Dual-Licensed Mortgage and Real Estate Professionals Stanley
Dual-Licensed Mortgage and Real Estate ProfessionalsForum Replies Created
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Hi Gustan,
My wife and I are purchasing a primary residence in Rockledge, FL (~$2.1M). Target close is roughly 30–45 days, with 20%+ down.
Strong W-2 income on my side; credit score around 610. My wife is a dentist — practice purchased January 23, 2026. The practice has been around for about 50 years, the seller is still with us, and we’re doing better than previous years, but we don’t have 12 months of statements or tax returns under our ownership yet.
We’re hoping you can tell us whether this is workable with your lenders for owner-occupied at this size, and what you’d need for a feasibility check.
Thanks,
Stanley Romonowski
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Politicians and faith leaders in Chicago are calling for a new Department of Gun Violence Prevention. They say it will span between mayoral administrations and take a long-term view on combatting gun violence.
The planned department would replace the office of community safety. You need to legalize guns and not ban it. The thugs and gangbangers have access to guns but the law abiding citizens are banned from buying guns to defend themselves and their properties. Legalize guns ASAP. You will see violent crimes drop and thugs will think twice on using guns on innocent civilians.
Also today, the Trump administration is calling this weekend’s peace talks with Iran a success after the Iranians agreed to let nuclear inspectors into their facilities and the Strait of Hormuz was reopened.
‘The Point’ airs on WGN and streams on WGN+ each weeknight at 6:45 p.m. CT.
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Violence in Chicago is making National News again. Why doesn’t Mayor Brandon Johnson and Illinois Governor JB PRITZKER call President Donald Trump for help. Look at how crime went down in DC due to the local law enforcement works with federal law enforcement.
President Trump is calling out Illinois Governor J.B. Pritzker after another violent weekend in Chicago sparked renewed debate over crime, public safety, and the role of federal law enforcement. In this video, we break down Trump’s latest comments, the discussion surrounding a possible federal surge, reactions from state and local leaders, and what officials are saying about cooperation between federal, state, and local agencies.
We also examine recent crime statistics, previous federal operations in cities such as Washington D.C. and Memphis, and the growing debate over whether similar strategies could be expanded elsewhere. Chicago crime wave is not getting any better.
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Illinois Just Passed The Largest Budget In State History — And You Are About To Pay For It
Illinois lawmakers just approved the largest single spending plan the state has ever seen — $55.9 billion. The largest budget any Illinois General Assembly has ever passed.
But the headline number is not the story.
Inside this budget is over $800 million in new tax hikes — on corporations, social media platforms, cryptocurrency transactions, and fantasy sports. The Property Tax Relief Grant that helped offset homeowner property taxes was cut. State lawmakers gave themselves a $3,146 pay raise inside the same document.
Public pension benefits got a $13 billion spike. The budget contributes $5 billion less than what actuaries say is needed to keep the pension system funded.
And since 2019 Illinois has grown its budget by $16 billion and enacted over 50 separate tax hikes — while the governor calls it seven years of fiscal discipline.
The Illinois Policy Institute found something different. Spending grew 46% while the state’s economy grew only 33%.
This is not just about one budget.
This is about whether Illinois is becoming a harder place to live, work, and own a home.Join the conversation
Do you think Illinois taxes and spending are pushing residents to leave?
Or is the state simply doing what it has to do to keep services running?Drop your thoughts in the comments below.
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Breaking mortgage news: Rocket sues UWM over alleged Mr. Cooper refi “bounty” targeting loans—what it means for brokers.
Rocket Mortgage filed a lawsuit in New York accusing United Wholesale Mortgage (UWM) of breaching non-solicitation terms tied to mortgage servicing rights Mr. Cooper purchased—claims Rocket says led to unusually high prepayments and major servicing value losses.
We’ll break down the alleged “Refi Shield 100” incentive (100 bps rate reduction), the “KEEP” AI-driven refi targeting system, and why this case matters for mortgage rates, refinance marketing, and broker compliance. If you’re a loan officer, broker owner, or real estate agent watching refi demand, this dispute is a must-follow—because MSR contracts, non-solicits, and pricing incentives can reshape lender relationships fast.
