Dually Licensed Ollie
Dually LicensedForum Replies Created
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A federal grand jury indicts James Comey again. The FCC launches massive probe into ABC affiliates amid Jimmy Kimmel’s inappropriate comments on the President and his ‘widow’ and, the Feds just raided the ‘Learing’ Center in Minnesota. Plus, OPEC is over — the UAE is leaving the group.
And, OPEC isn’t the only coalition Trump is breaking — we are also just getting word NATO is cancelling its summit.
A big day!
https://www.youtube.com/live/b4nBjJyQQos?si=P4Zhn53T_z_LiJVB<
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This reply was modified 1 week, 6 days ago by Ollie.
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This reply was modified 1 week, 6 days ago by
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If you are interested in more analysis regarding the second indictment of James Comey and the performance of Todd Blanche and Kash Patel at the Department of Justice, here are some relevant videos that provide further perspectives:
The real reason Donald Trump’s DOJ just indicted James Comey… AGAIN: A breakdown of the political implications and the administration’s motivations behind the second indictment.
James Comey indictment DOJ press conference: Blanche, Patel lay out charges: The official press conference footage detailing the charges regarding the “8647” post.
Former FBI Director James Comey Indicted AGAIN For Threats Against The President: Legal analysis from a different perspective on the merits of the case against Comey.
ROUND TWO: Trump DOJ indicts Comey AGAIN in ‘retribution’ blitz: A critical look at the DOJ’s actions and how critics view the prosecution as potentially retaliatory.
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Drunk. Violent. Insubordinate.
In the most explosive confrontation ever recorded between an Attorney General and a subordinate, Pam Bondi revealed that Kash Patel showed up to FBI headquarters intoxicated, physically attacked his own agents, and then verbally assaulted her when she tried to intervene.This is not rumor. This is documented. FBI incident reports show Patel arrived drunk at 9:47 a.m., shoved two agents, and when Bondi called him to her office, he told her to “stay out of it.” Her response destroyed him in under 6 minutes.
WHAT YOU’LL SEE IN THIS VIDEO:
The incident report showing Patel’s attack on agents.
What Patel said to Bondi when confronted.
Bondi’s systematic destruction of Patel’s defense.
Witness statements from FBI personnel
Why Patel wasn’t arrested immediately.
Bondi’s final decision on his employment.
https://youtu.be/iLLvL9QkMzg?si=-QMgc7Ywsn132dkS
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This reply was modified 1 week, 6 days ago by Ollie.
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This reply was modified 1 week, 6 days ago by
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Dr. Anthony Fauci’s former senior adviser was federally indicted on charges of allegedly taking part in a conspiracy to evade federal records requests regarding government-funded COVID-19 research.
David Morens, a former National Institute of Allergy and Infectious Diseases official who advised Fauci in the agency’s Office of the Director from 2006 to 2022, is facing charges of conspiracy against the United States; destruction, alteration, or falsification of records in federal investigations; concealment, removal, or mutilation of records; and aiding and abetting.
https://youtu.be/bua4xjMAcS0?si=DAA48VOYBbTVymQB
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This reply was modified 1 week, 6 days ago by Ollie.
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This reply was modified 1 week, 6 days ago by
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Millions of Americans walk past these food court stalls every weekend… but almost nobody reads what’s really on the ingredient list.
Most people assume mall food court chains are basically the same — familiar logos, familiar smells, and the convenience of eating without leaving the building.
But when you start pulling back the curtain on ownership, ingredients, corporate filings, and inspection records, the gap between what these stalls advertise and what they actually serve gets harder and harder to ignore.
And in some cases, what customers think they’re buying… isn’t close to the real story.
Some of these chains have been a weekend tradition for decades. Some own the most famous smell in American retail. Some quietly filed for bankruptcy while you were still ordering the same thing you ordered twenty years ago.
Once you look at the ingredient lists, the health inspections, the bankruptcy filings, and the private equity firms pulling the strings behind the counter, the food court stops looking like a convenience and starts looking like something very different.
And one of the biggest surprises involves the chain whose smell you can recall right now, from memory, without even being in the mall.
In this video, you’ll discover:
Which food court chains are quietly cutting the deepest corners
The chains worth your money and the ones worth walking past
The hidden industrial additives, factory-dough shipments, and “theater cooking” that most customers never notice
The two investment firms that secretly own half the food court
And the one chain that openly engineered a scent machine, then pointed it at you for forty years
The most surprising part?
One of the most recognizable names in every mall in America openly admitted — on the record, in a national newspaper — exactly how they manipulate the air you breathe to sell you what they’re cooking. Once you hear the quote, you won’t walk past that stall the same way again.
