Robert Fuller had the party of a lifetime.

Forums are powerful for you to generate organic traffic which in turn get call to action and get those organic traffic converted to customer leads. Watch this video. We will cover more on the power of FORUMS to succeed and using FORUMS TO BE YOUR MARKETING PLATFORM as a loan officer or real estate agents. Here are some effective strategies for using online forums to generate organic traffic and leads:

1. Identify Relevant Forums Research and join forums where your target audience is active. Look for large, authoritative forums in your industry or niche.
2. Create a Value-Driven Profile Set up a complete profile with your name, photo and a compelling bio highlighting your expertise. This builds credibility.
3. Engage Consistently Don’t just drop links – participate actively by answering questions, offering advice and creating high-quality content contributions. Build relationships.
4. Add a Signature Link Most forums allow signature links back to your site or landing page. Keep it simple, compelling and relevant.
5. Share Original Content Post original data, research, case studies or unique insights that provide massive value. This exhibits your authority.
6. Seed Strategic Questions Occasionally ask questions related to your products/services to organically promote awareness and sharing of solutions.
7. Offer Consultation/Support Provide free consultation or support to members having relevant problems/needs you can help with. Share insights then suggest exploring further.
8. Give Away Premium Content Like guides, checklists or templates related to your expertise. Incentivize with exclusive subscriber content.
9. Feature Customer Success Share customer success stories, reviews or use cases relevant to the forum’s interests.
10. Host Contests/Giveaways Run contests or giveaways forum members can enter by visiting your site and completing an action like subscribing.

The key is to focus on providing immense value first. Build authority, rapport and trust – then you can steadily convert interested members into leads or traffic.

https://youtu.be/rHokl4skVjY?si=hdeLj_Ja1gJ1q3_a

• This discussion was modified 1 year ago by  Gustan Cho.

JP MORGAN CHASE CEO Jamie Dimon Warns of a major real estate crisis lingering in the coming weeks and months.

https://youtu.be/z5O3zV79ZSI?si=HpTfnReTNyPhHQC_

Not all American taxpayers pay the same percentage of federal income taxes. How much does each income bracket pay in federal income taxes?

• This discussion was modified 1 year ago by  Gustan Cho.

CEO Mike Kortas terminates co-founder Mat Grella of NEXA Mortgage. More to come.

https://nationalmortgageprofessional.com/news/co-founder-mat-grella-terminated-nexa

I had the great honor and opportunity to work with CEO MIKE KORTAS, CEO and founder of NEXA Mortgage for slightly over two years now. I can attest 💯plus more that CEO KORTAS honors 110% of his word, never had lied to me, and has always led by example. AXEN MORTGAGE is the next invention best to sliced bread. You don’t get screwed at NEXA MORTGAGE under the helm of CEO Mike. Now you can take that to the back folks.

https://www.facebook.com/share/v/qckW4r1La9xXfKL5/?mibextid=21zICX

facebook.com

I’m going to change the mortgage game today. Be on the Why NEXA call to see the biggest opportunity in mortgages today at 11am AZ time. Big moves... | By Mike KortasFacebook

I’m going to change the mortgage game today. Be on the Why NEXA call to see the biggest opportunity in mortgages today at 11am AZ time. Big moves...

Join us this afternoon with CEO Mike Kortas on WHY NEXA Mortgage at 1 pm CDT. Every Thursdays 1 pm CDT on WHY NEXA Mortgage is where you should start your mortgage loan origination career. CEO Kortas is hands down the best Chief Executive Officer in the mortgage industry hands down. If you can’t make today’s WHY NEXA MORTGAGE ZOOM call with CEO KORTAS, CEO Mike has a WHY NEXA MORTGAGE ZOOM CALL every Thursdays at 1 pm CDT

Here’s the link

https://www.zoom.us/j/4802285442

• This discussion was modified 1 year, 5 months ago by  Gustan Cho.

The Francis Scott Key Bridge, often referred to simply as the Key Bridge, is a prominent bridge located in Baltimore, Maryland, USA. It spans the Patapsco River, connecting the neighborhoods of Baltimore City with Anne Arundel County. The bridge was named after Francis Scott Key, who wrote the lyrics to “The Star-Spangled Banner,” the national anthem of the United States. Construction of the Key Bridge began in 1972, and it opened to traffic in 1977. It is a vital transportation link, carrying Interstate 695 (the Baltimore Beltway) across the river.

