Harlan
Loan OfficerMy Favorite Discussions
-
All Discussions
-
California Governor Gavin Newsom’s Mismanagement has Santa Ana winds forcing wildfires to a new catastrophic level. January 8, 2025, marks one of the worst wildfire emergencies in Los Angeles’s Pacific Palisades neighborhood. The Palisades Fire was amongst its most destructive fires historically.
Fire Progression and Impact
Size and Containment:
- In no time, the Palisades Fire has expanded to consume over 15,832 acres without containment.
Destruction:
- This fire burned at least a thousand structures and broke the Sayre Fire (2008) and Bel Air Fire (1961) records.
Casualties:
- There have been five confirmed deaths as well as many casualties, such as a firefighter aged twenty-five years who suffered serious head injuries.
Evacuations:
- Around 70,000 residents have been required to leave their homes by law, and shelters are being used to house them.
Contributing Factors:
Weather Conditions:
- Strong Santa Ana winds, with gusts of more than 100 mph and very dry conditions, have spread the fire far more quickly and hampered efforts at containment.
Power Outages:
- Due to the fires, approximately 400,000 customers in Los Angeles County and surrounding areas have no electricity.
Community and Culture:
Historic Sites:
- This includes Will Rogers State Historic Park, which has lost its Stables and Will Roger’s house, and Topanga Ranch Motel in Topanga State Park.
Educational Institutions:
- Palisades Charter High School and Palisades Elementary School suffered severe damage, which disrupted education for many learners.
Entertainment Industry:
- The Critics’ Choice Awards and several movie premieres are some cultural events postponed or canceled due to this predicament.
Emergency Response:
Government Action:
- Governor Gavin Newsom declared an emergency and obtained federal support against these flames.
Firefighting Efforts:
- Over 1,400 firefighters are fighting the firestorm with help from other states’ resources.
- Harsh weather conditions led to an array of problems.
https://youtu.be/BeaHDHYJAqA?si=7frG0Hq1odigks7U
- This discussion was modified 1 week, 2 days ago by Gustan Cho.
-
Value of Silver will outpace Value of Gold as precious metals skyrocket. Silver trade in a thin market. Plus Silver has investment Value as well as practical industrial Value. In 2011 Value of Silver doubled to $45 per ounce. Trading of Silver opened higher today. Start stacking Silver today.
-
Breaking News from Perry, Indiana. Tyson Foods fires American workers and hires migrant workers. Recently, there have been rumors that Tyson Foods has fired American employees in Perry, Indiana, and replaced them with migrant labor. Such claims lack evidence and take a situation out of context.
Clarification of Events:
The company stated specific business reasons for the closure and encouraged affected employees to apply for other positions within Tyson Foods. Perry, Iowa Plant Closure: Tyson Foods announced in March 2024 the shutdown of its pork processing plant in Perry, Iowa, leading to the layoff of around 1,200 workers. Misinformation on Hiring Practices:
After the factory shut down, speculation went viral, alleging that Tyson would employ 52 thousand immigrants to replace those who lost their jobs. The company has repeatedly denied these claims, saying it has no plan to recruit them and that every worker must be legally authorized to work in America.
Tyson Foods’ Employment Policies:
Tyson Foods says, “We would like to make it clear once again that we only hire people with the legal right to work in this country.” The company has established strong hiring guidelines to ensure adherence to employment laws and participates in government schemes such as the IMAGE (Mutual Agreement between Government and Employees) program and E-Verify.
Tyson’s Commitment to Employing Refugees: In 2022, Tyson committed to hiring approximately 2,500 refugees over three years in partnership with Tent Partnership for Refugees.
This initiative differs from the layoffs in Perry, Iowa, as these individuals have work permits.
Current Status in Perry, Indiana:
No Reported Layoffs or Replacements: According to credible reports, Tyson Foods has not laid off any local American workers in Perry, Indiana, and replaced them with migrant laborers. However, confusion may arise based on what happened in Perry, Iowa, and misinformation afterward.
