There’s a video series about several pet monkeys. Little pet monkeys are extremely intelligent and cute. They are no different than having a little kid that normally behaves. Each pet monkey has its personality. Anyone raise a pet monkey? Watch this short video. The owner of Lilly lives in Vietnam. This video will make your day. 😍

https://youtu.be/HhVmi-if1yU?si=RY380dlthSfvqHsY

In today’s GCA Forums Headline News for Wednesday, February 12th, 2025, we will cover the latest update on the progress President Donald Trump is making. Elon Musk, the appointed head of the Department of Government Efficiency (DOGE), is making great progress in the one week he officially started as head of DOGE. Elon Musk discovered hundreds of millions of taxpayer dollars that are unaccountable for. Elon Musk questioned whether the missing funds were laundered or misappropriated. Musk also questioned how an elected official can make $174,000 per year and have a net worth of $20 million. Were they savvy investors? Was it a book deal? Was it family inheritance? Or was it fraud? The one’s who scream the loudest are the one’s that have something to hide. President Donald Trump pardoned former Illinois governor Rod Blagojevich and is considering offering Blagojevich the job of becoming the United States Ambassador to Serbia. Tom Homan and Homeland Secretary Kristi Noem are aggressively working on hunting down illegal immigrants and starting deportation procedures. Trump is working on tariffs for China, Canada, and Mexico. Attorney General Nominee Pam Bondi has cut off funding to sanctuary cities and states. President Donald Trump is directing Elon Musk to do a full audit of the Federal Reserve Board to determine the amount of money the Feds are siphoning from U.S. taxpayers. Bondi is suing mayors and governors of sanctuary cities and states. There was talk that Pennsylvania Governor Josh Shapiro headed President Donald Trump’s assassination attempt. New York City Mayor Eric Adams had all of his federal charges dismissed under the directive of the Trump Administration. Chicago and 25 states are expected to get a snowstorm, including bitter cold and treacherous driving conditions. Inflation numbers are still high, as are interest rates. Prices of gold and silver per ounce are hitting all-time highs again. Great Content Authority Forums Headline News will update GCA FORUMS NEWS articles as new development get updated.

https://www.youtube.com/watch?v=L27N_I9Yg98

I recently dug into the details of the Hope for Homeownership Research Program. If you’re not familiar with it, this program is designed for FHA homebuyers—and it actually pays you to install solar panels on your new home.

Here’s a quick rundown:

Cash Incentive:

-You receive 3.5% of your home’s purchase price—up to $13,000. This means if your home costs over $371K, you could get the full benefit.

Before Closing Steps:

-Complete two simple requirements:

1. A free
   solar assessment to ensure your property is a good fit for solar
   installation and that the solar cost is less than your expected monthly
   utility bills.
2. A
   short online homebuyer education course (about 4–6 hours, with a $149
   fee).

How It Works:

-You’re essentially paid to participate in the program, and because the funds are treated as earned income, you can use them however you need—whether that’s for your down payment, closing costs, or just boosting your savings.

-After closing, you install solar panels on your home. The cost is rolled into your FHA loan, so there’s no hefty upfront expense.

Extra Perks:

-You also qualify for a 30% federal clean energy tax credit. For example, on a $30,000 solar installation, that’s about $9,000 back at tax time.

-Plus, homeowners in this program typically save over $200 a month on their utility bills.

This program is a fantastic way to lower your energy costs and reduce your overall home-buying expenses. I’ve made a video that explains it in more detail. Feel free to share your thoughts!

• This discussion was modified 1 week, 2 days ago by  Chad Bush.
• This discussion was modified 1 week, 2 days ago by  Chad Bush.

California is restrictions on classic car owners restricting use of Classic Cars. There are many resistance from Classic Car Owners to the general automotive industry. There are over 40 million people who live in the state of California.

California is planning to ban the travel of vintage and classic cars, according to a report by The Daily Caller. The state sent a questionnaire to vintage car owners after it considered creating so-called zero emissions zones. Joining NTD to discuss the move is Lauren Fix, an automotive expert and founder at Car Coach Reports. She says classic cars are not big polluters as most are only driven a few hundred miles a year, compared to the thousands of miles driven by modern cars for commuting or other activities. She discusses what California is planning for their car culture from Governor Gavin Newsom.

