• Congratulations to Major Desiree Wade on Closing on Her Maryland Home!

    Posted by Gustan Cho on October 30, 2026 at 3:47 pm

    From Mortgage Denial to Homeownership: Congratulations to Major Desiree Wade on Closing on Her Maryland Home!

    Sometimes the most rewarding mortgage closings are the ones that rarely happen.

    Today, I want to recognize and congratulate Major Desiree Wade on successfully closing on her home in the beautiful state of Maryland yesterday!

    Major Wade’s journey to homeownership was not without its challenges. After being denied a mortgage by another lender, she turned to Gustan Cho Associates for a second opportunity.

    Being denied a mortgage can be frustrating, discouraging, and emotionally exhausting, especially when you have worked so hard to purchase a home. However, a mortgage denial from one lender does not necessarily mean the end of the road.

    Our team took over Major Wade’s mortgage file, rolled up our sleeves, and worked closely with our trusted wholesale lending partners at Jet Mortgage to find a path forward.

    What began as a mortgage denial ended with Major Wade receiving the keys to her home!

    This closing was truly a team effort, and I want to personally recognize the exceptional individuals who helped make it happen.

    First, a heartfelt thank-you to Janelle Weigel, our dedicated contract mortgage processor, whose hard work, organization, and commitment to moving the file forward were instrumental in getting Major Wade to the closing table.

    A special round of applause goes to Toni Coombs, our outstanding wholesale account executive at Jet Mortgage, and her incredible team. Toni has consistently demonstrated what it means to be a true mortgage professional. Her responsiveness, knowledge, determination, and willingness to tackle challenging mortgage scenarios make her an invaluable partner.

    And, of course, Ms. Kimberly “Kim” Outlaw, our phenomenal mortgage underwriter at Jet Mortgage!

    I cannot say enough wonderful things about Kim. In my opinion, she is among the finest mortgage underwriters in the country. Having an underwriter who understands mortgage guidelines, examines the complete borrower picture, and approaches challenging files with professionalism and sound judgment can make all the difference.

    I also want to recognize Marga Jurilla, my executive assistant, for her dedication, behind-the-scenes coordination, and unwavering support in helping our team serve our borrowers.

    My sincere appreciation also goes to Greg Austin and the entire Jet Mortgage Operations and underwriting staff. Having worked with Greg and his team since 2017, I have witnessed firsthand their commitment to treating borrowers with respect, compassion, and individual attention.

    There is a tremendous difference between simply reviewing a mortgage application and genuinely caring about the family behind that application.

    That is why our long-standing relationship with the Jet Mortgage team means so much to us.

    And finally, to Major Desiree Wade, thank you for trusting Gustan Cho Associates when your homeownership journey took an unexpected turn.

    Your determination and perseverance deserve recognition. We are grateful for the opportunity to revisit your mortgage financing and help you cross the finish line.

    A previous mortgage denial did not define the outcome of your homeownership journey. Yesterday’s successful closing did!

    On behalf of myself, Janelle, Marga, Toni, Kimberly, Greg, and everyone who contributed to this closing, we extend our warmest congratulations.

    May your Maryland home bring you years of happiness, peace, security, and beautiful memories.

    Congratulations, Major Wade! Mission accomplished, and welcome home!

    With tremendous respect, gratitude, and appreciation,

    Gustan Cho and the Entire Team at Gustan Cho Associates

    Helping families find a path to homeownership, even when the first answer was no.

    Gustan Cho replied 44 minutes ago 5 Members · 5 Replies
  • 5 Replies
  • Toni Coombs

    Member
    October 30, 2026 at 5:14 pm

    It was a pleasure being able to take this one to the finish line, great job team!

  • Samuel King

    Member
    October 30, 2026 at 6:14 pm

    You are amazing Toni. Manuel referred me to you and told me how you helped Gustan ‘s team restructure this VA loan and get it closed. Are you licensed in New York? I will send you an email. Similar tough file but its FHA. Thanks.

  • Ken Coury

    Member
    October 30, 2026 at 7:31 pm

    Great work, Gus and team! Getting a borrower from a denial to the closing table takes persistence, communication, and people willing to work through the challenges. Congratulations to everyone involved in making this happen!

  • Desiree W

    Member
    October 31, 2026 at 2:09 am

    To Gustan Cho and Team,

    Thank you from the bottom of my heart!

    The diligence from everyone above truly made the difference. What seemed impossible was possible with this incredible lineup. They were there every step of the way to answer my questions and educate me throughout the process. This was a night and day difference from where I started. Keep up the amazing work!

    With gratitude,

    Desiree

  • Gustan Cho

    Administrator
    October 31, 2026 at 4:41 am

    Congratulations again, Desiree. Remember getting your call on that Saturday and speaking with you. A lengthy conversation and conferencing you in with Toni. The bottom line your loan would not have closed without your diligent help and cooperation. You were proactive and were in full control throughout the entire mortgage process: Cool, Calm, and Collected. Just like a seasoned Air Force Major!!! Thank you again for your faith, and trust in me and my team. Major Desiree Wade is a household name in our Mortgage Group. We all miss you and we are all happy for you and your family. Have a great evening, and fun and safe weekend. Know you will be moving to the new Wade Family home. You are the best and the very best:)

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