Unfounded Claims of Firing Americans and Hiring Migrants by Tyson Food Industries Inc
The company imposes strict recruitment strategies to verify the legality of each employee’s employment documents within U.S. boundaries. Instead of rumors, reliable sources should be used to provide information.
https://youtu.be/eGe5Z7aGYK4?si=zGAZKdA2HRpJEyzr
- This discussion was modified 1 week, 1 day ago by Gustan Cho.
-
The City of Chicago has a major budget deficit. Chicago is outspending Los Angeles, New York, and other major big cities
What Chicago needs is an office of government efficiency. Get rid of Incompetent Mayor Brandon Johnson and other leaders without a clue
-
If you know about tax evasion, you can turn that information into cash by becoming a whistleblower for the IRS. They reward informants with 15% to 30% of the money recovered from enforcement actions, which can add up to thousands or even millions. While you might face risks like job loss or social backlash, protections exist under the Whistleblower Protection Act. Just remember, your information needs to be credible. By stepping forward, you not only stand to gain financially but also help uphold ethical standards in our financial system. There’s much more to consider on this path.
Key Takeaways
- Confidential informants can receive financial rewards from the IRS for reporting tax evasion, ranging from 15% to 30% of collected proceeds.
- The IRS reviews submitted information for credibility, which can lead to significant payouts based on the size of the case.
- Whistleblowers may face risks such as retaliation or emotional distress, despite legal protections like the Whistleblower Protection Act.
- Ethical considerations are important; motivations for reporting should be transparent to ensure integrity in the whistleblowing process.
- Successful whistleblowing can inspire organizational change, enhancing accountability and compliance within the IRS and related entities.
Understanding Whistleblowing Dynamics
Whistleblowing plays a crucial role in holding organizations accountable for unethical practices. When you decide to speak up, you’re often risking your job, relationships, and sometimes even your safety. Understanding the dynamics of whistleblowing helps you navigate this complex landscape.
You’ll recognize that whistleblowing isn’t just about reporting wrongdoing; it’s also about understanding the environment in which you’re operating. You need to consider the culture of the organization. If it encourages transparency and integrity, your decision to blow the whistle might be supported. However, in a toxic environment, the repercussions could be severe.
You should also be aware of the legal protections available to you. Laws like the Whistleblower Protection Act can shield you from retaliation, but they don’t always guarantee safety.
Additionally, think about the impact your actions could have. By exposing unethical practices, you mightn’t only protect others but also inspire change within the organization.
Ultimately, whistleblowing is a courageous act that requires careful consideration, a solid understanding of your rights, and a commitment to ethical standards. Your choice could make a significant difference, both for yourself and for the larger community.
Financial Rewards for Informants
When considering the implications of reporting unethical behavior, it’s important to recognize that financial incentives can play a significant role for informants. The IRS offers substantial monetary rewards for those who provide valuable information about tax evasion or fraud.
If you’ve got inside knowledge on someone dodging taxes, your tip could lead to a substantial payout. Under the IRS Whistleblower Program, you might receive between 15% to 30% of the collected proceeds from an enforcement action. That could translate to thousands, or even millions, depending on the case’s size.
This financial incentive can motivate individuals to step forward, as the potential reward often outweighs the risks. You might wonder how this process works. After you submit your information, the IRS reviews it and determines whether it’s credible and actionable.
If they successfully collect penalties or taxes based on your tip, you’ll receive your reward. However, it’s crucial to understand that the process can be lengthy and may require patience. Still, the prospect of earning money while doing the right thing can be a compelling reason for many to become informants.
Ethical Considerations in Reporting
Many individuals face complex ethical dilemmas when considering whether to report misconduct. You might find yourself weighing the potential benefits against the moral implications of your actions. On one hand, reporting could lead to significant financial rewards and help maintain integrity within the system. On the other hand, you may worry about the consequences for those involved, including the impact on their lives and careers.
Motivations for reporting to uphold justice, or are you primarily motivated by the financial incentive? Transparency in your intentions can help clarify the ethical landscape.