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Learn SEO in 2026 and rank on Google + AI search (ChatGPT, AI Overviews, and more). Full step-by-step tutorial + 30-day action plan.
Want to learn SEO in 2026 and start ranking in Google Search, AI Overviews, ChatGPT, and other AI search engines?
In this complete SEO tutorial for beginners and marketers, you’ll learn how search engine optimization really works today — from keyword research and search intent to on-page SEO, technical SEO, link building, content creation, and AI search optimization.
This video breaks down how to rank your website on Google, how to build content that matches search intent, how to create topic clusters and money pages, and how to improve your visibility in the age of AI-powered search. If you’re a business owner, marketer, content creator, or SEO beginner, this guide will help you build a practical SEO strategy that works in both traditional search and AI search.
Whether you’re trying to learn SEO for beginners, improve your content marketing strategy, grow your organic traffic, or understand the future of AI search, this video will walk you through the full process step by step.
If you found this helpful, subscribe to Surfer Academy for more videos on SEO, content strategy, AI SEO, and organic growth.
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Watch this next:How to Dominate AI Search Results (ChatGPT, AI Overviews & More):
• How to Dominate AI Sea.
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• How to Rank #1 in Google
Optimize your content strategy: • Optimize your Content
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I am a branch manager and have 30 licenses with ten mortgage loan officers
I am thinking of moving to a larger company
The home office is in Los Angeles California
Can my loan officers and get sponsored by corporate office for my loan officers and I and get just sign up icensed on states with distance from residential to requriring states brick and mortar? My current branch with Barrett Financial, I had myself and the branch in 30 states. Since I am changing companies I like to be sponsored by Corporate on states that don’t have a physical location
11 states require individual MLOs live within 75 miles. My question is can I get sponsored by corporate in 19 states without distance to branch requirements and open a small office and get sponsored by my branch at the same time?
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Trump’s Fed Chair Nominee Kevin Warsh Testifies at Senate Confirmation Hearing | Jerome Powell | US Stock Markets | CNBC TV18
Senators pressed Federal Reserve chair nominee Kevin Warsh on Tuesday as to whether he’d answer President Donald Trump’s call for lower interest rates.
“Are you going to be the president’s human sock puppet?” Republican Sen. John Kennedy asked Warsh. “Senator, absolutely not,” Warsh responded.
Kennedy then asked him if he would be anyone’s “human sock puppet.” Warsh vowed to be “an independent actor, if confirmed” to the role atop the US central bank.
Trump has repeatedly said he would like the next chair to consult him on rate decisions, and continues to advocate for lower rates. Kevin Warsh said Tuesday he would not lower interest rates or make any other policy maneuvers as a direct result of political pressure from President Donald Trump.
Republican Sen. John Kennedy asked Warsh to confirm that Trump had never “sat you down, looked you in the eye and said, ‘Here’s the deal, Scooter, I’m going to appoint you, but you got to agree to lower interest rates.’ That didn’t happen, or did happen?”
Warsh replied: “The president never once asked me to commit to any particular interest rate decision, period, and nor would I ever agree to do so if he had, but he never did. -
Senator Tammy Duckworth and bipartisan lawmakers just exposed the most dangerous contradiction inside the “new” Pentagon—and Pete Hegseth walked right into the trap.
After refusing to answer a simple “Yes or No” question about whether political loyalty to Trump is required to serve, Hegseth was asked about deploying active-duty troops against Americans. His response to previous orders of “shooting protesters in the legs”? A smirk and a joke about reading the Bible.The man who blew $1 billion against the Houthis and sent classified war plans over a Signal app is now turning US Marines into ICE administrative workers.
This video covers:
✓ The “Yes/No” loyalty test and Hegseth’s total meltdown over “decorum”.
✓ The Posse Comitatus violation and 4,700 troops deployed to LA against the Governor’s wishes.
✓ Sen. Duckworth’s brutal takedown of his $1B military failures and severe security breaches.
✓ How the promise of an “apolitical military” died in real time inside this hearing room.
