Bruno
LawyerForum Replies Created
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Car dealerships are drowning right now… and honestly? I don’t feel bad.
In this video, we break down why car dealers don’t want to sell cars anymore, why inventory is piling up on lots for 200–300 days, and why the entire dealership model is starting to collapse.
Salesmen are out here on TikTok defending dealerships like they’re doing us a favor… but the truth is simple:
The system is predatory.
We’re talking about:.
Dealers lowballing trade-ins
Fake “negotiation” theater.
Hidden finance markups.
People getting trapped in 22% APR loans.
Repo cycles being part of the business model.
And why brokers and direct-to-consumer buying are the future.
Because let’s be real… if you have a 720 credit score, why are you being offered 30% APR like it’s a payday loan.
That’s not a mistake.
That’s the business.
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Great topic. How can the fiance get the truck out of the homebuyers name and into his name with not so good credit. How does buy here pay here finance work? Can he get it refinanced from a auto finance company or does he or she have to purchase another vehicle from a buy here and pay here lot?
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Bruno
MemberDecember 3, 2025 at 8:33 pm in reply to: Silver Price Per Ounce Breaks Out $60.00 per ounceThis report reviews recent silver price data and the factors driving the current surge. Silver is approaching a historic high, making this a significant period for the market. The following outlines the primary reasons for the increase.
Current Situation
Silver is currently trading at $57 to $58 per ounce, after reaching a record high of $54.47 on October 17. Over the past year, its price has more than doubled from a low of approximately $28.30, marking one of the largest increases in U.S. history for a precious metal.
Key Factors Behind the Increase
A key factor is the sharp price increase. The Shanghai Futures Exchange reports that available inventories are low. Consequently, traders are shipping silver to meet delivery demands, adding pressure to the physical market.
Strong Industrial Demand
Unlike gold, silver is widely used in various industries, including electric vehicles, AI components, and solar panels. The Silver Institute’s 2025 World Silver Survey notes that mine production has declined while demand continues to rise. If interest rates fall by 25 basis points as expected, silver becomes more attractive due to lower opportunity costs. Demand for both gold and silver has increased as investors seek protection from inflation, economic weakness, and currency declines. Ongoing uncertainty and geopolitical tensions are driving more interest in tangible assets. Imports have exceeded 200 tons, the highest level reached in 2022, reflecting strong interest from both institutional and retail investors.
What Makes This Rally different?
This rally differs from previous silver spikes, which were typically driven by a few factors. Currently, broader trends such as rising industrial demand and government support are shaping the market, leading to supply shortages and increased investment. Some analysts expect silver to reach $65 per ounce, calling it “the tightest major metal market of 2025.” UBS projects a target of $70, while others believe silver could reach $100 if demand continues to rise and supply remains limited. remains tight.
What This Means for Your Holdings
Silver, in both coin and bullion form, has performed well during this rally. The key question is whether these gains are sustainable. Fundamentals remain strong, with supply shortages and increasing industrial demand. However, silver prices can be volatile, so experts recommend limiting silver holdings to about 10 percent of your portfolio. Many long-term investors see silver as a genuine opportunity rather than a speculative bubble, but caution is advised.
Keep in mind that silver.
Please note that silver prices can fluctuate rapidly, potentially resulting in losses. Carefully consider the risks before deciding how much silver to include in your portfolio.
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Who is Pastor Rob McCoy? Who is this lying Rob McCoy who lies in the camera with no shame? Rob McCoy with a straight face told a podcaster that his son Mikey McCoy did a great job playing the leadership role in directing the crowd after his friend and boss Charlie Kirk was put down with blood smeared all over his body, which turned out to be a crock of shit. This fool, Rob McCoy is a Pastor? LMAO. Please tell us a comprehensive overview and biography on this so called Pastor the Clown.
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I have researched Candace Owens’ motivations and claims regarding this situation. Many of her statements do not have evidence to support them.
Why Candace Owens Is Investigating
Candace Owens’ Main Motivations:
Owens says she is looking into Charlie Kirk’s death because they were friends and she thinks it is reasonable to ask questions when things do not seem right. She says that Turning Point USA leaders and Kirk’s friends acted wrongly, kept important information from others, and gave donors the wrong information.
Her Main Claims:
- Owens says that pro-Israel groups are hiding the truth. She also says Kirk was “publicly executed” as part of a political plan pushed by pro-Israel donors.
- She says Bill Ackman threatened Kirk during a meeting in the Hamptons a few weeks before Kirk’s death. She says the meeting was aggressive, not friendly.
- Owens says Tyler Robinson, the main suspect, is innocent and has been framed. She claims the FBI’s story is fabricated. When someone suggested she should honor Kirk by mourning, Owens told that person to stop commenting and said he was ignoring what Israeli Prime Minister Netanyahu had said. She has also questioned Mikey McCoy, the Chief of Staff, after Kirk’s death, but made it clear she is not accusing McCoy of killing Charlie Kirk.
False Claims About JD Vance and Pregnancy
These claims are not backed up by proof; rumors about Erika Kirk’s pregnancy started from fake posts made by AI on Facebook and Instagram. No trustworthy sources have confirmed any pregnancy. There is no real proof of a romantic relationship between Erika Kirk and Vice President JD Vance. The rumors started after they hugged at a Turning Point USA event at the University of Mississippi on October 29. Erika Kirk told Megyn Kelly she hoped to become pregnant after her husband’s death because they both wanted four children. Some online sources misunderstood this and spread false pregnancy rumors. Erika said, ‘Whoever is hating on a hug needs a hug themselves.’ She accused Tyler Robinson of killing Charlie Kirk. Official reports describe the investigation, including the arrest and statements from the suspect. Owens disagrees with these reports but has not given proof to support her claims. Ackman has called Owens’ accusations baseless and offensive. Israeli officials and Kirk’s friends, including his pastor, have also publicly denied her claims. Some people online have inquired whether Owens’ claims are for financial gain. Others have said her behavior toward Erika is “weird and disrespectful.” The rumors about pregnancy and an affair with JD Vance are false stories spread by fake AI posts. In short, Candace Owens is investigating because she does not believe the official story about Kirk’s death, but her claims have not been proven.
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I have been watching the automotive podcasts and news lately and heard C8 Corvette prices are plummeting. Can you please tell me what the different types of C8 Corvettes, its price, its options, and the best bang for your buck. What are ZR1, ZO6, ZO7, 1LT, 2 LT, and 3 LT? Which Corvette is worth its money and a great invesment? Difference Between a Coupe, and Convertible? What is a Stingray and a C8 Corvette that is full of all options? I like the green C8 Corvettes? Please tell me more about the various generation of Corvettes and how long they will have the C8 Corvettes and when will the C9 Corvettes hit the marketplace. Thank you.
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Bruno
MemberNovember 2, 2025 at 12:20 am in reply to: GCA Forums News for Thursday September 18 2025The mortgage brokerage and lending industry had it rough the past several years. Mortgage rates skyrocketed from 3.0% to 7%, home prices skyrocketed to record highs, and inflation took off with wages not catching up. How do you see the real estate and mortgage lending profession as well as the housing and mortgage markets?
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Bruno
MemberNovember 2, 2025 at 12:29 am in reply to: GCA Forums News for Thursday September 18 2025Produce a version focused on mortgage officers and sales teams
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