Additionally, think about the accuracy of the information you possess. False or exaggerated claims can have severe repercussions for everyone involved, including yourself.
Moreover, consider the potential fallout from your actions. Whistleblowers often face retaliation, social ostracism, and emotional distress. Weighing these risks against the potential benefits is vital.
Ultimately, you need to navigate these ethical waters carefully, ensuring that your decision aligns with your values and the greater good. Reporting misconduct can be righteous, but it’s essential to approach it thoughtfully and ethically.
Conclusion
In the world of whistleblowing, you’ve got the chance to make a difference while potentially earning a financial reward. By stepping forward as a confidential informant, you not only help the IRS tackle tax evasion but also secure your own financial future. However, weighing the ethical implications of your actions and Ultimately you can choose to be a force for good, balancing the pursuit of justice with the pursuit of profit.
When we speak to taxpayers who have unfortunately fallen into the IRS Collection Division and believe their hardship can be settled with a hardship letter and the IRS just goes away unfortunately that’s not how it works. These individuals are confronted with the prospect of dealing with federal tax issues imposed by the (IRS) and not having a clear understanding of what the rules are and what’s available to the taxpayer.
If you find yourself dealing with any tax-related issues in Orlando, Florida or anywhere in the Central Florida or for that matter anywhere in the USA we are a phone call away 407-531-8705
https://calendly.com/taxdebtreliefgroup/tax-debt-consultation
If you or someone you know has IRS or State Tax issues, Business or Personal or has not filed a tax return for years down load my free book this is some info that can help.
Peter Kici EA
-
Very controversial topic that needs Fact Checking
What happens if Artificial Intelligence turns on us? Anyone?
-
FHA loans are the most popular loan program for first-time homebuyers, borrowers with bad credit, homebuyers with high debt to income ratio, and borrowers with credit scores down to 500 FICO.
- This discussion was modified 1 year, 11 months ago by Eric Jeanette.
-
Lennar Homes are slashing their new home prices by 25% in 2024. CEO of Lennar admits their mortgage division is experiencing delinquencies and a higher number of debt to income ratio from consumers. Lennar Homes is America’s second largest New Home Builder.
-
Illinois Governor JB PRITZKER is the Governor of the state of Illinois. Can anyone familiar on Illinois share their experiences and opinions about Illinois Governor JB PRITZKER? What has PRITZKER do to benefit the people and businesses in Illinois. I know JB Pritzker was always a politician wanna be and spent a fortune to get elected. Can you please tell me Pritzker’s biography. I heard the 5’5″ 500 pound obese Governor is allowing illegal immigrants to become police officers. What other stupid things is Pritzker doing that can be a potential threat to Illinoisans.
-
Can you get charged for a DUI in Illinois if you are parked and are sitting in your car without the engine running?
-
A federal jury’s landmark ruling could upend how Americans buy & sell homes. This is an interesting ruling that was just handed down after a Missouri jury found The NAR (National Association of Realtors) and others guilty of collusion to maintain commissions.
PLEASE READ THIS ARTICLE AND RESPOND IN THIS FORUM.
mpamag.com
NAR’s commission collusion case rattles real estate industry
Missouri verdict opens Pandora's box of lawsuits and potential overhaul in how homes are sold
-
Buying a house in Montana can be an exciting and rewarding experience, as Montana offers a unique blend of natural beauty, outdoor recreational opportunities, and a relatively low population density. Here are some steps to consider when buying a house in Montana:
-
Determine Your Budget: Before you start searching for homes, assess your financial situation and determine how much you can afford to spend on a house. Consider factors like your down payment, monthly mortgage payments, property taxes, and maintenance costs.
-
Research Locations: Montana is a large state with diverse landscapes and communities. Decide on the area or city in Montana where you want to buy a house based on your preferences, such as proximity to work, schools, outdoor activities, and lifestyle.
-
Work with a Real Estate Agent: Hiring a local real estate agent who is familiar with the Montana real estate market can be a valuable asset. They can help you find properties that match your criteria, negotiate on your behalf, and guide you through the buying process.