Thanks for watching!

https://youtu.be/yIMFcCCQ2Rg?si=vm4KnyacbB3LAzau

GCA FORUMS DAILY NEWS: MORTGAGE AND REAL ESTATE NEWS EDITION FOR WEDNESDAY FEBRUARY 12TH 2025. On today’s Great Content Authority Forums Daily News: The Mortgage and Real Estate News Edition, we will be covering the national housing and mortgage markets. President Donald Trump is or has already made up his decision in eliminating the Federal Reserve Board. Inflation numbers do not look good, and data shows inflation is not near acceptable levels. Home prices are still at historic highs, and mortgage rates are still north of 7.0%.

GCA FORUMS DAILY NEWS:

MORTGAGE AND REAL ESTATE NEWS EDITION FOR WEDNESDAY, FEBRUARY 12TH, 2025

National Housing and Mortgage Market Overview:

Inflation:

• Almost every analysis suggests that inflation, which is currently above the Federal Reserve’s target of 2%, is sticky.
• This inflation affects other parts of the economy, even the real estate industry.

Home Prices:

• Home prices are still at all-time highs and are not coming down soon.
• This is because there is extremely low inventory.
• Even during increased interest rates, home prices have not come down at all.
• This situation has led to many home buyers competing, increasing prices even further.

Mortgage Rates

• The average 30-year fixed mortgage rate is over seven percent.
• This rate hike will make purchasing a loan more expensive and limit the already severely burdened potential home buyers.
• Home affordability is a major issue.
• This is because of the economic circumstances, and this rate hike further exacerbates the problem.

How President Donald Trump Approached The Federal Reserve Board Appointment:

Abolition Suggestion:

Trump’s infamous mid-swing policy dismissal rumors claimed he would eliminate or greatly reshape the Federal Reserve Board. As with most of his policies, this would be revolutionary and could hurt or help monetary policy, interest rates, and, ultimately, mortgage rates.

Influence on the Economy:

The Federal Reserve Board is responsible for greatly constraining the amount of money in circulation and managing inflation, especially concerning policy intervention. Worse finances or changes of role, especially in bankruptcy, can lead to the possibility of unchecked inflation, leading to irrational exuberance and financial markets going berserk, which hurts mortgage rates.

Political and Economic Controversy

• The political argument is what sides would come up with to support this controversial suggestion to change Trump’s private appointment strategy with a particular Republican economist, an extreme liberal.

Market Sentiment from X (Formerly Twitter)

• Social media discussions on X reflect mixed market sentiments.
• Users express worry over the current elevated mortgage rates and home prices.
• Some inflation hawks, as they are known, believe these economic conditions will persist as a result of Trump’s intended policies.
• Others predict a market selloff and subsequent recession if a significant shift in the Federal Reserve’s activity exists.

Expert Analysis

Inflation and Rates:

• Analysts seem less optimistic about the short-term outlook.
• If inflation continues to be above target levels, they project further increases in mortgage rates.

Housing Market:

• Excessively high home prices and mortgage rates will likely stagnate buying activity among first-time borrowers unless drastic policy or economic changes are made.

Federal Reserve’s Role:

• Abolishing the Federal Reserve’s current structure may result in a more unstable mortgage market while investors and banks adapt to the new monetary policy paradigm.
• These indicators signal that the housing and mortgage markets can be particularly challenging.
• The current inflation, sustained peak home prices, and over 7% mortgage rates set a tense atmosphere in real estate.
• President Trump’s efforts with the Federal Reserve could compound the issues by increasing rates.
• This is due to economic uncertainty or changing inflation management strategies, which would lower long-term mortgage affordability.

Make sure to visit the GCA Forums News for forwards for in-depth analyses and supplements on current affairs.

My first road trip in Thailand took me to a spot just outside Chiang Mai, in the northern part of the country. COVID-19 restrictions made it tough to explore the city center at the time, so I stayed with my wife’s family in the surrounding area. If you’re into the outdoors, this region is well worth checking out—I’m already looking forward to going back when I can see more of what it has to offer.

The very touching and sad tale of Tommy the Alsatian and his owner, Maria Margherita Lochi, occurred in a small village called San Donaci in southern Italy. Here is their story in detail:

Connection:

57-year-old Maria Lochi adopted Tommy as a puppy when he was a stray. They became inseparable over time. Maria had taken in many strays since she was known for her love for animals, but there was something special about Tommy.