As of my last update in March 27th, 2024, there were reported incidents of the Francis Scott Key Bridge collapsing and being done intentionally by a ship navigated by a Ukrainian Ship Captain. There have been many developments since then and Maryland Governor Westmoreland’s asshole is puckering because first thing out of his month is it seems that is was an accident with no foul play. Why would he even say that in such an early stage of the investigation. I would recommend consulting recent news sources from reputable media neworks for the latest information.

The Maryland Francis Scott Key Bridge Collapse was a black swan event per former Army General Michael Flynn says Clayton Morris, previous host of WEEKENDS ON FOX NEWS and now the host and owner of REDACTED NEWS. What is a Black Swan Event asks Clayton Morris? A black swan event is a term used to describe an unpredictable event that has significant and widespread consequences. Coined by Nassim Nicholas Taleb in his book “The Black Swan: The Impact of the Highly Improbable,” these events are characterized by their extreme rarity, their severe impact, and the tendency for people to rationalize them in hindsight as if they were predictable.

The term “black swan” originates from the belief in Europe that all swans were white, as all historical records confirmed this, until the discovery of black swans in Australia challenged that assumption. Thus, a black swan event represents a surprise that has a major impact and is often explained or rationalized after the fact, despite the fact that it was not anticipated beforehand.

Examples of black swan events include the 9/11 terrorist attacks, the 2008 financial crisis, and the COVID-19 pandemic. These events were highly unexpected, had profound effects on society and the economy, and were difficult to predict using conventional forecasting methods. Michael Flynn is a retired United States Army Lieutenant General who served as the 25th National Security Advisor to President Donald Trump from January 20 to February 13, 2017. Born on December 24, 1958, in Middletown, Rhode Island, Flynn graduated from the University of Rhode Island in 1981 with a Bachelor of Science degree in management science.

Flynn’s military career spanned over three decades. He served in various positions, specializing in intelligence and counterterrorism. Notably, he served as the Director of the Defense Intelligence Agency (DIA) from July 2012 to August 2014. Flynn’s tenure at the DIA was marked by controversy, including clashes with the Obama administration over his management style and views on radical Islam.

After retiring from the military in 2014, Flynn became involved in politics. He emerged as an outspoken critic of the Obama administration’s foreign policy, particularly regarding its approach to combating terrorism. Flynn became a close advisor to Donald Trump during his 2016 presidential campaign, advocating for a more aggressive stance on national security issues.

Following Trump’s victory in the 2016 presidential election, Flynn was appointed as National Security Advisor. However, his tenure was brief and marred by controversy. He resigned from his position after less than a month amidst allegations that he misled Vice President Mike Pence and other administration officials about his communications with Russian officials before Trump took office.

Flynn’s legal troubles continued after leaving the White House. In December 2017, he pleaded guilty to lying to the FBI about his contacts with the Russian ambassador to the United States during the presidential transition period. However, in May 2020, the Department of Justice moved to dismiss the charges against Flynn, citing misconduct by the FBI.

Throughout his career, Michael Flynn has been a polarizing figure, admired by some for his military service and strong stance on national security issues, while criticized by others for his controversial statements and actions. His biography reflects a complex mix of military service, political involvement, and legal controversies. Expect more man made natural disasters happening in the coming weeks and months because the Democrats are definitely panicking.

What do you think @Cpensacola

https://rumble.com/v4ltaif–mike-crispi-unafraid-3.27.24-10am-est.html

rumble.com

KEY BRIDGE COLLAPSE: INTENTIONAL OR ACCIDENT? WE INVESTIGATE | MIKE CRISPI UNAFRAID 3.27.24 10am EST

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Here’s one of the iconic songs by AC/DC, SHOOT TO THRILL

https://youtu.be/xRQnJyP77tY?si=PxW438kr07y33SqQ

Nazareth Love hurts is another classic oldie

https://youtu.be/TyCPfdu1HoA?si=z4WGoLOl04EfOjd-

Adam Schiff is grilling Special Counsel Robert Hur on why he released embarrassing information about his investigation of Joe Biden and his deteriorating mental state. So what is Representative Adam Schiff saying? To hide it from the public?

