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Can I qualify for a no tax return W2 loan if commission is large part of my pay?

I am in a repayment plan on a Chapter 13 Bankruptcy for 2.5 years, 655 credit, w2s only no tax returns. Can I qualify for a mortgage and buy a house while I am still in a five year Chapter 13 Bankruptcy repayment plan.

CAN JUDGMENTS BE DELETED OFF YOUR CREDIT REPORT?

Can FHA finance new manufactured home including land and development costs?

CAN I GET A MORTGAGE WITH JUDGMENT OR DO I NEED TO FILE BANKRUPTCY?

Can I Qualify For Mortgage With Late Payments After Housing Event And Bankruptcy?

If yes, then how i can get mortgage without credit score

Can I Qualify For Mortgage Without Meeting Waiting Period If I Get Bankruptcy Deleted?

When should I consider refinancing?

How much should I save for a down payment?

Can a gift of equity be used to pay off debt on an FHA purchase

What type of mortgage options do I have to finance an condotel unit? What type of non-QM loans are available for condo hotel financing. Can I do a bank statement loan on a condotel in the Florida Keys?

Can a conventional loan appraisal be transferred from one lender to a different lender?

Can individual home sellers list their properties or do you need to be a real estate agent?

Can anyone tell it possible that I have property in USA and can get mortgage here in UAE?

Can a home buyer qualify for a conventional loan after short sale in 4 years from the date of the short sale with 5% down payment.?

Whatever the Biden Administration and the mainstream media network is telling you how great Bidenomics is and how great the economy is, that’s a lie. Home Depot is facing a decline in revenues year over year. McDonald’s is struggling. The construction industry is struggling. Home prices are plummeting. Inflation is not at 3%. It’s more like 100%. Stay tuned.

https://youtu.be/4HuHFP6wsl8?si=GVuF2TgICwLsXFV5

I have always wanted to own a German Shepherd dog. We have been renting for the past ten years and are about to close on a house. We have a small family, my wife, five year old son, and two year old daughter. I have heard so many great things about owning a German Shepherd dog and how easy they are to train and how great they are as protectors. How is it like owning a German Shepherd dog for a small family like ours. Much appreciated.

I often get asked about what it’s really like to live in Southern California. Sure, the traffic and cost of living come up a lot, and they’re worth considering. But there’s so much more to this area that makes it an incredible place to call home. Here are some of the reasons why I think Southern California is a great place to live:

1. The Weather Is a Major Perk

One thing I really appreciate about living here is the weather. It’s almost always sunny, and the temperatures are generally mild. If you enjoy spending time outdoors, whether it’s at the beach, on a hike, or just out in your backyard, the weather here makes that easy.

2. A Diverse, Vibrant Culture

Another thing that stands out to me is the diversity. Southern California is a mix of different cultures, and you can see that in the neighborhoods, the food, and the overall vibe of the place. It’s not just about where you live, but also about the variety of experiences you can have every day.

3. Endless Outdoor Activities

If you’re into outdoor activities, this place has it all. You’ve got beaches, mountains, deserts—all within a short drive. Whether you’re into surfing, hiking, or just taking a walk in a park, there’s always something to do, and the weather means you can do it pretty much year-round.

4. Plenty of Job Opportunities

The job market is strong here, especially if you’re in tech, entertainment, healthcare, or education. There are a lot of opportunities for growth, and being close to major universities and research centers only adds to that. It’s a good place to be if you’re looking to advance your career.

5. Quality Education

Southern California also has a lot of great options when it comes to education. Whether you’re thinking about schools for your kids or looking into higher education yourself, there are plenty of quality public schools, private schools, and universities to choose from.

6. Convenient Location

One thing I’ve come to really appreciate is how close everything is. You can spend the morning at the beach, the afternoon in the mountains, and still be back home for dinner. And if you need to travel further, the major airports are easily accessible.