Church Attendance:

Every day, Maria would walk to mass at the Santa Maria Assunta village church, which Tommy would always follow. Father Donato Panna, the priest, let him sit quietly by her feet during services.

Maria’s Death:

Maria died in November 2012, and her funeral took place at the church where she used to go regularly.

Tommy’s Vigil:

Tommy began showing up at the church every day after Maria died whenever the bells rang for mass. He would sit silently where he sat with her during services until she died. He continued this behavior month after month following her death.

Community Response:

The villagers were touched deeply by how loyal Tommy remained even after his owner passed away; they often brought food and water for him so that he could keep waiting there without starving or dehydrating himself while still being cared for.

Father Panna’s Role:

Father Donato Panna found himself particularly moved by what seemed like an unbroken commitment displayed on behalf of this creature towards its deceased master.“He still comes to mass each morning even though she is no longer here,” said the father. He waits patiently beside the altar railings and then just sits down quietly there. I didn’t have the heart to chase him away—I’ve only just lost my own dog, so I let him stay till the end of service before letting him out.”

Adoption:

Eventually, Father Panna decided that seeing as how faithful tending never could find another place to call home except near church, where memories about Maria seemed strongest, it would be best if he himself adopted him instead, giving opportunity for this poor animal to remain without any roof over his head at all hours but one closest to his owner’s memory.

Community Impact:

When Tommy’s story hit international headlines, it moved the locals and people worldwide. It was a powerful illustration of the deep relationship between humans and animals and how those bonds continue even after death.

Legacy:

In canine loyalty discussions and examples showing the depths of animal feelings, Tommy’s tale has been used since then. It is often mentioned during debates on whether or not creatures grieve. Also, if they do, what is duration supposed to mean exactly?

Here is a heart breaking story of Tommy the German Shepherd dog who kept on coming to church every Sunday after his owner Maria passed. The priest eventually ended up adapting the homeless loyal German Shepherd dog, Tommy.

https://www.facebook.com/share/v/o2E4cbXkBPvg67vv/?mibextid=NqTh7c

• This discussion was modified 6 months, 3 weeks ago by  Gustan Cho.

facebook.com

Dog Refuses To Leave The Church, Then The Priest Checks The Camera And Sees A Strange Sight | Dog Refuses To Leave The Church, Then The Priest Checks The Camera And Sees A Strange Sight | By Engineering & ScienceFacebook

Dog Refuses To Leave The Church, Then The Priest Checks The Camera And Sees A Strange Sight

California Governor Gavin Newsom’s Mismanagement has Santa Ana winds forcing wildfires to a new catastrophic level. January 8, 2025, marks one of the worst wildfire emergencies in Los Angeles’s Pacific Palisades neighborhood. The Palisades Fire was amongst its most destructive fires historically.

Fire Progression and Impact

Size and Containment:

• In no time, the Palisades Fire has expanded to consume over 15,832 acres without containment.

Destruction:

• This fire burned at least a thousand structures and broke the Sayre Fire (2008) and Bel Air Fire (1961) records.

Casualties:

• There have been five confirmed deaths as well as many casualties, such as a firefighter aged twenty-five years who suffered serious head injuries.

Evacuations:

• Around 70,000 residents have been required to leave their homes by law, and shelters are being used to house them.

Contributing Factors:

Weather Conditions:

• Strong Santa Ana winds, with gusts of more than 100 mph and very dry conditions, have spread the fire far more quickly and hampered efforts at containment.

Power Outages:

• Due to the fires, approximately 400,000 customers in Los Angeles County and surrounding areas have no electricity.

Community and Culture:

Historic Sites:

• This includes Will Rogers State Historic Park, which has lost its Stables and Will Roger’s house, and Topanga Ranch Motel in Topanga State Park.

Educational Institutions:

• Palisades Charter High School and Palisades Elementary School suffered severe damage, which disrupted education for many learners.

Entertainment Industry:

• The Critics’ Choice Awards and several movie premieres are some cultural events postponed or canceled due to this predicament.

Emergency Response:

Government Action:

• Governor Gavin Newsom declared an emergency and obtained federal support against these flames.

Firefighting Efforts:

• Over 1,400 firefighters are fighting the firestorm with help from other states’ resources.
• Harsh weather conditions led to an array of problems.

https://youtu.be/BeaHDHYJAqA?si=7frG0Hq1odigks7U

• This discussion was modified 1 month, 2 weeks ago by  Gustan Cho.

