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Chevy Chase vs Bill Burger-King 🍔 🍔 🍔 🍔 🍔 🍔 🍔 🍔 🍔 🍔 🍔
Correction; Chevy Chase vs Bill Murray 😁 😂 😀 🤣
https://www.facebook.com/share/r/wbt7VNqL2xj5xYBE/?mibextid=D5vuiz
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Chevy Chase recalls an altercation he had with Bill Murray at “Saturday Night Live” 🌟 For Acting Resources, click the link in our profile 💻🎭 Online Acting Classes Available! Send us a message with...
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replied 1 year, 8 months ago
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Kamala Harris is the nation’s biggest laughing stock. Kamala Harris is hands down the biggest jackass. Her accent imitation makes her become the dumbest Global idiot, including for the DEMOCRATS. Kamala Harris is such a FAKE. It is also alleged Kamala Harris is a severe alcoholic—more on this rambling idiot Kamala Harris. The incompetent Kamala Harris is a major embarrassment and disgrace. She’s one disgusting, unlikeable, lying, uncreditable, flip-flopping, mentally deranged subhuman blizzard piece of shit.
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replied 1 year, 8 months ago
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I would like more specific insights on working with a real estate in my area which is the north side of Chicago. I am interested in selling my house and buying a home in the northwest suburbs with a larger lot and potential to add on. My brothers and I own a construction business and have a lot of experience with doing fix and flips, gut rehab, new construction homes for customers, developers, builders, and ourselves. We have used many real estate agents and sometimes I think they do a good job and is worth the money while other times I think they are completely worthless and I am wasting my 6%. I need a list of questions where I can vett out hard working experienced real estate agents to list my properties and to buy my house. What will the NAR ruling and new law affect using a real estate agent to buy or sell a home?
View Last Reply: replied 1 year, 8 months ago
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Hello all,
Last year, I purchased my house with a VA loan, and even though I am happy with it, I have been hearing a lot about the benefits of refinancing. I’m wondering when I’m allowed to refinance my VA loan and if there are certain stipulations that would have to be observed. Also, since buying the house, my financial situation has shifted somewhat, so that makes me curious whether that would also alter some of the options I have. Thanks!
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replied 1 year, 8 months ago
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What is the current state of our economy? Has Bidenomics helped our economy like Kamala Harris keeps on saying? Did the United States have a soft landing like Janet Yellen and Jerome Powell said? Democrats are saying we dodged a bullet because of the Biden Administration. The unemployment numbers came in at 4.2%. Are the unemployment numbers real or not accurate? Inflation numbers are at 3% but that number is not correct if you shop for goods and services. Mortgage rates went from 2.5% in 2019 to 7.5%. How did the sudden 400% jump in rates affect the economy? How is the 100% plus increase in home values affecting our economy? How is unemployment numbers at 4.2% is not reflective to actual Americans out of work?
View Last Reply: replied 1 year, 8 months ago
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My vantage scores are 699 and 703 but FICO is 645. I lost $1,000 after my landlord refused a reference last year. I also changed jobs for FT in a different industry. I had 2 years at last job and will be one year July for this position. Is there any hope? This is my last opportunity as I am 58. Looking at $40000-$60000 depending on my final pick.
View Last Reply: replied 1 year, 8 months ago
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Where is the housing market headed? What are your thoughts? I want to hear everyone’s thoughts about the housing market forecast. Are we headed towards a housing crisis worse than the 2008 financial crisis? Take the following into consideration:
1. Rates went from 2.5% in 2019 to today’s 7.5%.
2. Inflation at historic rates.
3. Housing prices up 50% or more since 2018.
4. Economic numbers are lies. The Biden Administration have lied about economy and economic growth. Joe Biden said our economy is doing great and Inflation is only a 4% and unemployment rate is only 3.2%. BIG FAT LIES AFTER LIES.
5. Kamala Harris, the first woman who slept her way to the White House touts Bidenomics is GREAT 👍 and that it WORKS: BULLSHIT 🐎 🐴 🎠 🏇 HORSESHIT 🫏 🐴 🫏 🐴
View Last Reply: replied 1 year, 8 months ago
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How much does your lender make on your loan?
View Last Reply: replied 1 year, 8 months ago
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I am an Experienced Mortgage Loan Originator. How Can You Approach a Home Builder and Become The Builder’s Preferred Lender. Why do home builders want to use you as their preferred lender? How do you become a Preferred Lender of a Home Builder? What do home builders want of a preferred lender. The bottom line is How Do You Become a Preferred Lender For a Home Builder? What can I do to get an opportunity to become a preferred lender for a regional or national home builder?
View Last Reply: replied 1 year, 8 months ago
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Does anyone know if there Down Payment Assistant programs in the state of California that also cover the real estate agent commission fee? With the recent NAR settlement, I’m wondering if buyers with no cash on hand may have this as an option if the seller will not agree to a buyer agent fee concession. Thanks.