-
Get Pre-Approved for a Mortgage: Speak with a mortgage lender to get pre-approved for a mortgage loan. This will give you a better idea of your budget and make you a more competitive buyer when you find a house you like.
-
Start Your Search: Begin looking for homes that meet your criteria, whether online through real estate websites, local listings, or with the assistance of your real estate agent. Attend open houses and schedule private showings to see potential properties in person.
-
Make an Offer: When you find a house you want to buy, work with your real estate agent to make a competitive offer. Be prepared to negotiate with the seller, and consider including contingencies in your offer to protect your interests.
-
Conduct Inspections: After your offer is accepted, schedule a home inspection to identify any potential issues with the property. You may also want to consider additional inspections for things like radon or well water quality, depending on the property’s location.
-
Secure Financing: Finalize your mortgage financing by working closely with your lender. Ensure that you have all the necessary documentation and information to complete the loan application process.
-
Closing: Once all the contingencies are met and the financing is in place, you’ll schedule a closing date. At the closing, you’ll sign all the necessary documents and officially take ownership of the property.
-
Move In: Congratulations! After closing, you’ll receive the keys to your new Montana home. Plan your move and enjoy all that Montana has to offer.
Keep in mind that the Montana real estate market can vary by location and season, so it’s essential to stay informed and work closely with professionals throughout the buying process. Additionally, consider factors like property taxes, homeowner’s insurance, and ongoing maintenance costs when budgeting for your new home in Montana.
-
-
Buying a house in Maryland, like purchasing a home in any other state, involves a series of steps and considerations. Here is a general overview of the process:
-
Determine Your Budget:
- Calculate how much you can afford for a down payment, monthly mortgage payments, property taxes, insurance, and other associated costs. Consider pre-qualifying for a mortgage to determine your budget more precisely.
-
Research the Market:
- Research different areas in Maryland to find the one that suits your needs, taking into account factors such as location, schools, commute times, amenities, and safety.
-
Find a Real Estate Agent:
- A qualified real estate agent with local expertise can help you find suitable properties, negotiate on your behalf, and guide you through the home-buying process.
-
Get Pre-Approved for a Mortgage:
- Before you start looking for homes, get pre-approved for a mortgage to understand your borrowing capacity and strengthen your offer when you find a property you like.
-
Start House-Hunting:
- Work with your real estate agent to identify potential homes that meet your criteria. Visit properties, attend open houses, and narrow down your choices.
-
Make an Offer:
- Once you find the right property, work with your real estate agent to make a competitive offer. The seller may accept, reject, or counter your offer.
-
Home Inspection:
- If your offer is accepted, schedule a home inspection to uncover any potential issues with the property. You can negotiate repairs or ask for a price reduction based on the inspection results.
-
Secure Financing:
- Finalize your mortgage application and secure financing for the purchase. This typically involves providing necessary documentation and working closely with your lender.
-
Complete the Closing Process:
- Work with a title company or attorney to handle the closing process, which includes signing all necessary paperwork, transferring funds, and finalizing the sale.
-
Take Possession of the Property:
- Once the sale is complete, you’ll receive the keys to your new home. You may also need to arrange for utilities, insurance, and other post-closing responsibilities.
Additionally, in Maryland, there are some specific considerations you should be aware of:
-
Property Taxes: Maryland has property taxes, and the rates can vary by county. Make sure to understand the property tax rates in the area where you plan to buy.
-
Homeowner’s Insurance: You’ll need to secure homeowner’s insurance for your new property.
-
Settlement Costs: Maryland has a transfer tax and closing costs that buyers typically pay. These costs can vary, so it’s essential to budget for them.
-
State Laws: Be aware of any specific state laws or regulations that may affect your home purchase in Maryland.
It’s crucial to work with professionals who are experienced in Maryland’s real estate market, including real estate agents, lenders, and attorneys, to ensure a smooth and successful home-buying process.