The Agenda 21 is the principle that the common average human being should not own anything and become totally dependent on the government. Agenda 21 was developed, created, launched and supported by the New World ORDER. The New World Order Movement consists of the the far left liberal radicals such as Bill Gates, Barack Obama. George Soros. The Rockefeller FAMILY, Black Rock, and many radicals who believe in depopulation and those who believe people should not own anything and be totally dependent on government. More on Agenda 21, and the New ORDER Movement in the coming days, weeks and months.

https://x.com/redpillb0t/status/1877868089259262403?s=01

Value of Silver will outpace Value of Gold as precious metals skyrocket. Silver trade in a thin market. Plus Silver has investment Value as well as practical industrial Value. In 2011 Value of Silver doubled to $45 per ounce. Trading of Silver opened higher today. Start stacking Silver today.

https://youtu.be/jYV3vi-ysPk?si=oC1zFZqFGjY8B6AU

Daily National U.S. Headline News including California Palisades Wildfires, Politics, Economy, for Thursday January 9th 2025. Thursday, January 9, 2025, U.S. national news headlines provided by an overview and summary of the daily. The bullet points include updates on the California Palisades wildfires, political developments, and economic news.

California Procrastinations Wildfires

• The wildfires in California’s Palisades are still burning, and little or no containment effort is being made.
• Firefighters have grappled with tough conditions, including strong winds and dry weather.

Evacuations:

• Flames are threatening thousands of homes and infrastructure, leading to the evacuation of inhabitants.
• Emergency shelters for displaced people have been established.

State Response:

• Governor Gavin Newsom declared a state of emergency to fight these fires, ensuring more support.
• However, questions persist concerning the state’s readiness and response to the wildfire crisis.

Political Development

Congressional Actions:

• Congress is getting ready to discuss budget allocations for disaster relief, including funding for wildfire recovery efforts in California.
• Lawmakers are being pushed to hasten aid delivery.

2024 Presidential Campaign:

• Candidates are already preparing for upcoming primaries, making politics hotly contested.
• The two most important issues revolve around climate change, disaster preparedness, and increasingly extreme weather patterns, which candidates greatly consider in their strategies.

Economic News

Market Performance:

• The stock market showed ups and downs due to mixed economic data as investors reacted.
• Inflation and interest rate concerns continue to influence the sentiment of the market.

Consumer Confidence:

• Recent reports have attributed a slight fall in consumer confidence to the high cost of living and economic uncertainty.
• Analysts are watching to see if such a trend will affect consumer spending over the next few months.

Federal Reserve Outlook:

• The Federal Reserve’s latest statements reveal that inflation is still a concern and could lead to changes in monetary policy.
• Economic indicators will determine whether or not interest rates will change.

By January 9, 2025, California Palisades wildfires remain a major national issue, prompting state and federal responses for relief efforts and recovery plans. As political discussions surrounding disaster funding and the imminent presidential campaign intensify, economic indicators indicate consumers’ moods are cautious towards their wallets. At the same time, the markets seem wary with regard to the implications of these issues. The interplay between these problems continues to pose dilemmas throughout America’s journey from crises recently experienced to future uncertainties ahead.

Illinois Governor JB PRITZKER is the Governor of the state of Illinois. Can anyone familiar on Illinois share their experiences and opinions about Illinois Governor JB PRITZKER? What has PRITZKER do to benefit the people and businesses in Illinois. I know JB Pritzker was always a politician wanna be and spent a fortune to get elected. Can you please tell me Pritzker’s biography. I heard the 5’5″ 500 pound obese Governor is allowing illegal immigrants to become police officers. What other stupid things is Pritzker doing that can be a potential threat to Illinoisans.

There are so many mortgage companies closing their doors and filing bankruptcy. Never in history have so many loan officers quit so fast due to skyrocketing mortgage rates. Besides the surging rates, housing inventory is low. Many homeowners who got mortgage rates at 2.5% two years ago are not budging on selling their homes. I heard in the beginning of the year 2023, there were 150,000 mortgage loan officers in the United States. A few weeks ago, the number of loan officers left in the United States was somewhere in the 70,000. I have researched this matter with hundreds of loan officers, mortgage company owners, processors, support and operation mortgage professionals, real estate agents, underwriters, wholesale mortgage account representatives, builders, and anyone directly or indirectly in the housing and mortgage industries. Please share your thoughts.