https://youtu.be/TcQIjK2BYso?si=3NnxmkoocwrA70kt

Here is a oldie Vacation by the Go Go’s

https://youtu.be/2RHTiXvELNg?si=nuvgS12Qx-PlCSOr

Our technical and digital media marketing team headed by Sapna has been working hard to restructure the forum with restructuring the forum platform. The FORUM platform is a Great Content Authority forum. When people buy a house, sell a house, invest in real estate, or just decide to rent temporarily, they move to an unknown location where they need to get to know the neighborhood, need to know the local grocery store, shopping centers, restaurants, dentist, doctors, veterinarian, auto mechanic, body shop, plummer, electrician, landscaper, sports bar, gas station, convenience store, ethnic restaurants, specialty shops, attorney, accountant, optician, medical center, hospial, and other local businesses. We have rebranded and named our online community GCA FORUMS, which stands for General Community Forum (GCA FORUMS). We want to have a comprehensive forum covering any and all topics that relates to the average consumer, professional, business owner, student, real estate investor, homebuyer, home seller, entrepreneur, people with hobbies, car lovers, animal lovers, and people of all walks in life. We will have a comprehensive business directory that is not just a directory but a platform for customers to leave reviews, comments, and the business will list the scope of work or products they market or provide services and a landing page explaining the overview of the business. One major benefit of being listed on GCA FORUMS is we will offer the local business the option to get organic traffic where they can save money in their advertising and marketing budget because we will help the local business get organic traffic. The local businesses listed on GCA FORUMS needs to be nominated and sponsored by a GCA FORUMS member or moderator. Services we are planning on providing the local businesses are CRM, SOCIAL MEDIA MARKETING PLATFORM, access to plugins for Google Ads, and social marketing ads, and a sophisticated CRM system that will later be discussed. Designed by @Wendy GM Lahn, Esq., MBA, LL.M. Ravinder Sharma, and Sapna Sharma, we feel our members will be more than pleased on what we have planned for GCA FORUMS. Stay tuned. @sapna @Ravi @marga @Ali @Ann @April Ramirez @AngieCrippen @Angie_Torres @Dale_Elenteny @Bill Burg @mike-gracz @John Strange @cameron @Mneill0612 @Rhonda @Ronda @MortgageSensei @Lilboss @James @james-hayes @Mason @Christian Sorensen @Steve

Here’s videos of Chase. Chase was born January 25 2023 and has turned one year old. Very loveable, kind hearted, but everything is a game for him. I am going to start training Chase to become a well behaved German Shepherd puppy.

• This discussion was modified 1 year, 2 months ago by  Harlan.
• This discussion was modified 3 months, 1 week ago by  Sapna Sharma.

Aldiva, Inc. is the preferred credit repair service and business development referral services partner for Gustan Cho Associates and it’s subsidiaries. GCA MORTGAGE Group endorses and refers all of our clients in need of credit repair and consultation services to Aldiva, Inc. due to their customer service business platform. Headed by owner and President Ali , Aldiva, Inc. is different from all other credit repair companies because she takes each individual client and analyze their credit report on each individual credit tradelines and evaluates on how to get it removed or sees if the creditor violated the fair reporting credit act. Ali has third party litigation attorneys in her network who acts on behalf of the consumer on a contingency basis. Besides credit restoration services Ali helps small businesses get LLCs, Corporations, and business credit. Aldiva, Inc. can prepare CPA letters for mortgage lenders for self-employeed borrowers. Aldiva, Inc. also does personal and business income taxes as well as ITIN for undocumented people so they are able to APPLY for a mortgage. Here is Aldiva, Inc. website

https://www.formmybusiness.com/

formmybusiness.com

Aldiva Inc. - Business Formation

Welcome to Aldiva Inc. where protecting your business is essential by forming a separate legal entity. Let us guide you through the process of forming a corporate entity.