View Last Reply: replied 1 year, 8 months ago
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I have seen so many cases where home builders will offer seller or builder’s concession towards closing costs of $10,000 or more only if the homebuyer uses the home builder’s preferred mortgage lender. If the homebuyer uses the buyer’s own mortgage lender and loan officer, the home builder will not offer any seller concession towards closing costs. To up the ante, the home builder also will offer incenstives such as upgrades to homebuyers who use the home builder’s preferred lender. Isn’t this illegal? Isn’t this a case of steering? Why isn’t the CFPB, HUD, and state and federal mortgage regulators jumping in on this. I am sure the preferred lender is giving the home builder a kickback which is an absolute violation of RESPA and mortgage fraud. I archived this article about Home Builders Steering Buyers To Builder’s Preferred Lenders and I suggest you folks read it and save it on your archives. I use it for reference.
https://gcamortgage.com/preferred-lenders-steered-by-builders/
gcamortgage.com
Should I Use Preferred Lenders Steered By Builders
Homebuyers who go with preferred lenders steered by builders get incentives such as builder upgrades, closing cost credits, and upgrades
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replied 1 year, 8 months ago
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Has anyone here ever purchased a condo with a land lease that was set to expire within 10-15 years? If so, were you able to use a lender for financing, and if yes, what type of loan did you get? I’m curious to hear about any experiences or challenges with securing financing in this situation. Thanks!
View Last Reply: replied 1 year, 8 months ago
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My credit score is over 620 and I meet the mortgage lending requirements lenders ask. But then say I cannot be approved. My foreign earned income falls on the W2 line, and a previous underwriter said it needed to be amended – what can I do?
View Last Reply: replied 1 year, 8 months ago
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We live in NC and filed a Chapter 7 bankruptcy on our personal side and a Chapter 11 Bankruptcy on the business side after COVID closed our business. Both my husband and I had upper 700’s for credit before before filing Chapter 7 and Chapter 11 Bankruptcy. Bankruptcy was confirmed in Feb ’21 and final decree was just issued on 11/12/21. We have a home mortgage and HELOC as well as our SBA loan debt repayment that we’d like to roll into one mortgage with a refi. The SBA loan repayment will be repaid by end of 2022 but there is no penalty to repay early if we could refinance. Are we just out of luck with a refi and have to wait 2 years or is there any option to do a refinance now with a decent rate?
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We don’t *have* to do FHA. Just hearing that they are the most forgiving re DTI. We can come up with a 20% DP if that would make a conventional work. Not sure what direction to go.
View Last Reply: replied 1 year, 8 months ago
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If I am a co-signer on an auto loan, is the debt calculated on my DTI? How does DTI work with Cosigner? Does cosigning a loan count as debt? Does co-signing a car affect debt-to-income ratio? Does cosigning an auto loan affect your credit?
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replied 1 year, 8 months ago
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If I can remove bankruptcy from credit report, will I qualify for mortgage? If my front end DTI is over 47% but my back end dti is under 50% will I qualify for FHA? Can you get a mortgage with a DTI of 47%? Can I get an FHA loan if I had a bankruptcy?
What is the maximum DTI for FHA front end? What are the rules for paying off debt to qualify for FHA loan? Can you pay down debt to qualify for a conventional loan? Can I get a mortgage after paying off debt?
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This discussion was modified 1 year, 8 months ago by
Sapna Sharma.
View Last Reply: replied 1 year, 8 months ago
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This discussion was modified 1 year, 8 months ago by
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If my middle score is 600-610…can I get an FHA, or USDA mortgage? Can I get a USDA loan with a 600 credit score?
Can I get an FHA loan with a 600 credit score? How big of a loan can I get with a 600 credit score? What is the lowest credit score FHA will accept?
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This discussion was modified 1 year, 8 months ago by Sapna Sharma.
View Last Reply: replied 1 year, 8 months ago
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This discussion was modified 1 year, 8 months ago by
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If I get a co-borrow to sign on a mortgage loan but they sign a non-owner occupied will they still have access and rights to buy the home. If they chose to move in if I’m the primary resident? Can you co-sign a mortgage and not be on the deed? Does a co-borrower have rights to the property? Does a cosigner on a mortgage have ownership? Does a cosigner on a mortgage have to live in the house?
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This discussion was modified 1 year, 8 months ago by Sapna Sharma.
View Last Reply: replied 1 year, 8 months ago
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This discussion was modified 1 year, 8 months ago by
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If I have been cancelled out of a chapter 13 bankruptcy, when can I qualify for an FHA loan? How long after Chapter 13 dismissed can I get an FHA mortgage? What happens if I cancel my Chapter 13? How long after bankruptcy can I qualify for an FHA loan? How soon can you get a mortgage after Chapter 13 discharge?