• This discussion was modified 1 month, 2 weeks ago by  Sapna Sharma.

It is so important when focusing on personal development to make sure you are also focused on your mindset. Your personal development plays a huge role in your success in wellness. Every thought becomes a feeling, the feeling leads to an action and that action leads to your result. If you want to change the result you must change the initial thought. This one simple awareness can lead to massive change. Pay attention to the reel that plays in your head daily. Is it positive, is it negative? You control the content, change it and you will change your life. Start by really paying attention to what your thoughts are, most of us don’t even know that we are having thoughts. It just is auto playing in the background. Start there and you’ll be surprised how much growth you can have just by changing a few simple things.

What is an Accessory Dwelling Unit or an ADU? How does the accessory dwelling unit model work?

Does anyone know good tasting food for type one and type two diabetics?

This video clip is funny. Pranking a guy until he literally goes nuts.

https://www.facebook.com/share/r/Z1LV4FFvHHBExZ2A/?mibextid=D5vuiz

facebook.com

Please HOLD 📞 | Billy Rosewood IV | you_funny_fooker · Original audio

Please HOLD 📞. you_funny_fooker · Original audio

What is the difference between AXEN Mortgage and NEXA MORTGAGE?

Should 2 late payments on a time share stop my refinance from going? Should I wait out filing bankruptcy if debt collectors are leaving me alone?

Should I enter into a monthly payment agreement with a creditor $100 a month on a 8k debt so my DTI stays low?

If I have older outstanding collection accounts and charge-off accounts, should I contact the collection agency in the hope that they did not place a lien on me or I have a judgment? And if I do have a lien, can I ask the collection agency or creditor that the lien has not been renewed?

What are reserves and how does reserves work? When do mortgage lenders ask for reserves?

. If Biden dies or gets impeached do we have to worry about this ding bat becing our President?Kamala Harris is being questioned by millions of Americans on her mental health state and her intelligence level. Is this idiot pretending to be dumb and stupid or is Kamala Harris a real idiot. Kamala Harris has zero brains 🧠 and seems this goof 🤪 is pretending to be a creature with a single digit IQ. Is this brainless moron the number 2 in charge of the United States? How humiliating to have this creature to represent the nation and be a power leader. The Imbecile in Chief. She has zero respect and is not a liked person in any way or form.

https://youtu.be/k7TCTQQWIZI?si=-hQw0rw-TbyD7SxJ

WHY IS THE CITY OF CHICAGO LOSING RESIDENTS and BUSINESSES?

WHY DO MORTGAGE LOAN OFFICERS KEEP ON CHANGING EMPLOYERS SO OFTEN? SOME MORTGAGE LOAN ORIGINATORS HAVE CHANGED JOBS 12 TIMES IN ONE YEAR.

In California, to refinance a property I owned before marriage, does my spouse need to sign?

I am considering taking out a VA loan, but I need to know how to go about this. I understand that I have to meet certain requirements to qualify, but I’m not sure what they all are, especially when it comes to getting the VA Certificate of Eligibility (COE). Would someone be kind enough to explain it to me and take me through all the procedures for obtaining the COE?

Police corruption is out of control. There are more arrests and convictions based on percentage versus the entire civilian population. The hiring process needs to get more strict recruiting police officer recruitment. Anyone with a high school diploma, GED, or two year junior college degree in law enforcement or 60 college semester hours can become a police officer. Here’s a video of Oklahoma police chief Carl Stout, the most Corrupt Police DEPARTMENT under the leadership of Chief Carl Stout.

https://youtu.be/9IGCyzLQR1U?si=5CjUfe_xnMZnGK2N

Hello hope you’re well, have question for you. My brother was divorced but the house is in his wife name and his and the payment and deed are in both. He has 3 children will his part go to his kids.

How does the county assessor’s office value home prices and property taxes? What does the assessed value of a home mean? What factors are used by the assessor in determining my home’s assessed value and property taxes? How can I reduce my property taxes? What is the maximum property tax increase in each of the fifty states? Do seniors get a break in property taxes in every state? Where are my property taxes used for? Should homeowners challenge property tax assessment with the county assessor? What is the step by step process in disputing and challenging your property taxes? What are frequently asked questions from homeowners about property tax assessments. What is the difference between assessed versus market value on real estate. What is the basic explanation of property assessments? How are owner-occupant homes, investment homes, and commercial properties assessed and how are the property taxes on these three different types of properties determined?