Federal Reserve Board Chairman Jerome Powell gets grilled by Louisiana Senator John Kennedy and seems like his asshole is puckering. Jerome Powell gets owned and called out by the Louisiana U.S. Senator and becomes speechless sometimes during the grilling session. Incompetence and lying is not being condoned by Senator Kennedy. Jerome Powell is the main reason for the destruction of the U.S. economy.

https://www.youtube.com/watch?v=RpQSv7cvqRY

$100,000 Belgian Malanois two part dog training program First part of the Belgian Malanois dog training program is obedience training. The second phase is protection and defensive tactical training. Tge training program is intense and the dogs are worked on intensely with training taken seriously several hours daily.

https://www.facebook.com/share/r/jgNWpV2iwwVVNzg9/?mibextid=D5vuiz

facebook.com

$100,000 Belgian Malinois Training Unveiled! Dogs and Puppies Edition. 🐾💰 #DogTrainingSecrets #BelgianMalinois #DogsofTikTok #dogtrainermagic | Britani K Safris Mayes | Britani K Safris Mayes · Audio original

$100,000 Belgian Malinois Training Unveiled! Dogs and Puppies Edition. 🐾💰 #DogTrainingSecrets #BelgianMalinois #DogsofTikTok #dogtrainermagic. Britani K Safris Mayes · Audio original

When Americans are struggling with surging inflation, skyrocketing home prices, false economic numbers, record high unemployment, historic high mortgage rates, and fake news with misleading and deceptive political hacks like Janet Yellen, the Biden Crime Family, the Feds printing money and dollar not backed by any hard assets, the stock market is surging at historic highs and CNN and the fake news media misleading and brainwashing American by announcing how great Bidenomics is and how our economy is great. CNN, the other liberal media media platforms are telling Americans to just look at the stockmarket and that the stockmarket says it all. I say it’s a crock of shit and it is manipulated. Look at prices on grocery stores. Inflation is like a runaway train with no sight of stabilization. Why the economy is I’m dire critical crisis mode, the clowns of America keep on printing money and misleading the American people by lying, causing panic, printing money, and cheating on elections. NDVA is a AI stock that doubled in prices based on future forecasted earnings and the stockmarket is hitting new historic highs every day @cpensacola @alex

https://video.foxbusiness.com/v/6347384777112

video.foxbusiness.com

Investors who thought the AI boom was slowing can ‘think again’: Kevin Mahn | Fox Business Video

Hennion & Walsh Asset Management President Kevin Mahn breaks down Nvidia's better-than-expected sales and earnings data and previews the retail earnings report.