Conclusion

Living in Southern California has its challenges, no doubt. But when you look at the big picture—the weather, the culture, the outdoor activities, the job opportunities, and the education—it’s easy to see why so many people choose to make this their home. These are just a few of the reasons I think it’s a great place to live.

https://www.youtube.com/watch?v=xPMa4YgZWNQ&list=UULFr4dNcNC6p1xJiLjdc6KoFA&index=16

How can I get an FHA Loan for an auctioned home when FHA Loan requires an inspector to come check out the building and auctioned homes generally don’t allow for people to inspect the house until after purchase?

is there a way to cash out refinance 2 properties I own? the first property is worth around $69k is paid off and bought it 2 years ago. the second property is worth around $68k bought that property on November of last year with a loan. those properties are occupied by tenants. do you guys know if I can cash out refi each property with that amount or can use both properties at the same time with a blanket mortgage?

does anyone know of a commercial lender for a 24 unit in Colorado I can refer a client to?

One of the greatest things about Southern California is the diverse climate, which varies significantly depending on where you are—whether it’s the beach, the mountains, or the desert. This variety makes it possible to enjoy a wide range of activities all year long. Here’s a breakdown of what to expect in different regions and how the weather shapes the lifestyle here.
The Coast: Beaches and Coastal Cities

Along the Southern California coast, including cities like Los Angeles, Santa Monica, and San Diego, you’ll experience mild, Mediterranean-like weather. Summers (June through September) are warm, with average daytime temperatures ranging from the high 70s to mid-80s Fahrenheit. Winters (December through February) are cooler but still mild, with temperatures typically in the 50s to low 60s.

Summer: The coast is perfect for beach activities like surfing, swimming, and beach volleyball. The ocean breeze keeps temperatures comfortable, even on the hottest days.

Fall: Early fall is a great time for outdoor dining and coastal hikes, with warm days and cooler evenings.

Winter: Winters are mild, making it a great time for beach walks, coastal bike rides, and enjoying quieter beach towns without the summer crowds.

Spring: Spring brings blooming wildflowers along the coast and is ideal for whale watching and outdoor festivals.

2. The Mountains: San Gabriel, San Bernardino, and Beyond

The mountain regions of Southern California, including areas like Big Bear, Lake Arrowhead, and the San Bernardino Mountains, experience more significant seasonal changes. Summers are generally mild to warm, with temperatures ranging from the 60s to 80s during the day, but nights can be cool, dropping into the 40s. Winters can be cold, with temperatures often below freezing, and snowfall is common, especially in higher elevations.

Summer: The mountains offer a cool escape from the hotter inland areas. It’s a perfect time for hiking, camping, and mountain biking, with beautiful, clear days.

Fall: Fall in the mountains is stunning, with colorful foliage and crisp air—ideal for scenic drives and hikes.

Winter: Winter is ski season in places like Big Bear and Mountain High, where you can enjoy skiing, snowboarding, and snowshoeing.

Spring: Spring thaw brings flowing rivers and waterfalls, making it a great time for fishing, hiking, and enjoying the blooming wildflowers.

The Desert: Palm Springs, Joshua Tree, and Anza-Borrego

Weather Overview: Southern California’s desert regions, including Palm Springs, Joshua Tree, and Anza-Borrego, experience extreme weather variations. Summers are very hot, with daytime temperatures often exceeding 100°F, especially in July and August. Winters, however, are mild and pleasant, with daytime temperatures in the 60s to 70s and cooler nights.
Seasonal Highlights: Summer: The desert’s extreme heat makes summer best for early morning hikes or evening stargazing. Many people also take advantage of the numerous resort pools and spas.

Fall: Fall brings cooler temperatures, making it a prime time for hiking in Joshua Tree or exploring the vast landscapes of Anza-Borrego Desert State Park.

Winter: Winter is ideal for all outdoor activities in the desert—hiking, rock climbing, and off-roading. The mild temperatures and clear skies are perfect for exploring.

Spring: Spring in the desert is known for its stunning wildflower blooms, particularly after a rainy winter. It’s also a great time for camping and photography.

Inland Valleys: Riverside, San Fernando, and the Inland Empire

Weather Overview: The inland valleys, including areas like Riverside, San Fernando, and the broader Inland Empire, experience hotter summers and cooler winters than the coast. Summer temperatures often reach into the 90s or higher, while winters are cool, with temperatures in the 40s and 50s.
Seasonal Highlights: Summer: Despite the heat, summer evenings are warm and ideal for outdoor barbecues, concerts, and nighttime events. Many homes and venues are equipped with pools, making it a popular activity.