-
-
. If Biden dies or gets impeached do we have to worry about this ding bat becing our President?Kamala Harris is being questioned by millions of Americans on her mental health state and her intelligence level. Is this idiot pretending to be dumb and stupid or is Kamala Harris a real idiot. Kamala Harris has zero brains 🧠 and seems this goof 🤪 is pretending to be a creature with a single digit IQ. Is this brainless moron the number 2 in charge of the United States? How humiliating to have this creature to represent the nation and be a power leader. The Imbecile in Chief. She has zero respect and is not a liked person in any way or form.
https://youtu.be/k7TCTQQWIZI?si=-hQw0rw-TbyD7SxJ
-
I’ve come to the conclusion that marriage or the Covenant of marriage is under attack. It seems that more than ever before husbands and or wives are giving up instead of fighting for the marriage. This is a serious issue in our current culture.
Why is it that people are giving up in this modern day culture? Why are people failing to see the value of fighting for marriage?
Deception! We are fighting a fight with God’s enemy. Satan is hell bent on destroying the Covenant relationship. The Covenant of marriage is a beautiful thing and in its proper place and order in proper alignment with the Covenant we have with God the Father through Jesus Christ’s incredible gift on calvary, we can find the beauty of what God intended for us.
Love is being willing to lay down one’s life for someone else. In a marriage we are going to find that our mate isn’t always doing things we like and certainly aren’t always easy to love. It’s not the actions we need to love. If we base our decisions to love based on what they do instead of loving them because we decide it’s the right thing to do we will always be on a roller coaster ride that feels like it will never end.
The apostle Paul tells us in the first letter the the church of Corinth in chapter 13 verses 4 to 8 love is patient and kind; love does not envy or boast; its not arrogant or rude. It does not insist on its own way; it’s not irritable or resentful; it does not rejoice at wrongdoing., but it rejoices with the truth. Love bears all things; believes all things hopes all things; endures all things. Love never ends.
Imagine this being you he’s describing. Speak this with your name in each line. Now do the same for your spouse. Do you see how powerful this is? This is what we are called to do. We are called to do this for our spouse and others.
If you find yourself contemplating your future with your spouse, stop and consider what did Jesus do for you and me? He gave everything on the cross on Golgotha. He said in his dying breath Father forgive them for they know not what they do. We are called to lay down our rock like he convinced the men looking to stone the woman found in sexual sin. He wants us to lay down our Grievances toward one another and leave our incredible baggage at the cross for him to carry. Then pickup our cross realizing that it’s gonna hurt and follow him.
Oh, that’s not a popular statement is it? Everyone wants to believe when you come to Jesus it’s going to be rainbows and unicorns, but that’s never promised to us. We are promised that we will see trouble and we will have sorrow but that joy comes in the morning. We are promised that if we follow him we can have peace that passes all understanding.
So what are you waiting for? Focus on staying healthy in your relationship but if you’ve messed up and everyone does. Forgive and help your spouse find their way back to repentance and restoration with Christ Jesus. This is the message of the Gospel. I’m so glad to know and be able to walk in this and I hope this helps someone stay and stand for their marriage just like me. It’s worth it to fight. God’s already won. I know…
I read the end of the story. You can too.
-
CNBC Jim Cramer and Crooked Media announced the economy is going strong and job opportunities are strong and little unemployment therefore interest rates should go higher. What are they thinking?
- This discussion was modified 1 year, 3 months ago by Sapna Sharma.
-
What are the latest Google algorithm changes and how will it affect website organic traffic?
-
Hi, I know that 740 FICO is the minimum requirement for Up to $120K credit card based on the lending network website.
Should I increase my credit first or is there a different program for me?Thank you
-
Listen to this overly obese Rhino blasting President Donald Trump and lying like a rug. I think Orca is fuller with grease and lard more than Illinois JB Prtitzer. I used to like this Fatso from New Jersey.
🤯🤣
-
@marga ench Bulldogs are known for having a high likelihood of requiring a Caesarean section (C-section) for the delivery of their puppies. This is due to their unique physical characteristics, including their brachycephalic (short-nosed) skulls and small pelvises, which can make natural birthing difficult or dangerous for both the mother and puppies.