Every sign out there signals the housing market is in big trouble. The liberal media and the Democrats are in a state of denial and according to FED Chairman Jerome Powell, Treasury Secretary Janet Yellen, President Joe Biden, VP Kamala Harris, the liberal media from CNN, CNBC, and every major news networks are saying everything is fine and that Bidenomic is the savior of the forecasted recession and the U.S. economy had a soft landing and we are now in great shape. Who are they kidding. You do not have to be a genius to see that inflation is far worse than the numbers claim. People are not making it with what they are making. Inflation did not stabilize. That is a total crock of bullshit. Look at the prices at the grocery store. Have you seen goods and services doubling and tripling in price in such a short period of time? Most American’s wages have not gotten wage increases to match the rate of inflation. The Federal Reserve Board is headed by a total incompetent leader and the board are a mere of incompetent joke. The dollar is literally worthless and the global economic leaders have lost any and all respect for U.S. currency and I do not blame them. Anyone with a single digit IQ will tell you they will be crazy to invest in the U.S. treasuries the way they are printing the dollar like there is no tomorrow. The dollar is not backed by any hard assets such as Gold or Silver. The inflation rate is far from being stabilized. A Big Mac Value meal at McDonalds is $20.00. California, under the leadership of Gavin Newson is losing residents by the tens of thousands daily and the state is in chaos. Democrat states like California, New York, Illinois are passing laws of making illegal aliens able to own guns and become police officers. Mortgage rates, which seemed like there was a light at the end of the tunnel a few weeks ago when it dropped to the low 6.00% jumped backed up to over 7% due to FAKE economic and unemployment numbers and made up economic data which hands down is a big fat LIE. Corruption is rampant and never in history has the liberal left been as out of control as they are now. The left have no shame. They get caught cheating, lying, stealing, and can lie straight to the American people with a straight face. Home prices have doubled in the past couple of years in many areas of the country and many homeowners have done a cash-out refinance to tap into their artificial equity. The housing market crash forecast is not an IF but a DEFINITE COMING SOON to a neighborhood near you. In the past it was difficult to predict the housing market with complete certainty, as it is influenced by various economic factors that can shift over time. However, based on current data and expert analysis, the potential housing market forecast for the U.S. housing market in 2024 is definitely a given doom and gloom. Moderating home price appreciation: The deniers of the true economy seem to think that after years of rapid home price growth, housing prices will continue to increase, and most forecasts suggest a deceleration in 2024, with prices expected to rise at a more moderate pace of around 2-4% nationwide. However, the realists believe home prices will tank a solid 40% or more and the Dow Jones Industrial Average will fall below 20,000. Stabilizing mortgage rates: If inflation continues to cool, mortgage rates are projected to stabilize in the range of 6-7% by 2024, down from the peaks seen in late 2022. Improving housing inventory: As higher mortgage rates continue to cool demand, the inventory of homes for sale is expected to gradually increase, providing more options for buyers and a potential drop in home prices. More bankruptcies and foreclosures is expected as wll as divorce rates is suppose to skyrocket. Shift towards a balanced market: The deniers and globalists seem to believe the housing market is anticipated to transition from a strong seller’s market to a more balanced state, with less competition and fewer bidding wars which is a crock of shit. Realists believe the real estate market will tank worse than the 2008 financial crisis, more foreclosures, and bankruptcies than ever recorded in history. Affordability challenges: Despite moderating prices, affordability will likely remain a major concern for many buyers due to higher mortgage rates and lingering inflation and homelessness is suppose to skyrocket like never before in the history of the United States. Rental market strength: The rental market is expected to remain strong in 2024 but many rentals is forecasted to increase where many people will not be able to afford rent. Many people who could have afforded homes are not priced out of the housing market and stuck with renting because it is driven by demographic shifts and affordability constraints for homeownership. Regional variations: Housing market conditions will continue to vary across different regions and metropolitan areas, with some markets cooling faster than others. Economic factors: The overall performance of the housing market will depend on factors such as job growth, consumer confidence, and the broader economic conditions in 2024. The media is not reporting the truth about millions of people getting laid off, large number of small businesses shutting their doors, and people losing faith in the American economy. It’s important to note that these forecasts are based on current data and assumptions, and unforeseen economic or geopolitical events could alter the trajectory of the housing market. Additionally, local market conditions may differ from national trends. Wake up, America. We need a total overhaul of corrupt politicians, and a full correction of the housing market and get rid of lifelong career politicians. Fake NEWS needs to be banned and censorship needs to get outlawed. Who in the Hell is Bill Gates, Barack Obama, Anthony Fauci, Nancy Pelosi, Joe Biden, and thousands of liberals and Globalists to demand human depopulation with the coronavirus vaccine, chem trails, killing babies for adrenochrome, and human trafficking where they get to live long and euthanize Americans older than 70 years old. Americans need to voice these concerns and take our country back and eliminate the satanist, evil, mortals who do not belong in this world and need to be terminated as well as their bloodlines. Here is an informative video from Peter Schiff who called the 2008 financial crisis and was spot on.

https://www.youtube.com/watch?v=tZ7MWGJKUro

Here is Chase learning how to sit and stay. I trained Chase how to sit without treats and took me no longer than thirty minutes. Same with stay. After two weeks, I trained Chase how to stay with out any treats and that took me no longer than 30 minutes. Next will be how to come when called. Going by my friend Mark Chen tomorrow at 1 pm to train Chase.

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• This discussion was modified 1 year, 1 month ago by  Gustan Cho. Reason: Forgot to check NOTIFY ME BOX

Recently, I have had quite a few borrowers that did not have active tradelines. Experian Boost is great for reporting alternative trade lines, but that is only one bureau. I have had good luck recently with Stellarfi.com.

stellarfi.com

Page not found - StellarFi

Page not found - StellarFi

What are FHA spot loans for homebuyers buying a condominium with an FHA loan? How does FHA spot loans work?

Can a mortgage loan officer explain the difference between a warrantable and non-warrantable condominium unit? Also what is the difference between a condominium and a condotel or condo hotel? How can I get financing on non-warrantable, condotel, and warrantable condominium units?

Google’s March 2024 upgrade is revolutionary; numerous websites are affected by algorithmic modifications and removed from Google Search.