Fall: Fall brings relief from the summer heat, making it a great time for outdoor festivals, hiking, and exploring local farms and orchards.

Winter: Winters are cooler, but still pleasant for outdoor activities like hiking, cycling, and visiting local markets.

Spring: Spring is one of the best times to enjoy the inland valleys, with mild temperatures and blooming gardens. It’s also a great season for wine tasting in the Temecula Valley.

Conclusion

Southern California’s diverse climates mean that no matter what time of year it is, there’s always something to do and enjoy. Whether you’re soaking up the sun on the beach, hitting the slopes in the mountains, exploring the desert landscapes, or enjoying the vibrant life in the inland valleys, the weather here plays a huge role in making these activities possible. It’s one of the many reasons why Southern California is such a fantastic place to live.
So, what’s your favorite activity in Southern California, and how does the region’s weather make it even better? I’d love to hear how others take advantage of the different climates and seasons!

• This discussion was modified 1 year, 7 months ago by  Gustan Cho.

my wife and I have been in our current home for about 15 years. I bought this home prior to our marriage and it’s fully in my name. We are looking to buy a home And keep our current home as a rental property. My wife and I have good credit and she has a decent job making about 80k a year but I am the main bread winner of the family. My question is can she qualify for a first time home buyer in Update New York? and if so could I be a co-signer and she would still qualify?

How do you get into a 1st time homebuyers program? And how do some people pay 0% down on a house being a first time homeowner?

https://www.youtube.com/watch?v=LdIy2GnYdwE

Relocating to a new city, even within the same state,state, can be extremely challenging. Aside from pizza, Chinese food,and barbers, there are medical concerns. My experience has been as a retiree looking for medical, dental, and veterinary care, all can be scams so be careful.

Upon retirement, I received Medicare, not Medicaid; there is a big difference between the two. You have seen the commercials on television for private plans, which you may need an attorney to help explain. Social Security deducts about $100 or so each month from Medicare coverage. They offer HMOs and PPOs, depending on your needs. HMOs need referrals from their primary care doctor; you can’t choose your own specialty doctor. PPOs do not need any referrals, but it is more expensive. I moved from Tampa to Ocala, one hundred miles away, which put me in another network area. If I stayed with the basic Medicare program, I would be out of area for my present doctors, or what they now call healthcare providers. What a joke! I opted for the PPO to keep my current doctors. I will drive over 200 miles round trip to see my gastroenterologist and cardiologists; they are real doctors that actually listen to you.

Health care providers, which are not doctors but nurses. They have no six-year medical degree. They ask questions to determine how to treat you. You will always be put in a certain category. They provide health care based on numbers, not by diagnosis. You are a number.

Remember when the doctor made house calls? The doctor that delivered me, Dr. Violotti, made house calls until he retired. The medical field is controlled by insurance companies. If you need a life-saving medicine that is not approved by the insurance company, you are a royal screw.

Trulance was a medicine prescribed for me, a gastro medicine, for $500 per 20 pills. I sampled some, and it is a lifesaver for me. It will be generic in 10 years, I’ll be 81! Big Pharma is the greediest of all. They prefer to pay a nurse rather than a doctor. In 10 years, there probably won’t be doctors.

If you choose a PPO, you can get a cash allowance through CVS for $35 each month—stuff you really don’t need. We moved out of the area and forfeited this allowance and coverage for a month! We have no coverage until the first of the month.

When looking for a dentist, they are mostly run by big corporations. You visit a dentist; as I did two years ago, he wanted to remove my veneers; there were cavities, which there were not. They take X-rays and determine which root canal to do and which crown to put on, not to mention dental hygiene, which is a crook of shit. Then glance over your teeth. I quit smoking 10 years ago. When can I expect the stains to be cleaned? My projected cost was $12,000, but you can get work done slowly and pay accordingly. What they will do is remove my four front veneers and make me toothless until the work is hurried and I pay in full. The dentist has become a salesman, charging you for unnecessarily dirty work.

Some good advice I found is that there are always neighborhood sites that can lead you in the right direction, like a like a dentist, etc. A very useful tool.

https://www.youtube.com/watch?v=mTa1Zr1JkLg

Can I Qualify For Mortgage After Multiple Bankruptcies?