The combination of a large head in the puppies and a narrow birth canal in the mother often leads to complications during labor, such as dystocia (difficulty in giving birth), which can result in the need for an emergency C-section. In fact, a significant percentage of French Bulldog litters are delivered via C-section to ensure the safety of both the mother and her puppies.
It’s essential for French Bulldog owners and breeders to be aware of this and consult with a veterinarian experienced in brachycephalic breeds to plan for a safe and successful pregnancy and delivery. Regular veterinary check-ups, proper prenatal care, and close monitoring during labor are crucial to minimize risks and ensure the health of the mother and her puppies.
-
Chase going on a ride on my truck to get trained
- This discussion was modified 9 months, 4 weeks ago by Gustan Cho.
-
Many people use Credit Karma to check their credit scores. However, when they begin working with a lender, they find out their scores are lower.
Is Credit Karma accurate?
- This discussion was modified 1 year, 11 months ago by Eric Jeanette.
-
Is Kamala Harris the best candidate The Democrats have to face former President Donald Trump for 2024 Presidential Election? Are the Democrats that desperate of having a semi-descent candidate for President? Do Democrats think the American people are that stupid? Do Democrats need to name Kamala Harris, the person who slept her way up the political latter? Kamala Harris slept with former San Francisco Mayor Willie Brown to kick off her political career. Kamala Harris is not too smart. Many people cannot believe how she even became a lawyer let alone District Attorney of San Francisco, Attorney General of California, United States Senator, and Vice President of the United States. Now she is running for President? OMG. What has Kamala Harris ever achieved in her political career. Watch this video clip about Kamala Harris.
https://www.youtube.com/live/RcsRfo16ZC8?si=gFA0rsAlw8iu0KLU
-
Jeremy Dewitte is a cop wannabe police impersonator
Jeremy Dewitte has gotten arrested for impersonating police officers since he was 17 years old. Since Jeremy Dewitte is not hireable as a POST certified law enforcement officer in any state of the nation, Jeremy Dewitte opened a funeral escort service company in the state of Florida. In his fleet of vehicles for funeral escort services, Jeremy Dewitte has vehicles that resemble law enforcement vehicles such as dressing up Ford Crown Vics, Ford Explorer SUVs and motorcycle with police look alike stripes,badges, and emergency flashing lights and sirens. Check out this video
https://www.facebook.com/share/v/PVYpy8obKqn6cb19/?mibextid=21zICX
- This discussion was modified 8 months, 4 weeks ago by Gustan Cho. Reason: Spelling error
- This discussion was modified 7 months, 2 weeks ago by Sapna Sharma.
facebook.com
Serial Police Impersonator Arrested by Real Police (Part One) #criminals #cops #police #chasing
-
What do mortgage underwriters ask for CPA letters from self-employed borrowers?
- This discussion was modified 11 months ago by Gustan Cho.
-
How is the National Realtor Association ruling affect real estate agents making money especially buying agents. Thank you in advance.
-
-
Which of the Following Statements are True About Credit Scores?
A. Your credit scores tell creditors whether you are more or less of a risk
B. When applying for a mortgage, credit scores have a huge impact on what your interest rate will be
C. It is possible to improve your credit without paying for credit repair.
D. All of the above
- This discussion was modified 1 year, 11 months ago by Eric Jeanette.
- This discussion was modified 1 year, 11 months ago by Eric Jeanette.
- This discussion was modified 1 year, 11 months ago by Eric Jeanette.
-
Once credit is cleared/ improved could I be approved in the state of Texas for Mortgage loan originator license? As far as the states that was mentioned, California, Illinois, & Arizona would I have to hold or establish a residency to qualify? Also I’m interested in the commercial loan officer opportunity. What is the process, and would it give me the experience and expertise needed to becoming a licensed mortgage originator ? Thank you for your time and I look forward to your reply!
Respectfully,
Vernise Green