If you enjoy uncovering what’s really happening behind the menus, the counters, and the marketing at America’s biggest food chains, subscribe to In Plain Bite and turn on notifications.
New videos break down what’s really going on behind the register — the parent companies, the ingredient lists, the lawsuits, and the quiet decisions being made about what ends up on your plate.
Watch the full video to see the complete breakdown, the three chains worth stopping for, and the private equity plot twist that explains why the whole food court feels different from how it used to.
Thanks for watching In Plain Bite.
This video explores topics such as mall food court secrets, fast food chain investigations, restaurant ingredient analysis, private equity in the restaurant industry, consumer protection reporting, mall chain bankruptcies, food additive disclosures, and the hidden practices behind major American food brands.
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Melania Trump called for a PRESS CONFERENCE out of the blue recently and spoke out about her relationship with Jeffrey Epstein, how he met with Epstein, and the relationship he had with Epstein, Ghislaine Maxwell, Erin and Alyssa discuss new evidence connecting Melania & Donald Trump to Jeffrey Epstein.
Political commentator and comedy writer Erin Ryan and former White House Deputy Chief of Staff Alyssa Mastromonaco are joined by a bicoastal squad of funny, opinionated women to talk through everything from reproductive rights to romcoms. They break down the political news of the week, plus the topics, trends, and cultural stories that affect women’s lives. New episodes drop every Thursday. There is even rumors that Melania Trump worked as an escort in 1998 and had wealthy American men where she was intimate with. Can you please explain more about this topic and give us a comprehensive overview?
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Punch has developed a bond with the two zoo keepers and considers them his mom and dad and can trust them.
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Here’s a clear, up-to-date 2026 mortgage rate forecast based on the latest projections from major housing economists and institutions as of early April 2026. While recent weeks have seen rates inch upward (with the 30-year fixed averaging around 6.38%–6.57% in late March/early April surveys), most experts still anticipate modest declines or stabilization through the rest of the year.
Consensus 2026 Mortgage Rate Outlook
The broad expert consensus points to the 30-year fixed mortgage rate averaging in the low- to mid-6% range for 2026, with potential for it to dip toward or below 6% by year-end under favorable conditions.
Key forecasts include:
-Fannie Mae (most optimistic recent update): Expects rates to start the year in the 6%–6.5% range and decline to around 5.7%–5.9% by the end of 2026. Earlier outlooks targeted 5.9% for Q4.
– Mortgage Bankers Association (MBA): More conservative, forecasting rates around 6.1%–6.3% through much of 2026, with possible slight easing to 6.1%–6.2% by year-end.
– National Association of Realtors (NAR): Predicts rates will settle near 6% as the year progresses, supporting a modest pickup in home sales.
– Other views (e.g., Morgan Stanley, Bankrate, Wells Fargo): Range from 5.5%–5.75% in optimistic mid-year scenarios to averages around 6.1%–6.4% for the full year. Some see volatility with possible temporary dips followed by rebounds.
Overall, 2026 is not expected to bring a dramatic return to sub-5% or even low-5% rates seen pre-2022. Instead, look for gradual easing rather than sharp drops, with the full-year average likely landing between 6.0% and 6.3%.
Quarterly Breakdown and Trends
Most projections show:
– Q2 2026: Rates potentially easing to 5.9%–6.3% (Fannie Mae at the lower end).
-Second half of 2026: Further modest declines possible if inflation continues cooling, with some forecasts showing rates in the upper 5% range by Q4.
– Volatility expected: Rates could fluctuate due to economic data releases, with short-term spikes possible (as seen recently) before any sustained downward move.
Refinance activity may pick up modestly if rates dip below current levels, but purchase volume will depend heavily on inventory growth and affordability improvements.
Key Factors That Will Drive 2026 Mortgage Rates
Mortgage rates track the 10-year Treasury yield more closely than the Fed’s short-term federal funds rate, plus factors like MBS spreads and investor demand. Major influences this year include:
– Inflation trends — Sticky or rising inflation (e.g., from energy prices or geopolitical issues) could keep rates elevated. Continued cooling toward the Fed’s 2% target supports declines.
– Federal Reserve policy — The Fed has paused aggressive cuts recently. Projections assume limited additional cuts in 2026, which limits how low long-term rates can go.
– Economic growth and employment— A resilient labor market or stronger growth can push yields (and rates) higher. Signs of slowdown would help rates ease.
– Geopolitical and fiscal risks — Oil price swings, global tensions, or large U.S. deficits add upward pressure on yields.
– Housing supply — More inventory could ease price pressure and indirectly support affordability even if rates stay around 6%.
In a “bear” scenario with persistent inflation, rates could hover closer to 6.5% or higher for stretches. In a “bull” scenario with faster disinflation, brief dips toward 5.5% are possible but not the base case.