Following are the five things you should be aware

1. Google is completely deindexing websites

2. Penalties are immediate.

3. Even websites that have undergone past updates are not safe.

4. Older, error-filled websites are insecure.

5. Little websites with AI content were also impacted.

Check out the article below for details.

https://searchengineland.com/google-march-2024-core-update-things-you-need-to-know-438370

searchengineland.com

Google's March 2024 core update: 5 things you need to know

Google's March 2024 update is a game-changer, with many sites impacted by algorithmic changes and deindexed from Google Search.

What does manual underwriting on FHA loans mean? What is the difference between manual underwriting versus automated underwriting system on FHA loans. When is manual underwriting required on FHA loans? What are the manual underwriting guidelines on FHA loans?

If a website is a Google News publisher, it means that it meets the criteria set by Google to appear in Google News search results. Google News is a service that aggregates news articles from various sources and presents them to users based on their interests and preferences.

To become a Google News publisher, a website must adhere to certain quality guidelines established by Google. These guidelines typically include factors such as:

1. High-quality, original content: Google looks for websites that publish credible, informative, and original news content.

2. Authority and credibility: Websites should have a reputation for producing trustworthy and accurate news reporting.

3. Transparency: Publishers should provide clear information about their organization, editorial processes, and sources of information.

4. Site structure and technical requirements: Websites must have clear navigation, proper indexing, and adhere to technical standards for optimal performance on Google News.

5. Compliance with Google News policies: Publishers must follow Google’s policies regarding content, copyright, and other relevant guidelines.

Being a Google News publisher can significantly increase a website’s visibility and traffic, as it allows its content to appear in Google News search results and potentially reach a wider audience. However, meeting the requirements for inclusion in Google News requires a commitment to producing high-quality journalism and adhering to Google’s standards.

https://www.searchenginejournal.com/how-to-get-listed-in-google-news/379701/#:~:text=%E2%80%9CPublishers%20are%20automatically%20considered%20for,with%20Google%20News%20content%20policies.%E2%80%9D

Many people wonder what are the benefits and negatives between a car purchase and car lease? Which benefits a automobile consumer?

Eligible active duty, retired, and eligible spouses of eligible deceased members of the United States Military can qualify for VA loans with bad credit. Getting approved for a VA loan with bad credit can be challenging, but it is possible under certain circumstances. Here are some key points regarding VA loans and bad credit:

1. Credit Score Requirements:
2. The VA does not have a minimum credit score requirement, but most VA-approved lenders typically require a credit score of at least 620.
3. Some lenders may consider applicants with scores as low as 580, but they will likely require compensating factors.
4. Compensating Factors:
5. VA lenders may be more flexible if you have compensating factors that offset the risk associated with a lower credit score.
6. Compensating factors can include a higher residual income, significant assets or cash reserves, or a strong employment history.
7. Credit History Analysis:
8. VA lenders will closely review your credit report to understand the reasons behind any derogatory items or late payments.
9. They may be more lenient if the negative items are due to extenuating circumstances, such as job loss, medical issues, or divorce.
10. Waiting Periods:
11. If you have previous derogatory events like bankruptcies, foreclosures, or short sales, there are mandatory waiting periods before you can qualify for a VA loan.
12. For Chapter 7 bankruptcy, the waiting period is usually 2 years.
13. For Chapter 13 bankruptcy, you may be eligible after 12 months of on-time payments.
14. For foreclosures and short sales, the waiting period is typically 2 years.
15. Debt-to-Income Ratio:
16. VA loans have more flexible debt-to-income ratio requirements compared to conventional loans.
17. Generally, your total monthly debt payments (including the new mortgage) should not exceed 41% of your gross monthly income.
18. Documentation:
19. Be prepared to provide documentation explaining any derogatory credit events, such as letters of explanation, proof of extenuating circumstances, and evidence of re-established credit.

It’s important to note that while the VA does not have strict credit score requirements, individual lenders may have their own overlays or stricter guidelines. Working with an experienced VA lender or mortgage broker can help you navigate the process and understand your specific eligibility based on your credit situation.

Additionally, taking steps to improve your credit score, reduce outstanding debts, and increase your cash reserves can significantly improve your chances of qualifying for a VA loan with bad credit.

• This discussion was modified 3 months, 1 week ago by  Sapna Sharma.