Ryon Long
Wholesale Mortgage LenderForum Replies Created
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Hi Sung, we are a lender that no overlays on Government loans. If you have a scenario send it to my email and I will get UW to review.
Village Capital & Investment
***Times are rough with high rates. It always brings out some rougher credit situations. Well that’s were we can help you create some loans that are manuals. We do loans USDA,FHA,VA and Conventional. Send any and all scenario’s and I will do my best to assist.
Down to 500 Fico’s on FHA, no overlays we follow the guidelines.
NO MIN FICO on VA we have some flexibility on these so send scenario’s including BK’s that are over 12 months old with no derog after the BK. No overlays
Call me at 801-895-2593
Thanks
Ryon
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Ryon Long
MemberOctober 2, 2026 at 3:58 pm in reply to: FHA vs Portfolio Lender-Who Has Best Terms and RatesHi, send me the loan info and I will price it out for you or you can call me.
Village Capital & Investment
***Times are rough with high rates. It always brings out some rougher credit situations. Well that’s were we can help you create some loans that are manuals. We do loans USDA,FHA,VA and Conventional. Send any and all scenario’s and I will do my best to assist.
Down to 500 Fico’s on FHA, no overlays we follow the guidelines.
NO MIN FICO on VA we have some flexibility on these so send scenario’s including BK’s that are over 12 months old with no derog after the BK. No overlays
Call me at 801-895-2593
Thanks
Ryon
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Ryon Long
MemberOctober 2, 2026 at 3:56 pm in reply to: FHA vs Portfolio Lender-Who Has Best Terms and RatesDo you have credentials to our portal?
Send me the loan details and I can price it out for you.
Village Capital & Investment
***Times are rough with high rates. It always brings out some rougher credit situations. Well that’s were we can help you create some loans that are manuals. We do loans USDA,FHA,VA and Conventional. Send any and all scenario’s and I will do my best to assist.
Down to 500 Fico’s on FHA, no overlays we follow the guidelines.
NO MIN FICO on VA we have some flexibility on these so send scenario’s including BK’s that are over 12 months old with no derog after the BK. No overlays
Call me at 801-895-2593
Thanks
Ryon
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Ryon Long
MemberOctober 2, 2026 at 3:52 pm in reply to: Sellers Price Cuts and What Buyers Can AffordPlease email me the credit and loan type.
Village Capital & Investment
***Times are rough with high rates. It always brings out some rougher credit situations. Well that’s were we can help you create some loans that are manuals. We do loans USDA,FHA,VA and Conventional. Send any and all scenario’s and I will do my best to assist.
Down to 500 Fico’s on FHA, no overlays we follow the guidelines.
NO MIN FICO on VA we have some flexibility on these so send scenario’s including BK’s that are over 12 months old with no derog after the BK. No overlays
Call me at 801-895-2593
Thanks
Ryon
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Ryon Long
MemberOctober 2, 2026 at 3:50 pm in reply to: Need a Lender That Can Pre-Approve Me For Home LoanLet me see the credit and scenario. I will see if we can assist.
Village Capital & Investment
***Times are rough with high rates. It always brings out some rougher credit situations. Well that’s were we can help you create some loans that are manuals. We do loans USDA,FHA,VA and Conventional. Send any and all scenario’s and I will do my best to assist.
Down to 500 Fico’s on FHA, no overlays we follow the guidelines.
NO MIN FICO on VA we have some flexibility on these so send scenario’s including BK’s that are over 12 months old with no derog after the BK. No overlays
Call me at 801-895-2593
Thanks
Ryon
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Ryon Long
MemberOctober 2, 2026 at 3:48 pm in reply to: VA Loan With Recent 60 Day Recent Credit Card Late PaymentSend me the scenario. I might be able to assist since it didn’t go 90 days. Need a detail LOX since it’s recent.
Village Capital & Investment
***Times are rough with high rates. It always brings out some rougher credit situations. Well that’s were we can help you create some loans that are manuals. We do loans USDA,FHA,VA and Conventional. Send any and all scenario’s and I will do my best to assist.
Down to 500 Fico’s on FHA, no overlays we follow the guidelines.
NO MIN FICO on VA we have some flexibility on these so send scenario’s including BK’s that are over 12 months old with no derog after the BK. No overlays
Call me at 801-895-2593
Thanks
Ryon