What This Means for Homebuyers, Sellers, and Refinancers
-Buyers: Affordability remains challenging, but any drop toward 6% or below could unlock more buyers and support a gradual recovery in sales. Shopping multiple lenders and considering buydowns or adjustable-rate options may help in the near term.
– Refinancers: Opportunities exist for those with equity, especially if rates ease later in 2026. Programs like FHA, VA, or cash-out refinances can still work well even in a higher-rate environment.
– Sellers and the industry: Modest rate relief plus improving inventory could help stabilize the market, but the “higher for longer” reality means many in housing and mortgage roles continue facing headwinds.
Rates are highly sensitive to daily news, so short-term movements (like the recent four-week rise) can occur even within a yearly downtrend outlook.
How Gustan Cho Associates Can Help in 2026’s Rate Environment
At Gustan Cho Associates, we specialize in navigating challenging markets with no lender overlays on FHA, VA, USDA, and Conventional loans. Whether rates stabilize around 6%, dip modestly, or face volatility, our team can help with rate-and-term refinances, cash-out options (including for judgments or debt consolidation), and purchase loans tailored to your situation.
If you’re dealing with credit issues, judgments, or need flexible guidelines to act when rates dip, contact us at 800-900-8569 or visit http://www.gustancho.com. We provide fast pre-approvals and expert guidance so you can move confidently regardless of where rates settle in 2026.
Forecasts can shift with new data (inflation reports, Fed meetings, etc.), so the best strategy is monitoring trends and locking in when it fits your goals. Feel free to share your specific scenario for more personalized insights!
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why is silver price per ounce in China higher than the United States and what are the days and hours CDT trading precious metals.
Silver prices per ounce are higher in China mainly because the Shanghai market is driven by tight physical supply, strong local demand, and capital/transport controls that prevent easy arbitrage with US futures-based prices.
Why China’s silver price is higher – Chinese exchanges (Shanghai Gold Exchange and Shanghai Futures Exchange) are more focused on physical delivery, so prices reflect the cost of actual metal that can be taken out of vaults, not just paper contracts.
– Industrial demand for silver in China (solar panels, electronics, advanced manufacturing) and a cultural preference for **physical** bullion create strong, localized buying pressure.
– When local inventories are relatively tight, prices in Shanghai must rise to balance supply and demand, even if US/Western futures prices do not move as much.
– Moving bullion between the US and China is costly and regulated (shipping, certification, capital controls, import/export rules), so arbitrage cannot fully close the gap, allowing a persistent premium in China.
– Recent reporting notes spreads on the order of roughly 10 USD per ounce between US and Shanghai silver prices, underscoring how Chinese physical demand has decoupled somewhat from Western benchmarks.
Example: An analysis in January 2026 described US silver near 94 USD per ounce while the equivalent Shanghai price (after converting from yuan) was about 104 USD per ounce, with the difference attributed to strong Chinese physical demand and logistical/regulatory frictions.
Main precious metals trading hours (CDT)
Below are the key sessions for a Chicago (Central) time zone trader; note that US listings quote in Central Time (CT), which is the same as CDT outside of winter. Times are approximate regular hours and do not include all overnight/Globex nuances.
COMEX (CME Group) – gold and silver futures
– Floor/regular pit session (gold and silver): roughly 8:20–8:30 a.m. to 1:25–1:30 p.m. Eastern Time, which is about 7:20–7:30 a.m. to 12:25–12:30 p.m. Central Time.
– Electronic Globex session for metals runs from Sunday evening to Friday afternoon, with trading open roughly 5:00 p.m. to 4:00 p.m. Central Time, pausing one hour each weekday from 4:00–5:00 p.m. for maintenance.
### Shanghai precious metals (silver/gold) converted to Central time
Shanghai operates on China Standard Time (CST, UTC+8), which is typically 14 hours ahead of US Central Time.
– Shanghai Gold Exchange day session: 9:00–15:30 CST, roughly 7:00 p.m.–1:30 a.m. Central Time the prior calendar day in Chicago.
– Shanghai Gold Exchange night session: 20:00–2:30 CST, roughly 6:00 a.m.–12:30 p.m. Central Time.
– Reports of Shanghai silver futures reopening around 5:00–7:30 p.m. US Central time fit into this overlap between US evening and Asian morning trading.
These overlapping windows mean Chicago-based traders see active precious metal trading most of the US workday via COMEX, plus significant liquidity in the evening and early morning tied to Shanghai sessions through global spot and futures markets
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This reply was modified 3 months, 1 week ago by
Sapna Sharma.
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This reply was modified 3 months, 1 week ago by