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If I have a warranty deed in lieu of foreclosure on a timeshare, will I be able to get a mortgage loan? Is a timeshare foreclosure the same as a foreclosure? Can I get a mortgage with a timeshare foreclosure? What is one disadvantage of a deed in lieu foreclosure?
Does a deed in lieu of foreclosure affect credit? What benefit would an owner get from a deed in lieu of foreclosure? What might prevent an Arizona lender from accepting a borrower’s deed in lieu of foreclosure? What is a major disadvantage to lenders of accepting a deed in lieu of foreclosure? Why do lenders prefer a deed in lieu of foreclosure to a foreclosure?
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This discussion was modified 1 year, 8 months ago by Sapna Sharma.
View Last Reply: replied 1 year, 8 months ago
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This discussion was modified 1 year, 8 months ago by
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If a homeowner has two mortgage loans on their home, for a short sale to occur, do both lender need to approve the price?
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We are going through the mortgage process, we are waiting for the appraisal at the moment. However we just received notification that an unpaid medical bill for $149 just hit the coborrowers credit report. Could this derail our loan process and cause our loan to be declined?
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Is it legal to use a self-employed monthly paycheck as expense instead of net? Can I claim self-employment expenses without income? Is self-employed income gross or net? Can you write off payroll as a business expense? Can a self-employed person pay themselves a salary?
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Is It Better To Apply For FHA Loan During Or After Chapter 13 Bankruptcy Discharge? How soon can you get a mortgage after Chapter 13 discharge? How long after Chapter 13 can I get a home equity loan? Can I get a loan after Chapter 13 discharge? What is the waiting period for a FHA loan after Chapter 11? What are the rules for an FHA loan after Chapter 13 discharge? How long after a Chapter 13 discharge can I get a mortgage? How long after Chapter 13 can I get a home equity loan? What is an FHA waiting period completion?
View Last Reply: replied 1 year, 8 months ago
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Is it possible to be pre-approved for USDA and a Conventional product? We really would like to stay in the town we live in, but it is excluded from USDA. We like the USDA mortgage for all the reasons that make it popular. So can a person get two types, in case homes come available in different areas or would it be best to just get conventional pre-approved? Can you have a USDA and Conventional loan at the same time? Does USDA allow non-occupant co-borrowers? What would cause a USDA loan to be denied? How strict are USDA appraisals? Can you avoid PMI with USDA loan? Can you have an FHA and USDA loan at the same time? What is the maximum debt to income ratio for a USDA loan? What are the requirements for a USDA loan in Oregon? Can USDA loan be used on Fixer Upper? Is there an income limit for first time home buyers in Oregon? How does USDA calculate household income?
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IS THERE A DIFFERENCE BETWEEN FANNIE MAE AND FREDDIE MAC? What is the main difference between Fannie Mae and Freddie Mac? Are Fannie Mae and Freddie Mac guidelines the same? How do I know if my loan is Fannie Mae or Freddie Mac? Who qualifies for Fannie Mae and Freddie Mac? Are Fannie Mae and Freddie Mac guidelines the same? What is the main difference between Fannie Mae and Freddie Mac? What is a loan that doesn t comply with Fannie Mae or Freddie Mac’s underwriting guidelines called? What are Fannie Mae underwriting guidelines?
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Is $735.00 monthly in ssi income enough to receive any type of home loan or home ownership program? Does SSI count as income for a mortgage loan? Can I use SSI money to buy a house? Can I get a loan if my only income is Social Security? Can people on SSI take out a loan? How is Social Security calculated for a mortgage? Can I get a home loan if my only income is Social Security? Does Social Security count as income when applying for a loan? How do they calculate Social Security income?
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How Do Lenders View a 30-Day Rolling Day Late Payment on Credit Report? Do they count is as a one time late payment or a late payment every month? Can I get a mortgage with a 30-day late payment? How bad is a 30-day late payment? What is a rolling 30-day late? How do you explain late payments to a lender? How long does it take to recover from a 30 day late mortgage payment? How bad does one 30 day late payment affect credit score? How long does it take to bounce back from a 30 day late payment? How to get a 30 day late payment removed? How long does it take to repair credit after late payments? How long will one 30-day late payment affect credit score? How many points does a 30-day late take off? How long does it take your credit score to recover from a late mortgage payment?
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Is 120 Day Late On Mortgage Payments Considered Foreclosure? How many late mortgage payments before foreclosure? What are the exceptions to the 120-day foreclosure rule? What does 120 days delinquent mean? What is the 120-day default period for mortgage? How far can you get behind on mortgage payments? How long can you go without paying your mortgage? What happens if you are 3 months behind on your mortgage? Can a bank foreclose if you make partial payments?
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